Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
|
|
 May 9 2014, 03:05 PM
Return to original view | Post
#1
|
 
Senior Member
824 posts Joined: Dec 2006  
|
I have terminated Wise Plat Card (expired June) because the card retention officer refuses to waive the AF citing that i utilised too much of the CB..knn..
How soon can i re-apply back the card w/o paying AF? 12months? |
|
|
|
|
|
May 9 2014, 03:54 PM
Return to original view | Post
#2
|
|
Senior Member
824 posts Joined: Dec 2006
|
QUOTE(Wongchoy @ May 9 2014, 03:44 PM) If the card is expiring in June, now is the time to negotiate with retention. Once AF & GST kicks in... Have to pay then I don't mind paying GST but HLB insisted No AF waiver for me. I never need to pay the AF in my entire CC history of >10yrs.  This HLB is very special. |
|
|
May 9 2014, 05:15 PM
Return to original view | Post
#3
|
|
Senior Member
824 posts Joined: Dec 2006
|
QUOTE(supersound @ May 9 2014, 04:32 PM) Just the AF can show how cheapskate person can be Platinum card wor, a prestige of rich man   ya super cheapskate...always thinks how to earn $ from rich bank.  |
|
|
Jun 19 2014, 09:01 AM
Return to original view | Post
#4
|
|
Senior Member
824 posts Joined: Dec 2006
|
QUOTE(kyoushi @ Jun 18 2014, 04:25 PM) Next month will be my expiry month, so expect to see AF+GST(300+50) by August, if downgrade now then expected charges fee+AF+GST(50+160+50), lower charge and better in future, correct? Y you wanna pay bank for the stupid AF? If majority choose to cut card, then HLB will review and offer AF waiver in future. Just cancell the card and re-apply Gold later..there are other good card around MBB2 and PB Visa Sig.This post has been edited by kop2299: Jun 19 2014, 09:28 AM |
|
Topic ClosedOptions
|
| Change to: |  0.0169sec
 0.71
 7 queries
 GZIP Disabled
Time is now: 8th December 2025 - 09:00 PM |
Quote