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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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den
post May 20 2014, 11:27 PM

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1,643 posts

Joined: Jan 2003
From: Federal Territory of KL Status: Widowed



QUOTE(bee993 @ May 20 2014, 07:09 PM)
so dem mafan for my application....all thing provided then say cant verify my employment???

i ask him what the used of the salary slip and bank statement shown then? if not employed with the company why every month the com pay me? so stupid annoying...i *** kao them , u check ctos ccris or watever u like, at the end i say u wan approve u approve,dunwan just reject dun need so troublesome. nvr had issue with any other bank.fxck this bank which i dem hate b4 this wise card even came out.
*
not sure for your case.

in my case, they actually call me via my office phone number for verification purpose.
this is the first time i experience this after so many credit card application. biggrin.gif
den
post Jun 28 2014, 11:35 PM

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Senior Member
1,643 posts

Joined: Jan 2003
From: Federal Territory of KL Status: Widowed



QUOTE(hurtedheart @ Jun 28 2014, 03:09 PM)
Hi guys, is it a wise choice to cancel my wise cc in order to get rid of the annual fee charge of rm160 and then reapply? Ofcourse I would need to forgo the rebates that I usually entitle after cutting my card, but my usual spending is rm50x10, so if I spend rm50x10 in current month (July) and prepay august's spending of rm500 in  July to max out the rebate, and cancel the card in end of August assuming anniversary is on august, and reapply in September, then I can get rid of rm160 annual fee, even after paying rm50 service charge still save rm110. Does this work?
*
Don't think that is possible.
Maybe you can only re-apply again after 6 months.

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