Hi pros...I need some clarification about
8. Is Supplementary Card' retail transactions accumulated into the total number of swipes to meet requirement of 10 retail swipes per month and are those transactions eligible for 10% cash back also?
Yes, all posted retail transactions on supplementary card will be taken into account as per principal card. However, cash back earned will be credited into the principal Cardholder account only.

So does that mean the cash back is also applies to the sub card? I.e transactions on sub card entitled for cash back but credited to principle card only right?

Another thing, they held an event at MV last weekend and I asked about the annual fee waiver. The guy said swipe 12 a yer den automatically waive...is this true?

ok..thanks

just went to HLB to apply then i double confirm about this matter and the officer said that the sup card can contribute to the 10x >rm50 but sup card not entitled to the 10% rebate (such a turn off). that's y they don't advise applicants to go for sup card. instead go for the combo card.

and also regarding the annual fee waiver, it's stated in the application form that we need to have a minimum 12 transactions then they can do a waiver for the subsequent years.

when i was in MV the sales ppl only needed the applicant's EPF statement but they bank wants income tax, bank statement bla bla bla....then i pointed out about the application procedure in MV event then the officer said that's y most of the time will get rejected due to lack of supporting documents. (i wanted to show bank records of citibank, she said now they don't accept anymore )

BTW can anyone explain the combo GSC card free tix to me? the officer was trying to confuse me..i thought it would be straight up buy 1 tix online and free another tix for the same movie at the same time?