Successfully registered for uob payonline account, but forgotten its password as seldom login. Emailed to payonline@uob.com.my for password resetting, but never got their reply or answer.

Hence, this was my first experience and would be my last ones indeed. Definitely won't use any unreliable and not trust-able services as this.

Why not using back bank itself of their online banking for more secure transactions and trust-able services?

Therefore to be exact, you need to swipe at least (11 to 13) x RM50 transactions per month, or you may be facing the possibilities of getting 0% cash back, due to HLB's system glitches and some merchants' late posting/wrongly MCC codes entering of transactions made.

Nonetheless, the HLB's CS (customer service) officers were mostly un-trained/un-knowledgeable, thus often giving wrong information and unable to solve/clarify-confirm the problems arise from their credit card's especially!!

Why not opt for 100% confirmed cash back + good CS (customer service) in all terms??

Note: Won't promoting any credit card here, as they're good/suitable only depends on our's differently spending patterns.

The relevant credit cards under this Campaign MUST BE approved by 30 June 2014 and each Eligible
Cardholder will receive the following offers (“collectively referred herein as Offers”) subject to the
fulfillment of the following criteria:

Driving Video Recorder Gift:

(i) Eligible Cardholders are required to perform an accumulated retail spend of minimum
RM1500 (“Minimum Spend”) using the credit cards issued under this Campaign within
60 days from the card approval date in order to receive ONE(1) gift of Driving Video
Recorder (“Gift”).



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