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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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sendohz
post Oct 2 2014, 12:21 PM

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QUOTE(supersound @ Oct 2 2014, 12:00 PM)
You can always ignore me, simple as that. Still you can't stop your self to insult me, just like others.
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whistling.gif
Thanks for reminding to ignore you.
Ignore mode activated.
akh2920
post Oct 2 2014, 02:40 PM

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QUOTE(onnying88 @ Oct 1 2014, 04:04 PM)
This is the current on going promotion. No AF for supp card and free fan if apply 2. I already applied and approved. Now waiting for fan to cool us down. smile.gif

user posted image
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Is there any t&c that prevent us from early termination for the supp cards? unsure.gif
Asgaard
post Oct 2 2014, 09:55 PM

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QUOTE(akh2920 @ Oct 2 2014, 02:40 PM)
Is there any t&c that prevent us from early termination for the supp cards? unsure.gif
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Dont have. But of course let the items delivered first.... And also, let sales person earn some commission la.. u pull out early , will clawback wink.gif At least u can still keep the card ma since first year free annual fee
akh2920
post Oct 2 2014, 10:04 PM

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QUOTE(Asgaard @ Oct 2 2014, 09:55 PM)
Dont have. But of course let the items delivered first.... And also, let sales person earn some commission la.. u pull out early , will clawback  wink.gif  At least u can still keep the card ma since first year free annual fee
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Haha u r right, noted. Btw, lets say i wanna apply under someone's name, do i need them to be present?
Asgaard
post Oct 2 2014, 10:12 PM

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QUOTE(akh2920 @ Oct 2 2014, 10:04 PM)
Haha u r right, noted. Btw, lets say i wanna apply under someone's name, do i need them to be present?
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Yup. They have to sign on original form. Credit card quite strict.
SUSsupersound
post Oct 3 2014, 02:35 AM

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QUOTE(akh2920 @ Oct 2 2014, 10:04 PM)
Haha u r right, noted. Btw, lets say i wanna apply under someone's name, do i need them to be present?
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By right cannot, but if you apply on booth, yes.
victorywp
post Oct 3 2014, 06:55 AM

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QUOTE(supersound @ Oct 3 2014, 02:35 AM)
By right cannot, but if you apply on booth, yes.
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no, the main cardholder MUST be present (of course) no matter where you apply from.

if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time. brows.gif
we swipe the card, you pay the bill. laugh.gif
cybpsych
post Oct 3 2014, 08:03 AM

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QUOTE(victorywp @ Oct 3 2014, 06:55 AM)
no, the main cardholder MUST be present (of course) no matter where you apply from.

if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time.  brows.gif
we swipe the card, you pay the bill.  laugh.gif
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Won't fly le.

Although application is initiated by principal card holder, he/she still need supp holder's NRIC and photocopy as well. Some forms need you to declare relationship between principal n supp holders smile.gif

yes, still can declare whatever (or managed to get a copy of the NRIC), but if reported, the liability still falls on principal holder.

I wonder what are the liabilities to the supp holder. CCRIS? Perhaps CTOS? Cuz depends on bank's definition on liability, principal or supp or both? Hmmm....
akh2920
post Oct 3 2014, 08:35 AM

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QUOTE(victorywp @ Oct 3 2014, 06:55 AM)
no, the main cardholder MUST be present (of course) no matter where you apply from.

if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time.  brows.gif
we swipe the card, you pay the bill.  laugh.gif
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I thought supp card's bill is also paid by main card holder? hmm.gif
SUSsupersound
post Oct 3 2014, 11:15 AM

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QUOTE(akh2920 @ Oct 3 2014, 08:35 AM)
I thought supp card's bill is also paid by main card holder? hmm.gif
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Guess you still don't know what people can do with your IC and income statements.
FMB, newspapers are somewhere you can refer to, on the fraud cases happens.
They can use your documents to apply another bank's card and won't use it till after few years.
Principle card already can do this, supp card even safer for them.
akh2920
post Oct 3 2014, 11:21 AM

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QUOTE(supersound @ Oct 3 2014, 11:15 AM)
Guess you still don't know what people can do with your IC and income statements.
FMB, newspapers are somewhere you can refer to, on the fraud cases happens.
They can use your documents to apply another bank's card and won't use it till after few years.
Principle card already can do this, supp card even safer for them.
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I've applied credit cards twice, both also requires my finger print o... But if can skip this verification then really dangerous liao sad.gif
SUSsupersound
post Oct 3 2014, 11:26 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:21 AM)
I've applied credit cards twice, both also requires my finger print o... But if can skip this verification then really dangerous liao sad.gif
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Apply on booth or bank's branch?
akh2920
post Oct 3 2014, 11:31 AM

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QUOTE(supersound @ Oct 3 2014, 11:26 AM)
Apply on booth or bank's branch?
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One at booth, another one at branch.. For the booth one, they even brought the finger print scanner together sweat.gif

This post has been edited by akh2920: Oct 3 2014, 11:32 AM
SUSsupersound
post Oct 3 2014, 11:38 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:31 AM)
One at booth, another one at branch.. For the booth one, they even brought the finger print scanner together sweat.gif
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Is just for showing, it just for the sake of "extra" security to make us feel more secure.

akh2920
post Oct 3 2014, 11:41 AM

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QUOTE(supersound @ Oct 3 2014, 11:38 AM)
Is just for showing, it just for the sake of "extra" security to make us feel more secure.
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Maybe, but they did actually used it anyway during my application...
SUSsupersound
post Oct 3 2014, 11:45 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:41 AM)
Maybe, but they did actually used it anyway during my application...
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Just attach to the application form whistling.gif But did you put a cross mark stated for "xx card application only"?
eugenecctan
post Oct 3 2014, 11:49 AM

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hey guys, i saw the cons in page 1,
- Min. RM50 spending per transaction, OCBC / MBB2 Amex at least we can get rebate at any amount spent

I tot as long as you hit 10 transactions for at least RM50, remaining transaction even when less than RM50, we still entitle for 10% discount?
akh2920
post Oct 3 2014, 11:49 AM

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QUOTE(supersound @ Oct 3 2014, 11:45 AM)
Just attach to the application form whistling.gif  But did you put a cross mark stated for "xx card application only"?
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Yes I am always very careful for such thing haha. For wise card i also reconfirm million times "eh, i wan gold card har! dun gimme plat har!" lel
SUSsupersound
post Oct 3 2014, 11:50 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:49 AM)
Yes I am always very careful for such thing haha. For wise card i also reconfirm million times "eh, i wan gold card har! dun gimme plat har!" lel
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Good, then no need to worry much thumbup.gif
TSronnie
post Oct 3 2014, 01:04 PM

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