QUOTE(supersound @ Oct 2 2014, 12:00 PM)
You can always ignore me, simple as that. Still you can't stop your self to insult me, just like others.
Thanks for reminding to ignore you.
Ignore mode activated.
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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Oct 2 2014, 12:21 PM
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Senior Member
1,359 posts Joined: May 2006 |
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Oct 2 2014, 02:40 PM
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Junior Member
440 posts Joined: Sep 2013 |
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Oct 2 2014, 09:55 PM
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Senior Member
1,239 posts Joined: Apr 2012 |
QUOTE(akh2920 @ Oct 2 2014, 02:40 PM) Dont have. But of course let the items delivered first.... And also, let sales person earn some commission la.. u pull out early , will clawback At least u can still keep the card ma since first year free annual fee |
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Oct 2 2014, 10:04 PM
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Junior Member
440 posts Joined: Sep 2013 |
QUOTE(Asgaard @ Oct 2 2014, 09:55 PM) Dont have. But of course let the items delivered first.... And also, let sales person earn some commission la.. u pull out early , will clawback At least u can still keep the card ma since first year free annual fee Haha u r right, noted. Btw, lets say i wanna apply under someone's name, do i need them to be present? |
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Oct 2 2014, 10:12 PM
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Senior Member
1,239 posts Joined: Apr 2012 |
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Oct 3 2014, 02:35 AM
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Senior Member
11,554 posts Joined: Aug 2009 |
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Oct 3 2014, 06:55 AM
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All Stars
11,677 posts Joined: Oct 2013 From: Her Heart |
QUOTE(supersound @ Oct 3 2014, 02:35 AM) no, the main cardholder MUST be present (of course) no matter where you apply from.if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time. we swipe the card, you pay the bill. |
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Oct 3 2014, 08:03 AM
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All Stars
62,905 posts Joined: Jan 2003 |
QUOTE(victorywp @ Oct 3 2014, 06:55 AM) no, the main cardholder MUST be present (of course) no matter where you apply from. Won't fly le.if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time. we swipe the card, you pay the bill. Although application is initiated by principal card holder, he/she still need supp holder's NRIC and photocopy as well. Some forms need you to declare relationship between principal n supp holders yes, still can declare whatever (or managed to get a copy of the NRIC), but if reported, the liability still falls on principal holder. I wonder what are the liabilities to the supp holder. CCRIS? Perhaps CTOS? Cuz depends on bank's definition on liability, principal or supp or both? Hmmm.... |
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Oct 3 2014, 08:35 AM
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Junior Member
440 posts Joined: Sep 2013 |
QUOTE(victorywp @ Oct 3 2014, 06:55 AM) no, the main cardholder MUST be present (of course) no matter where you apply from. I thought supp card's bill is also paid by main card holder? if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time. we swipe the card, you pay the bill. |
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Oct 3 2014, 11:15 AM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(akh2920 @ Oct 3 2014, 08:35 AM) Guess you still don't know what people can do with your IC and income statements.FMB, newspapers are somewhere you can refer to, on the fraud cases happens. They can use your documents to apply another bank's card and won't use it till after few years. Principle card already can do this, supp card even safer for them. |
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Oct 3 2014, 11:21 AM
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Junior Member
440 posts Joined: Sep 2013 |
QUOTE(supersound @ Oct 3 2014, 11:15 AM) Guess you still don't know what people can do with your IC and income statements. I've applied credit cards twice, both also requires my finger print o... But if can skip this verification then really dangerous liao FMB, newspapers are somewhere you can refer to, on the fraud cases happens. They can use your documents to apply another bank's card and won't use it till after few years. Principle card already can do this, supp card even safer for them. |
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Oct 3 2014, 11:26 AM
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Senior Member
11,554 posts Joined: Aug 2009 |
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Oct 3 2014, 11:31 AM
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Junior Member
440 posts Joined: Sep 2013 |
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Oct 3 2014, 11:38 AM
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Senior Member
11,554 posts Joined: Aug 2009 |
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Oct 3 2014, 11:41 AM
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Junior Member
440 posts Joined: Sep 2013 |
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Oct 3 2014, 11:45 AM
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Senior Member
11,554 posts Joined: Aug 2009 |
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Oct 3 2014, 11:49 AM
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Senior Member
983 posts Joined: Nov 2009 |
hey guys, i saw the cons in page 1,
- Min. RM50 spending per transaction, OCBC / MBB2 Amex at least we can get rebate at any amount spent I tot as long as you hit 10 transactions for at least RM50, remaining transaction even when less than RM50, we still entitle for 10% discount? |
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Oct 3 2014, 11:49 AM
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Junior Member
440 posts Joined: Sep 2013 |
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Oct 3 2014, 11:50 AM
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Senior Member
11,554 posts Joined: Aug 2009 |
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Oct 3 2014, 01:04 PM
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All Stars
19,598 posts Joined: Jan 2003 From: Kuala Lumpur |
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