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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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aeiou228
post Jul 2 2014, 02:07 PM

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QUOTE(tigaxxx @ Jul 2 2014, 01:02 PM)
logged in to HL connect and noticed my June's tenth transaction was posted on 1 july.... i think I'll miss 10% CR  mad.gif
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When is the transaction date of your 10th transaction ?
aeiou228
post Jul 8 2014, 03:01 PM

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QUOTE(eddievh @ Jul 8 2014, 02:23 PM)
Just fyi , Caring pharmacy tesco bukit tinggi klang is not under grocery category.  Just check my statement just now.
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The Caring pharmacy is under the Tesco health & personal care department or outside stand alone shop lot but within Tesco building ?
If Caring in under the Tesco heath & personal care department, you swiped the card at the pharmacy counter or at the general cashier ?

This post has been edited by aeiou228: Jul 8 2014, 03:02 PM
aeiou228
post Jul 8 2014, 04:50 PM

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Suprisingly, HLB sent me 2 gift cards of Rm100 each.Attached Image
aeiou228
post Jul 12 2014, 06:04 PM

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QUOTE(shintz @ Jul 12 2014, 04:50 PM)
Just get my wise card yesterday.
Got some question here. Need pro ppl advise.

1. My TNB bill is around rm500. So, means I can use UOB payonline, to pay 10 times rm50?

2. Is it 1 day just can do twice transaction with same company? So, means i need use 5day to make 10 transaction?

3. Because at the UOB payonline portal, the TNB bill "required field" need to submit "bill no", it is possible to pay 10 times for 1 bill number??

4. The car video recorder is ends on 30 June. I submit all the form 26 June. But, the aproval date is 9 July. So, I m not entitle for the car video recorder promotion?

thanks.
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If I were you, I will just pay over 5 x RM100 for the TNB, no need 10x RM50 so troublesome.
The balance 5 x transactions surely can be fulfilled by petrol and Mobile within a month.
aeiou228
post Jul 30 2014, 05:35 PM

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QUOTE(Wongchoy @ Jul 30 2014, 02:52 PM)
You must be the most unluckiest wise card holder. Always pay and got nothing!
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Oh, now I remember, last time, he wasn't getting rebates for some month end transactions and now wasn't paid for grocery transactions. Very unlucky indeed.
aeiou228
post Jul 30 2014, 06:26 PM

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QUOTE(initialkid @ Jul 30 2014, 05:46 PM)
quick question

if i swiped 96.00x5, 94.00x5, 44.60x1 and 0.40x1, will i get rm100 rebate?
if i swiped 96.00x5, 94.00x5 and 44.60x1, will i only get rm99 rebate?
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In what circumstances, you can swipe with such precision and how do you swipe a 40sen transaction ?
aeiou228
post Jul 30 2014, 10:23 PM

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QUOTE(victorywp @ Jul 30 2014, 08:50 PM)
but i came across a few petrol stations able to set cents at the pump. last time i set rm0.08 at petron. the most lol amount record in history.
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How to set a fixed amount at Petron ? Set amount first or insert payment card first ?
aeiou228
post Jul 31 2014, 10:38 AM

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QUOTE(LostAndFound @ Jul 31 2014, 05:12 AM)
Why consider as excuse though? Well known already that everything depends on merchant code, and merchant code is decided by merchant not by CC-offering bank. Expect the bank to look at your purchase receipt and say 'oh, this one is grocery, nah we give you money'?
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You are right. The merchant code is determined by the credit card terminal owner (Merchant Acquiring Bank), whereas the credit card is issued by another bank (Card Issuing Bank).
If acquiring bank classified a merchant under MCC5422, then of course the card issuing bank in this cash HLB can't pay the 10% rebate because HLB's TnC promised only MCC5411 eligible for 10% rebate.

Even if the merchant's credit card terminal was acquired by the same bank ie HLB, the 10% rebate will still have to be based on merchant code MCC5411 as per WISE card TnC.
aeiou228
post Jul 31 2014, 10:45 AM

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QUOTE(LostAndFound @ Jul 31 2014, 10:42 AM)
Did you use the card? Because my agent said waiver with at least one swipe in 60 days.
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Maybe it was due to this reason.
aeiou228
post Jul 31 2014, 10:48 AM

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QUOTE(victorywp @ Jul 31 2014, 10:34 AM)
sign0006.gif
lol... due to last time when i'm going to cancel my stanchart cc.
stanchart used to give 5% cb on petrol too but the cb will only be given in next statement.
there's one time i pumped rm30 and so i received rm1.50 (next month).
since i am going to cancel the cc (due to their changes in t&c), so i just pumped rm1.50 to utilise the cb.
but then i received rm0.08 (next month) again, so i pumped that rm0.08 amount and the cb ended lor!
super kiasu style!  sweat.gif  blush.gif
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Did the 8sen petrol actually flow out from the nozzle gun ? hmm.gif

This post has been edited by aeiou228: Jul 31 2014, 10:49 AM
aeiou228
post Jul 31 2014, 11:10 AM

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QUOTE(victorywp @ Jul 31 2014, 10:51 AM)
lol... as i said, actually i just want my statement balance to be 0 only. i don't want to let stanchart earn anything from me (not even a rm0.08 positive amount in my account).  brows.gif
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As the matter of fact, I have some small credit balance in my inactive citibank cc and because of that I receive paper statement every month ( pls note that if zero transaction, you wouldn't receive monthly statement) So I take it as a monthly check on my citibank cc incase of any unauthorized chargers.
aeiou228
post Aug 2 2014, 11:15 AM

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QUOTE(DarReNz @ Aug 2 2014, 10:50 AM)
yeap i also get it when using maxispay when you make 2 transactions in one minute with one TAC  nod.gif
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How did you make two transactions with just one TAC ? I used Maxis Pay to pay favorite's bill, I don't think it is possible to make 2 transactions with one TAC. Perhaps you can share with us how you do it?
aeiou228
post Aug 5 2014, 10:43 AM

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QUOTE(supersound @ Aug 5 2014, 01:21 AM)
As I in middle east working now and using WISE to buy groceries. But why I can't enjoy the cash back rebet? Thanks.
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Your groceries spent was in June or July ?
aeiou228
post Aug 5 2014, 12:59 PM

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QUOTE(supersound @ Aug 5 2014, 11:35 AM)
June transaction, July also got, with their excuse, I considered paid the annual fees.
Now all transactions in Middle East I just use my AMEX, with 5X TPs, sure get it.
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Then the only reason for not getting CB must be the MCC code not ngam.
BTW, did WISE TnC mention overseas transactions in selected category also can get CB ?? hmm.gif
aeiou228
post Aug 5 2014, 01:54 PM

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QUOTE(sailou @ Aug 5 2014, 01:25 PM)
Called to ask for a waiver on my annual fee. CS say no waiver for Wise.

When i enquired about downgrading my card to gold for cheaper annual fee, CS say if you downgrade then no longer entitle for any rebate.

I was like WTF... Anyone have any idea on the downgrading part?
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Miscommunication la tu.
The CS was probably referring to your last month CB to be paid on 28 Aug.
If downgrade to Gold Wise card but no more CB, then the downgraded card is surely not a Wise card any more.

This post has been edited by aeiou228: Aug 5 2014, 02:21 PM
aeiou228
post Aug 5 2014, 06:23 PM

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QUOTE(lamode @ Aug 5 2014, 05:00 PM)
my card due on Dec...
will make sure myself cut it early Oct to avoid the AF... otherwise my effective cash back is very little only, most probably less than Maybank2cards. nod.gif  sweat.gif  hmm.gif
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Last time card member called HLB for waiver before AF charged but was told by CS that they need to wait after the AF charged to the account only then can ask for waiver. But after kena charged AF, card member called up for waiver but all got rejected. Does CS still playing the same trick or they are now telling the card member that AF can't be waived even before AF charged ?
aeiou228
post Aug 8 2014, 04:36 PM

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I hope more WISE card members cancel their card due to AF. At least give some pressure to HLB to back down. Again hopefully, HLB back down before my 2nd renewal next year. Haha... blush.gif

This post has been edited by aeiou228: Aug 8 2014, 04:36 PM
aeiou228
post Aug 8 2014, 04:53 PM

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QUOTE(titanic_crash @ Aug 8 2014, 04:49 PM)
i got charged with the annual fee..but why HLB charge half?

they charge me rm80..

how to post the picture in this forum?
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under more option > browse file > upload > add to post

Did you call before AF charged or you didn't call at all ??

This post has been edited by aeiou228: Aug 8 2014, 04:55 PM
aeiou228
post Aug 8 2014, 05:52 PM

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QUOTE(titanic_crash @ Aug 8 2014, 04:58 PM)
here it is..

no, i didn't call yet..
govt tax was charged on 25 july while AF was charged on 1 aug
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HLB very weird. I got full waiver, you got half waiver, some don't get waiver. Just don't know what is their waiver policy.

QUOTE(victorywp @ Aug 8 2014, 05:31 PM)
yes, agree! and also the card which i don't mind to pay its af (if really have to).
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Eh..! don't say it openly lah. The HLB policy maker would probably read this topic to gauge the card members acceptance towards the non waiver of AF policy. icon_idea.gif
aeiou228
post Aug 12 2014, 03:38 PM

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QUOTE(akh2920 @ Aug 12 2014, 02:51 PM)
I went to change the date as soon as i got the card, but then system error, then they say need to wait more than one week baru can do doh.gif

Btw me good pipu always pay on the first day which the statement is out tongue.gif
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Perhaps your are not aware that Hong Leong Connect credit card payment can be scheduled ?

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