QUOTE(tigaxxx @ Jul 2 2014, 01:02 PM)
logged in to HL connect and noticed my June's tenth transaction was posted on 1 july.... i think I'll miss 10% CR 
When is the transaction date of your 10th transaction ?Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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Jul 2 2014, 02:07 PM
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#81
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Jul 8 2014, 03:01 PM
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#82
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QUOTE(eddievh @ Jul 8 2014, 02:23 PM) Just fyi , Caring pharmacy tesco bukit tinggi klang is not under grocery category. Just check my statement just now. The Caring pharmacy is under the Tesco health & personal care department or outside stand alone shop lot but within Tesco building ?If Caring in under the Tesco heath & personal care department, you swiped the card at the pharmacy counter or at the general cashier ? This post has been edited by aeiou228: Jul 8 2014, 03:02 PM |
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Jul 8 2014, 04:50 PM
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#83
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Jul 12 2014, 06:04 PM
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#84
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QUOTE(shintz @ Jul 12 2014, 04:50 PM) Just get my wise card yesterday. If I were you, I will just pay over 5 x RM100 for the TNB, no need 10x RM50 so troublesome. Got some question here. Need pro ppl advise. 1. My TNB bill is around rm500. So, means I can use UOB payonline, to pay 10 times rm50? 2. Is it 1 day just can do twice transaction with same company? So, means i need use 5day to make 10 transaction? 3. Because at the UOB payonline portal, the TNB bill "required field" need to submit "bill no", it is possible to pay 10 times for 1 bill number?? 4. The car video recorder is ends on 30 June. I submit all the form 26 June. But, the aproval date is 9 July. So, I m not entitle for the car video recorder promotion? thanks. The balance 5 x transactions surely can be fulfilled by petrol and Mobile within a month. |
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Jul 30 2014, 05:35 PM
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#85
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Jul 30 2014, 06:26 PM
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#86
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Jul 30 2014, 10:23 PM
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#87
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Jul 31 2014, 10:38 AM
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#88
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QUOTE(LostAndFound @ Jul 31 2014, 05:12 AM) Why consider as excuse though? Well known already that everything depends on merchant code, and merchant code is decided by merchant not by CC-offering bank. Expect the bank to look at your purchase receipt and say 'oh, this one is grocery, nah we give you money'? You are right. The merchant code is determined by the credit card terminal owner (Merchant Acquiring Bank), whereas the credit card is issued by another bank (Card Issuing Bank). If acquiring bank classified a merchant under MCC5422, then of course the card issuing bank in this cash HLB can't pay the 10% rebate because HLB's TnC promised only MCC5411 eligible for 10% rebate. Even if the merchant's credit card terminal was acquired by the same bank ie HLB, the 10% rebate will still have to be based on merchant code MCC5411 as per WISE card TnC. |
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Jul 31 2014, 10:45 AM
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#89
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Jul 31 2014, 10:48 AM
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#90
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QUOTE(victorywp @ Jul 31 2014, 10:34 AM) lol... due to last time when i'm going to cancel my stanchart cc. stanchart used to give 5% cb on petrol too but the cb will only be given in next statement. there's one time i pumped rm30 and so i received rm1.50 (next month). since i am going to cancel the cc (due to their changes in t&c), so i just pumped rm1.50 to utilise the cb. but then i received rm0.08 (next month) again, so i pumped that rm0.08 amount and the cb ended lor! super kiasu style! This post has been edited by aeiou228: Jul 31 2014, 10:49 AM |
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Jul 31 2014, 11:10 AM
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#91
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QUOTE(victorywp @ Jul 31 2014, 10:51 AM) lol... as i said, actually i just want my statement balance to be 0 only. i don't want to let stanchart earn anything from me (not even a rm0.08 positive amount in my account). As the matter of fact, I have some small credit balance in my inactive citibank cc and because of that I receive paper statement every month ( pls note that if zero transaction, you wouldn't receive monthly statement) So I take it as a monthly check on my citibank cc incase of any unauthorized chargers. |
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Aug 2 2014, 11:15 AM
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#92
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QUOTE(DarReNz @ Aug 2 2014, 10:50 AM) How did you make two transactions with just one TAC ? I used Maxis Pay to pay favorite's bill, I don't think it is possible to make 2 transactions with one TAC. Perhaps you can share with us how you do it? |
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Aug 5 2014, 10:43 AM
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#93
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Aug 5 2014, 12:59 PM
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#94
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QUOTE(supersound @ Aug 5 2014, 11:35 AM) June transaction, July also got, with their excuse, I considered paid the annual fees. Then the only reason for not getting CB must be the MCC code not ngam.Now all transactions in Middle East I just use my AMEX, with 5X TPs, sure get it. BTW, did WISE TnC mention overseas transactions in selected category also can get CB ?? |
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Aug 5 2014, 01:54 PM
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#95
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QUOTE(sailou @ Aug 5 2014, 01:25 PM) Called to ask for a waiver on my annual fee. CS say no waiver for Wise. Miscommunication la tu.When i enquired about downgrading my card to gold for cheaper annual fee, CS say if you downgrade then no longer entitle for any rebate. I was like WTF... Anyone have any idea on the downgrading part? The CS was probably referring to your last month CB to be paid on 28 Aug. If downgrade to Gold Wise card but no more CB, then the downgraded card is surely not a Wise card any more. This post has been edited by aeiou228: Aug 5 2014, 02:21 PM |
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Aug 5 2014, 06:23 PM
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#96
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QUOTE(lamode @ Aug 5 2014, 05:00 PM) my card due on Dec... Last time card member called HLB for waiver before AF charged but was told by CS that they need to wait after the AF charged to the account only then can ask for waiver. But after kena charged AF, card member called up for waiver but all got rejected. Does CS still playing the same trick or they are now telling the card member that AF can't be waived even before AF charged ?will make sure myself cut it early Oct to avoid the AF... otherwise my effective cash back is very little only, most probably less than Maybank2cards. |
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Aug 8 2014, 04:36 PM
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I hope more WISE card members cancel their card due to AF. At least give some pressure to HLB to back down. Again hopefully, HLB back down before my 2nd renewal next year. Haha...
This post has been edited by aeiou228: Aug 8 2014, 04:36 PM |
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Aug 8 2014, 04:53 PM
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QUOTE(titanic_crash @ Aug 8 2014, 04:49 PM) i got charged with the annual fee..but why HLB charge half? under more option > browse file > upload > add to postthey charge me rm80.. how to post the picture in this forum? Did you call before AF charged or you didn't call at all ?? This post has been edited by aeiou228: Aug 8 2014, 04:55 PM |
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Aug 8 2014, 05:52 PM
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QUOTE(titanic_crash @ Aug 8 2014, 04:58 PM) HLB very weird. I got full waiver, you got half waiver, some don't get waiver. Just don't know what is their waiver policy.QUOTE(victorywp @ Aug 8 2014, 05:31 PM) Eh..! don't say it openly lah. The HLB policy maker would probably read this topic to gauge the card members acceptance towards the non waiver of AF policy. |
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Aug 12 2014, 03:38 PM
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#100
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QUOTE(akh2920 @ Aug 12 2014, 02:51 PM) I went to change the date as soon as i got the card, but then system error, then they say need to wait more than one week baru can do Perhaps your are not aware that Hong Leong Connect credit card payment can be scheduled ?Btw me good pipu always pay on the first day which the statement is out |
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