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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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victorywp
post Sep 19 2014, 05:52 PM

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QUOTE(cybpsych @ Sep 19 2014, 05:49 PM)
ahhhh then that's good!

will do this AFTER 1st April 2015  brows.gif
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lol... i thought you want to apply now and get a tower fan? brows.gif
victorywp
post Sep 19 2014, 06:02 PM

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the largest hypermarket chain in middle east will set up its first outlet in malaysia next year june.
this is the one that supersound can't get the 10% cash back right? brows.gif

http://www.thestar.com.my/News/Nation/2014...ysia-next-June/

victorywp
post Sep 19 2014, 06:14 PM

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QUOTE(onnying88 @ Sep 19 2014, 06:08 PM)
Yalo, since supp card application no need income doc right?
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yeah, which is why you can see rich man's son in college can use cc to swipe and rich man's jobless girlfriend can use cc to swipe. brows.gif
victorywp
post Sep 20 2014, 05:00 PM

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QUOTE(K for Ketamine @ Sep 20 2014, 04:24 PM)
but this wise cc section, if you going to split into 38 payment, u get nothing for cash rebate.

RM380 max split is 7 & still enjoy rebate 10%
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you are right.. unless her hlb cc is the one she is terminating = hlb essential.
victorywp
post Sep 20 2014, 05:11 PM

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QUOTE(adele123 @ Sep 20 2014, 05:07 PM)
I was referring to the promo. You pay your cc outstanding from your savings acct is also 1 entry.

And since hlb doesnt allow much bill payment via cc in the first place no point lo.

But those using hlb cc and with savings account... Then you pay your cc from savibgs acct... Each payment entitles one entry.

My previous post not clear... I shall edit.
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i see... you mean split into 38 payments from your casa to your hlb cc account. lol, good idea...
victorywp
post Sep 20 2014, 07:34 PM

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QUOTE(adele123 @ Sep 20 2014, 05:40 PM)
Rmb to minus annual fee. That's your cost too... If you renew it.
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and the risk of getting 0% cb due to different mcc codes in the chosen categories.
victorywp
post Sep 20 2014, 09:17 PM

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QUOTE(DarReNz @ Sep 20 2014, 08:47 PM)
safest and confirm cashback is still petrol/groceries and mobile
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cannot let supersound see you say grocery as one of the safest and confirmed cashback ohhh... :lol:
victorywp
post Sep 20 2014, 10:58 PM

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QUOTE(Wongchoy @ Sep 20 2014, 09:43 PM)
To be honest, grocery trnx is pretty much safer than dining option. While i never fail in getting rebate from grocery, 5 of my dining trnx gets no rebate.
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yeah, if compared to dining. at least the major hypermarkets in malaysia like aeon big, tesco, giant all no problem. just afraid some smaller-scale supermarkets or overseas hypermarkets.
victorywp
post Sep 21 2014, 11:57 AM

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QUOTE(DarReNz @ Sep 21 2014, 12:36 AM)
u rather trust overseas groceries or dining ?
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it's hard to choose from these two. i would just trust petrol and major local hypermarkets. lol...

how about you?
victorywp
post Sep 23 2014, 03:56 PM

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QUOTE(mletee @ Sep 23 2014, 02:28 PM)
i just swap by platinium wise card to gold wise card by calling customer service..i get my gold card within 2 weeks time thru postage..u guys can try to convert the platinium card before anniversary month if u wan to remain this card..u can lower down the charges of AF from RM300 to RM160..
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you converted one month before your anniversary?
victorywp
post Sep 23 2014, 07:00 PM

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QUOTE(mletee @ Sep 23 2014, 06:43 PM)
totally agree..mayb will spend few ringgit extra tongue.gif
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few ringgit extra? not few ringgit lesser meh? the least can go is to spend rm985 but still get rm100 cb.
victorywp
post Sep 23 2014, 07:19 PM

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QUOTE(mletee @ Sep 23 2014, 07:04 PM)
hahaha..i think u calculate until the grass die jor tongue.gif
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lol... usually i will go few ringgit lesser, very seldom can meet the least like rm15 as i mentioned... because that will need special and proper plan/strategy.
victorywp
post Sep 25 2014, 09:28 AM

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QUOTE(cdspins @ Sep 25 2014, 09:10 AM)
Hi all, I have a question, for HLB Wise, If my category is petrol and groceries and I have successfully make 10x RM50 or above transaction for the month, then I continue to use it to pump RM40 of petrol, will the RM40 transaction get rebate?
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as long as you done minimum 10 times of >rm50 in a calendar month, you will activate the 10% cb. you can also pump rm10, rm20, rm40 first and then rm50 x 10. not necessarily must be after you accomplished rm50 x 10.
victorywp
post Sep 25 2014, 11:16 AM

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QUOTE(akh2920 @ Sep 25 2014, 10:58 AM)
I use it around RM1500 to RM2000++ per month and get RM80-100 cashback unsure.gif

By the way, what is the max CL for gold card? Mine currently is 3k..
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doesn't really matter, some people having 20k cl (or more) with gold.
victorywp
post Sep 27 2014, 08:16 AM

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QUOTE(LostAndFound @ Sep 27 2014, 08:09 AM)
Is this calculation on per-category basis? So for example if you spend 545 on groceries you get RM55 under grocery category and you spend another 345 on utilities you get RM35 there?
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yes, which is why we can spend rm985 and still get rm100 cb. this is the most minimum amount to spend but still get rm100 cb.
victorywp
post Sep 27 2014, 08:34 AM

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QUOTE(supersound @ Sep 26 2014, 10:42 PM)
MBB dual card. This is the first card you shall get when you are entitled for applying > 1 card.
But have to pay rm100 of GST, AMEX will have 5% of cash back(no restrictions at all, only restrictions on merchant due to they don't want to pay 4.5-5% of service charge, Master and Visa only charge 1-3%) on weekends. Not to mention 5X TP everyday by using AMEX. You can use the TP to offset the GST.
Some new card users are still paying rm50 of GST. When they charge you rm100, you can apply to get rm50 waived and the chances of getting waived are quite high, unlike WISE that will be wasting your time and phone call's charge.
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bro, don't get confused. "dual cards" is the term used by hlb while "2 cards" is the term used by mbb. unless you mean "mbb dua cards". lol...

yes, new users of mbb2cards can benefit from the new promo to get rm100 with 3 swipes, which solve the rm100 gst issue. even better than old users time where we need to use our hard earned tp to strike off the rm50 gst.

if using platinum (or above) for both mbb and hlb, the calls made to them is free (including using mobile phone) but provided you are calling in malaysia.
victorywp
post Sep 27 2014, 12:27 PM

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QUOTE(DarReNz @ Sep 27 2014, 10:10 AM)
if u are using maxis mobile calling 1800 is not free local charges apply
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yes, it's free. i have been doing that with hotlink since years ago calling to both mbb and hlb platinum numbers 1800.
victorywp
post Sep 27 2014, 12:35 PM

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QUOTE(supersound @ Sep 27 2014, 11:58 AM)
Warrior, want to fish me again? I not that stupid wor..... But you may considered yourself lucky during your dream.
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just came back from 3 days holiday still so sarcastic? maybe you need longer holiday to release your stress. hmm.gif

QUOTE(supersound @ Sep 27 2014, 12:09 PM)
bro, buat apa ambik thread lama-lama nie? have you tried yourself? you can continue to be ignorant, but i have been calling for free all the time using hotlink to both mbb and hlb platinum numbers 1800.

ok, very easy to do a simple test. if anybody have hotlink, you can just try to call those 1800 numbers, hung up after 1-2 seconds. it will show the cost of the call. if it's free, call again and talk as long as you want. if it's not free, just cry for help, and someone may donate money to you to make a call back home to your mama.
victorywp
post Sep 27 2014, 10:13 PM

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QUOTE(DarReNz @ Sep 27 2014, 10:06 PM)
ok guys I found this link
https://forum.maxis.com.my/forum_topic.asp?TOPIC_ID=2379

so 1800 is free but 1300 has charges
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yes, correct. 1300 will be charged at local call rate no matter which part of malaysia you call from.
victorywp
post Sep 27 2014, 10:14 PM

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QUOTE(aeiou228 @ Sep 27 2014, 09:13 PM)
Aiyo, you kena mod banned 3 days only and now your symptoms become more worst liao. doh.gif
Not long ago you confused about transaction date and posting date. Die die also said cash back is based on transaction date and accused HLB cheated you.
Then you spent at overseas grocery store but can't get cash back due to merchant code discrepancy, you also die die accused HLB cheated you.
And now you have no knowledge about 1-800 toll free no. but you googled up some wrong/old info from the internet and posted your wrong findings here and inadvertently revealing you level of intelligence ? rclxms.gif

Honestly, it's fun to have you here and keep us entertained. Hope to see more stunts from you thumbup.gif
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wow, since when you created a doctor card for him? lol...

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