When I apply juz now the manager say the AF can be waive by calling .duno is bullshit to convince me or is real.maybe based on spending? Mind to tell u spend over 20k p.a izzit?
And bro ronnie n supersound both are helpful ppl.so dont need angry angry ya..juz get the correct info peacefully and thx to both and other for helping us.

Nope, you are totally wrong on this, the first 2 transactions will be March 2014's cash back which will be in April's statement on cash back. But pay the amount on April's statement.
BTW, no point of arguing on this, just try your best to deny what the HLB's officer said. If you are not convinced on my statement, do try again your better excuse to deny the below statement(copied from FAQ)
16. Are the retail transactions in a calendar month are counted based on posting date or transaction date?
 
Retail transactions in a calendar month are counted based on transaction posting date. Cash-Back is awarded based on the total posted Ringgit amount of eligible retail purchases charged to the Wise Card.
Am my explanation confusing? Maybe for some that with intention to be confused or want to deny my statement.
As stated clearly already, cash back are calculated based on transaction month or calender month.

Ok, before you hit your self bad or make your self really stupid, why not give call center a call or send them a message? Then let's see who right who wrong?
Transaction posting date means the date you do a transaction.
And posting date means the merchant submit their claim

As said, don't deny me, try to deny the FAQ and what the HLB officers said. Another way is the statement also won't cheat.

16.
Are the retail transactions in a calendar month are counted based on posting date or transaction date?
 
Retail transactions in a calendar month are counted based on transaction posting date. Cash-Back is awarded based on the total posted Ringgit amount of eligible retail purchases charged to the Wise Card. 

[attachmentid=3942228][attachmentid=3942229]
Here, do your self some calculations on my cash back.
Then tell me, cash back is based on calender transaction month or posting month
You may say I edited the photos if you wish

11-Feb-14 9-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.30
12-Feb-14 10-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.40
12-Feb-14 10-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.80
18-Feb-14 16-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 52.50
23-Feb-14 21-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.25
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
25-Feb-14 23-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.00
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
26-Feb-14 24-Feb-14 MAXIS PAY - WEB PETALING JAYAMY 50.00
26-Feb-14 24-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 56.85
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00

28-Mar-14 28-Mar-14 PETROL _CASH REBAT 36.00
28-Mar-14 28-Mar-14 DEPTSTORE_CASH REBAT 15.00
28-Mar-14 28-Mar-14 MOBILE _CASH REBAT 5.00

I went thru my previous statement and found a 'quite' similar situation. From the rebates I got for Feb and shown on 28-Mar it did not  include the 3 tranx of AEON on 28-Feb but posted on 2-Mar, but then Feb-2014 is only 28days.

My simple question is, cash back are based on transaction month or posting month?
I said is transaction month but you guys said is transaction date.
So I post my statements as reference I'm right you guys are wrong.
But instead, you guys chickened out, don't dare to calculate but keep insist that I'm wrong

16.
Are the retail transactions in a calendar month are counted based on posting date or transaction date?
 
Retail transactions in a calendar month are counted based on transaction posting date. Cash-Back is awarded based on the total posted Ringgit amount of eligible retail purchases charged to the Wise Card.

My simple question is, cash back are based on transaction month or posting month?
I said is transaction month but you guys said is transaction date.
So I post my statements as reference I'm right you guys are wrong.
But instead, you guys chickened out, don't dare to calculate but keep insist that I'm wrong

I'm the one that ask question that you can't answer but ask me back irrelevant question.

Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI  MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT  MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA  MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT  MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT  MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 70.00

Nope, transaction for cash back is based on transaction date, not posting date.
Still, that 2 "missed" transaction you have to pay on next statement

wah, that's a huge credit limit for a gold card. on average what is the multiple of monthly salary to CL? 3x?

I applied for Gold because i thought easier to get approved. Then will do the BT and get the freebies hopefully

Supersound - you sound like a mad guy firing those who tried to help. Dont be so arrogant.

Wise card 10% rebate is NOT calculated for that month based on TRANSACTION date.

Instead of admitting mistake and apologize , you kept on insisting your are right - arrogant yet stupid.
despite a reply from HLB, you still didn't know you are wrong.
It is NOT based on transaction date. IT is based on posting date.

So if you swipe a qualified transaction at the end of month (last 1-2 day) , that transaction would not count in that month.

Nope, you are totally wrong on this, the first 2 transactions will be March 2014's cash back which will be in April's statement on cash back. But pay the amount on April's statement.
BTW, no point of arguing on this, just try your best to deny what the HLB's officer said. If you are not convinced on my statement, do try again your better excuse to deny the below statement(copied from FAQ)
16. Are the retail transactions in a calendar month are counted based on posting date or transaction date?
 
Retail transactions in a calendar month are counted based on transaction posting date. Cash-Back is awarded based on the total posted Ringgit amount of eligible retail purchases charged to the Wise Card.
Am my explanation confusing? Maybe for some that with intention to be confused or want to deny my statement.
As stated clearly already, cash back are calculated based on transaction month or calender month.

Ok, before you hit your self bad or make your self really stupid, why not give call center a call or send them a message? Then let's see who right who wrong?
Transaction posting date means the date you do a transaction.
And posting date means the merchant submit their claim

For the first 8 months, almost 7 months I have to send them a message to appeal on those missed transactions. Just try your self and you will know

They always got the excuses on the month end transaction. Is not the first time and to make it last, I won't swipe after 23rd every month.

But mine never and have to ask and appeal. Fed up with them already

I have started using Wise card since Feb 2013...
As I posted earlier, in the first few "trial and error" months, I have also got hit by this "month end transactions get posted in the following month" issue...
So, I re-read the TnC and FAQ, and understand that they use Posting Date for CB calculation.
Just follow the rules of the game and enjoy the "spend RM985 and get RM100 CB a month" (that's the max lah). 
Peace 

As said, it depends on your total spending on that month. If > rm1000 already, even you swipe at 27th also they will make it on the current month's statement. So, my "transaction date" and other's "posting date" during the argument were right as HLB will determine that

Nope, transaction for cash back is based on transaction date, not posting date.
Still, that 2 "missed" transaction you have to pay on next statement

Ok, before you hit your self bad or make your self really stupid, why not give call center a call or send them a message? Then let's see who right who wrong?
Transaction posting date means the date you do a transaction.
And posting date means the merchant submit their claim

i cant pump the petrol, tried different petrol kiosk, petron twice and petronas. transaction denied. any idea?

Declined at 2 Petron yesterday.
But was told that Petron CC terminal down.
I tried with another CC at Petron as well, also declined.

receive my last month bill. it show only cash rebate of rm 59 for petrol only.

but this time no cash rebate for mobile and groceries. any idea?

forever alone here, around rm50-70 per month only

Mine is RM300 leh... CS said after charge first then call but no guarantee can get waiver.. but I dont think wanna take the risk la .. it's not cheap RM300 leh..