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PROTON SAGA BLM, FL & FLX Thread V59, Y U NO READ FIRST PAGE!!?!?!
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Fubar20
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 Mar 6 2014, 03:30 PM
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QUOTE(Quazacolt @ Mar 6 2014, 03:25 PM) titanrev davidke20Bank got good offer to help settle my credit card debt lol, 8% pa instead of 18%, 2 year repayment and can early settlement without penalty. The catch is your willpower: the money will be in your saving account and not automatically paid to credit card. and your cc limit raised. in my case, they want to more than double (err, i think triple jor lol) my current credit card limit which is MYR 28k. 28k is... a huge sum, to say the least LOL and yes i currently got 10k credit card debt. rich? if rich i won't have to take this poison of an offer la. as bad it may be, it's the lesser of evils.  This is better than transfer to another credit card for 0% interest? QUOTE(2JayZ @ Mar 6 2014, 03:27 PM) Next time baru share with you. Now busy trolling a ktard.   Mana link of your AVI?  |
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Quazacolt
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Mar 6 2014, 03:33 PM
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QUOTE(Fubar20 @ Mar 6 2014, 03:30 PM) This is better than transfer to another credit card for 0% interest? so far don't have balance transfer offer wo... and those 0% usually can't early settlement pun i'd rather not add more plastics to my wallet also lol |
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dares
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Mar 6 2014, 03:34 PM
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QUOTE(Quazacolt @ Mar 6 2014, 03:30 PM) yeah they just put 10k in my savings. 2 year repayment of ~480/monthly @ 8% PA and interests are not charged up front. meaning i can call for early settlement (they purposely make this as manual job so you'll be tempted not to settle early) 30days advanced notification (so they still get to charge 1 more month interest) i clarified with the guy la, if i suddenly strike toto wanna clear all the next day, he said can no problem lol. If you can discipling yourself then it's a good deal. Usually banks offer this kind of loan for you to pay off ANOTHER bank's loan/credit card, so they'll earn your interest instead. But according to the fine print to the loan I was offered last time, you must pay it off within the stipulated period (2 years in your case). If you pay it even one day late after 2 years, they can levy extra interest on the remainder of your loan, or charge back the original interest amount for 2 years. |
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2JayZ
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Mar 6 2014, 03:34 PM
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Getting Started
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QUOTE(dares @ Mar 6 2014, 03:28 PM) share link pls  Small troll la. Some smart ass rude guy just come in from nowhere... My Webpage |
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2JayZ
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Mar 6 2014, 03:35 PM
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Getting Started
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Only rich ppl can get raised up to RM28K credit limit. Must be platinum liao now.
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dares
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Mar 6 2014, 03:37 PM
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QUOTE(Quazacolt @ Mar 6 2014, 03:33 PM) so far don't have balance transfer offer wo... and those 0% usually can't early settlement pun i'd rather not add more plastics to my wallet also lol OK wait, they put 10k in your account so you can repay your credit card in one shot, isn't it? That's not much of a manual job right? |
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Fubar20
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Mar 6 2014, 03:38 PM
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QUOTE(Quazacolt @ Mar 6 2014, 03:33 PM) so far don't have balance transfer offer wo... and those 0% usually can't early settlement pun i'd rather not add more plastics to my wallet also lol Who ask you to add plastic? Cancel the old one after balance transfer. QUOTE(2JayZ @ Mar 6 2014, 03:35 PM) Only rich ppl can get raised up to RM28K credit limit. Must be platinum liao now.  Richfag muthfacker. |
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2JayZ
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Mar 6 2014, 03:39 PM
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Getting Started
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QUOTE(Fubar20 @ Mar 6 2014, 03:38 PM) Who ask you to add plastic? Cancel the old one after balance transfer. Richfag muthfacker. Damn right, driving inspira and own an iswara at a young age with Gold/Platinum Card RM28K limit.  |
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dares
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Mar 6 2014, 03:40 PM
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My gold card oni RM5k limit lololol....proof I'm poorfag  |
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Fubar20
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Mar 6 2014, 03:41 PM
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QUOTE(2JayZ @ Mar 6 2014, 03:39 PM) Damn right, driving inspira and own an iswara at a young age with Gold/Platinum Card RM28K limit. They know you can spend deswai give u so high limit. |
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2JayZ
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Mar 6 2014, 03:41 PM
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Getting Started
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QUOTE(dares @ Mar 6 2014, 03:40 PM) My gold card oni RM5k limit lololol....proof I'm poorfag Only richfag use credit card and yet not declacred bankrupt. |
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Fubar20
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Mar 6 2014, 03:42 PM
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QUOTE(dares @ Mar 6 2014, 03:40 PM) My gold card oni RM5k limit lololol....proof I'm poorfag I oni 6k .    |
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2JayZ
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Mar 6 2014, 03:43 PM
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Getting Started
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QUOTE(Fubar20 @ Mar 6 2014, 03:42 PM) Shit means I'm poor. I only limit it to RM4K |
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dares
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Mar 6 2014, 03:44 PM
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QUOTE(2JayZ @ Mar 6 2014, 03:41 PM) Only richfag use credit card and yet not declacred bankrupt. Use it to pump petrol oni. If drive RX8 maybe bankrupt la  QUOTE(Fubar20 @ Mar 6 2014, 03:42 PM) Still more than me |
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2JayZ
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Mar 6 2014, 03:45 PM
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Getting Started
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QUOTE(dares @ Mar 6 2014, 03:44 PM) RX-8 really can make one bankrupt if really one is unsure how much it cost to maintain one.  |
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Fubar20
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Mar 6 2014, 03:46 PM
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QUOTE(2JayZ @ Mar 6 2014, 03:43 PM) Shit means I'm poor. I only limit it to RM4K QUOTE(dares @ Mar 6 2014, 03:44 PM) When will organise a poorfag TT leh? |
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2JayZ
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Mar 6 2014, 03:47 PM
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Getting Started
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QUOTE(Fubar20 @ Mar 6 2014, 03:46 PM) When will organise a poorfag TT leh? If really organise poorfag tt. Means only 3 of us coming out  Gunker totally not qualified to join. One who has VR38dett at home. This post has been edited by 2JayZ: Mar 6 2014, 03:48 PM |
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dares
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Mar 6 2014, 03:48 PM
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QUOTE(2JayZ @ Mar 6 2014, 03:45 PM) RX-8 really can make one bankrupt if really one is unsure how much it cost to maintain one. 6km/l 1 liter EO / 1000km |
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Fubar20
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Mar 6 2014, 03:49 PM
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QUOTE(2JayZ @ Mar 6 2014, 03:47 PM) If really organise poorfag tt. Means only 3 of us coming out Gunker totally not qualified to join. If Gunker belanja then it is a different story liao. |
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2JayZ
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Mar 6 2014, 03:49 PM
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Getting Started
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QUOTE(dares @ Mar 6 2014, 03:48 PM) 6km/l 1 liter EO / 1000km I thought 4L = 3000km? |
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