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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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vez
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 Aug 10 2014, 01:05 AM
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QUOTE(paranoid_guy @ Aug 9 2014, 02:56 AM) (Question for the Chinese) If you received a credit card with number last two digit is 14 or 94 or 41 or 49, Will you accept the card and use your card for everyday use? I know 4 is a bad number for Chinese, I ask this question because that is what i received from Citibank. And now i don't use this card. Citibank give me 7777 for last four  |
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vez
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Aug 10 2014, 08:15 PM
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is that possible for bank to waive GST? should i give it a try and call them  they help me waive my clear card annual d, i only use about 10k-15k a year, which is ~1k a month, i know this amount could be low otherwise, i may just use my rewards points to exchange, it is enough for GST |
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vez
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Sep 21 2014, 11:15 PM
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QUOTE(Human Nature @ Sep 21 2014, 03:35 PM) Filling up Citibank card application form is a real pain. is better than UOB... lol |
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vez
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Sep 21 2014, 11:38 PM
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QUOTE(Human Nature @ Sep 21 2014, 11:32 PM) citibank form is 6 pages and it contains all those credit ready, loan facilities thingy some no need bother lol |
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vez
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Oct 18 2014, 10:40 PM
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QUOTE(ashiezai @ Oct 17 2014, 10:58 AM) Hello, anyone with experience with getting refund from citibank if we overpay the credit card? overpay alot? quickly spend it lol |
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vez
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Nov 13 2014, 12:02 AM
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anyone have experience with citibank waive AF i have clear card principal and supplementary.. my principal they waived for me but supplementary the CS ask me use points redeem  i spent about 2k-3k monthly total for both principal and supplementary, is it too less so they unlikely yo waive? |
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vez
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Nov 22 2014, 11:35 PM
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the Customer Service damn funny
i ask to waive for my supplementary card AF, one fella i guess is guy from the name, he refuse to waive for me, he replied me that i need to spend 12000 reward points
some other day later, i ask again, another fella i guess is girl from the name, she replied me she help me to proceed to waived the AF already.
p/s: i use the message in online account to drop message to them
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vez
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Nov 26 2014, 03:34 PM
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QUOTE(selinix @ Nov 24 2014, 01:54 PM) I called them and they told me a whole truckload of nonsense saying that every year they have different offer from citibank regarding annual fee waiver and I must take some installment or balance transfer thingy only to be eligible and also I need to use my card more often and stuffs like that. I just told her 2 things. 1. I wont accept your BT / installement bullshit 2. How many transactions is enough? I used my citibank cashback for 80% of my bills and transactions in a year and is the only credit card I use. She apologize and told me to hang on while she check my past transactions and came back saying ok my AF waiver is approve...  i guess they need us to use the card, i m also average 2k usage monthly... pay bills,petrol,groceries... maybe too low to them they dont want waive sometime. i am ok for use point to redeem GST, but not AF because AF is direct to bank... which they can do something |
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vez
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Mar 5 2015, 12:18 AM
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QUOTE(Prodigenous Zee @ Mar 4 2015, 04:14 PM) is that mean if bank waive our AF, no GST can be charge since we are not paying AF other question, if bank waive AF means no extra money go into their profit for AF, so they dont need to give GST back to government right? |
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vez
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Mar 29 2015, 04:54 PM
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QUOTE(xplorex @ Mar 28 2015, 10:39 AM) Just got my rm550 credit bk to my card account for using 110k points to redeem the RM50 Credit Card Service Tax Redemption...cash is king... wah, u redeem 11 years haha why not redeem some voucher and spend like money |
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vez
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Apr 5 2015, 06:55 PM
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anyone knows is the clear card friday buy one free one discontinued? i have heard people mentioned it is going to discontinue somewhere around March 2015
but citibank website still show it is still valid
thanks
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vez
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Apr 5 2015, 08:43 PM
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QUOTE(sj0217 @ Apr 5 2015, 08:35 PM) What buy 1 free 1 you mean?? Movie or coffee bean? oh forgot it is movie coffee bean still have |
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vez
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Apr 12 2015, 08:22 PM
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i have friend using clear card for instalment on something
citibank insist dont want waive af -.- ask him to pay the instalment remaining if he want to cancel the card without paying af
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vez
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Jul 5 2015, 08:19 PM
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QUOTE(iloveusms @ Jun 30 2015, 05:18 PM) call cs and they don't want to waive for me at all after charge the annual fee,me at least spent 5k per month,but they told me if want free annual fee downgrade to choice card,this will me my last year with them,really disappoint. let them earn so much they force you pay AF... whats wrong with Citibank nowadays... business not good  |
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vez
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Aug 3 2015, 09:14 PM
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have read through this forum found that some user of citibank card unable to get AF waive
here is my experience i call up the person on the line told me wait until AF appear on my statement then just call in to ask whether can waive or not
for the past few years when i request they usually proceed to waive it
i was like huh.. wait the AF charges appear on my monthly statement @@
he said now he cannot do anything have to wait
looks like he want to trick me pay the AF and hope i dont cancel it huh
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