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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards

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rathian_mhfu
post Oct 17 2014, 11:57 PM

Rioreia Kishou Shu
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I want to replace my worn card..but the problem is i got a lot of direct debit in it..iam afraid i need to reregister back all my direct debit which will be a very hard thing to do..does this will happen if i replace my card? Tia
rathian_mhfu
post Oct 19 2014, 01:19 PM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Oct 19 2014, 01:01 AM)
No Worries, Just Request a Replacement Card with the Same no On... biggrin.gif

Recently, I have Request for FOC Replacement on CB Plat. due to Card Cracking they send me a Replacement Card with the Exactly Same no. even CVV at the back of card also Same Identical to My Old Cracked Card.... nod.gif
*
Thank You sir i really appreciate the info..i will call cs
rathian_mhfu
post Nov 17 2014, 10:21 PM

Rioreia Kishou Shu
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RM0.00 Citi(1/2): Activate more spending power! We're offering you a transfer of instalment limit to spend limit for card ending xxxx.New spend limit:RMxxxxxxx

RM0.00 Citi(2/2): Call 0323834300 if you've non-bank debt obligations to declare. If not, reply SWAP by 27Nov14 to accept your new spend limit.T&C apply

I received sms from citi..what is it mean?
rathian_mhfu
post Nov 17 2014, 11:47 PM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Nov 17 2014, 11:45 PM)
They're Offering a Cash (Monthly) Installment Plan to You ie, like Cash Advances from Your CC with the NEW Spending Limit into Your Card
Just ignored it, If You X want the Offer
Otherwise, just Call Them If You want to Sign up the Cash Installment Cash from Citi... nod.gif
*
Meaning my credit limit increase too?
rathian_mhfu
post Nov 17 2014, 11:55 PM

Rioreia Kishou Shu
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Senior Member
2,302 posts

Joined: Jan 2011
From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Nov 17 2014, 11:52 PM)
Yup... nod.gif
Just SMS-ed to Accept  Your NEW CL
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Waaa a new style to increase credit limit nowdays through sms..thanks for the info
Ps citi is not stingy regarding cl afterall

This post has been edited by rathian_mhfu: Nov 18 2014, 12:01 AM
rathian_mhfu
post Nov 18 2014, 02:42 AM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Nov 18 2014, 02:09 AM)
P.S: Remember to Reply the SMS back to Get Your New Credit Limit... cool2.gif
*
Ohhh yaa..thanks for remind me..i thought its automatic..hahaha will do that now
rathian_mhfu
post Dec 11 2014, 08:48 PM

Rioreia Kishou Shu
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My credit limit increase! Yeay! Automatically meaning my credit score increase too
user posted image
rathian_mhfu
post Dec 11 2014, 09:17 PM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
QUOTE(David83 @ Dec 11 2014, 08:50 PM)
Did you reply to any SMS that offers you CL increase?
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Yes i replied..they increase about 50k in 1 year since i have this card..
rathian_mhfu
post Dec 11 2014, 09:59 PM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
QUOTE(David83 @ Dec 11 2014, 09:22 PM)
Increase to 50k? Or another 50k? Or by 50%?  blink.gif  rclxub.gif
*
Another 50k on top of my existing credit limit...hahaha confusing eh? My first CL is 200k plus additional 50k increase..total now is 250k..to be exact..250,600..iam not gonna use the limit anyway..i just want to get my credit score increase..

This post has been edited by rathian_mhfu: Dec 11 2014, 10:18 PM
rathian_mhfu
post Dec 15 2014, 09:24 PM

Rioreia Kishou Shu
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QUOTE(peri peri @ Dec 15 2014, 03:42 PM)
interested to know this as well
*
I think bank wont bother what we do for living..as long as we pay full before end of month without any out standing balance they will be happy..

This post has been edited by rathian_mhfu: Dec 15 2014, 09:59 PM
rathian_mhfu
post Dec 25 2014, 02:12 PM

Rioreia Kishou Shu
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Senior Member
2,302 posts

Joined: Jan 2011
From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Dec 25 2014, 01:50 PM)
X'mas Sharing, I think... laugh.gif
They just Increased CL of My Card to RM40.2K, a Christmas Present from Citibank...??? blink.gif
It's the 2nd Increment within a Year, with merely RM4k CL (11/2011) & Now RM40.2k ... ohmy.gif
*
Did they send any sms to u for ur consent?
rathian_mhfu
post Jul 11 2015, 03:27 AM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
Anybody got this email? What is it?
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rathian_mhfu
post Jul 12 2015, 12:31 AM

Rioreia Kishou Shu
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From: Monster Hunter Freedom Unite
Thanks for enlightened me..ok i will go for it smile.gif
I just wonder why not just says "we offer you to increase your credit limit"...very simple statement rather than make it so complicated to understand..

This post has been edited by rathian_mhfu: Jul 12 2015, 12:40 AM
rathian_mhfu
post Jul 12 2015, 12:42 AM

Rioreia Kishou Shu
*******
Senior Member
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Joined: Jan 2011
From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Jul 11 2015, 06:57 AM)
YES, I also got It... they Offered to Increase Our Credit Limit with just a Click... nod.gif

FYI, Some of Us here the Citibank's CC holder do having 2 Separate Card Limit in 1 Card

it's refer as:

i) Credit Limit no.1 refer as (X)= is Your REAL Spending Limit Your MAX. CL can USED UP on Retail spend

ii) Cash Limit no. 2 refer as“Installment limit” (Y) = A Separate CL given to Cardholder  can ONLY used for doing BT, Cash Advances, EZ Pay, Dial for Cash or Flexi- Payment Plan or any Installment Plan, with NO Touch Off Your Spending Limit (X) .

* Usually Cash Limit (Y) given to the Cardholder With HIGH CL or whoever  having Cash Installment plan with Citibank before...

But anyway, I got 2' CC : Citi's Rewards Platinum with (X+Y), Cash Back Platinum with (X) just 1 Spending Limit... blink.gif
=
By Replied the Email, You will get NEW Spending Limit  from Citibank as: 

They will Converted/ transfer or Partly of (Y)  RM 68,700 to in (X) :
therefore ie, (X) + (Y) : $100,000 + $68,700 = $ 168,700 It's the NEW Spending Limit of Your CC  brows.gif

FAQ: http://www.citibank.com.my/english/CC_Campaign_TC.pdf
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The amount given..is it the same for all?
rathian_mhfu
post Jul 12 2015, 01:45 AM

Rioreia Kishou Shu
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Joined: Jan 2011
From: Monster Hunter Freedom Unite
QUOTE(fly126 @ Jul 12 2015, 12:51 AM)
NO, Mine just a little peanut $8000 only... sweat.gif
*
This is my third time increased in credit limit this year..citibank is very generous i guess..
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