today when to ikano...saw citibank cc got free luggage back

which is better to apply credit card? online or thru those hotspot credit card salesperson?

my friends say if apply with salesperson, can get more benefit ....is it true?

i just got an email from officer from citibank, she sent me 4 forms

1) AIA credit shield - insurance ( if die no need settle credit card)
2) Citibank Credit Ready product disclosure
3) Credit card product disclosure
4) Credit card/Ready Credit / installment Loan Form

this is tricky ~~~ i want apply credit card only

i dont want the others product..... can i skip choosing the personal financing product?

Just got my citibank clear card. How do i know whether the card that i get is normal, gold or platinum?

Ic.. so mean i forever normal card holder la.. haha

I applied online and spend rm2k within 60 days in single receipt. Only receive sms rm 100 cash back for applications and free first year renewal fees

Visa clear card

applied the e statement ... but ehat is e advice? I think i didnt apply this

Wah lao. I only got 5 nia. Lolx

didnt expect to win anything in contest

aiya...audi give them la

now got BMW

Wow

Yes. But all alphabet not match with the contest

quite true ur statement

after oil price drop.. no more contest

stupid insurance


i also wont buy that idiot insurance

yea.. some more the rate is low and based on your outstanding balance

but usually i wont buy it. it like dont have any benefit at all for the insurance

Wow ~ u so lucky. I dint even kena 1 alphabet at all

anyone know how the GST charged on the credit card?

so much of thing need to clarify from government on GST. but none of them give us a detailed planning and GST charged on financial services suck like banking sector.

Last month i paid off every outstanding before the statement due. Until now i remember i just swipe around rm1-2k only. Today i check online my statement i found that the statement said i use up to rm4k. Is there possible the statement not update yet?

I didnt swipe any transaction. Tat y~ i found the problem. Last month the merchant doublr swipe my card. I complained and citi contra back the amount. And appeared this month again. I confusing with the statement now. I think i wont pay the balance before i get the statement. Easier for calculation

more like technical error. last month i reported to citibank. they did the contra. but they contra twice.

now march.. the amount pop out in this month again

WTF ... mean i have overspending for these 2 month..

statement shown the debit credit is correct. need to calculate month by month in my statement.

when i called that time. the citi officer say the ambank merchant terminal got problem. double swipe every payment. and he will do the report and contra back the amount.

anyone know the criteria to upper my credit card limit?

i got rm13k limit.... every month i clear off the outstanding that i has been swipe

i got another card ambank which got rm20k limit