just terminate my platinum card bcos of the rm600 annual fee. you better be careful not to do any transaction after annual fee charged or government fee charged date, else you will have to pay prorated annual fee and government tax if terminate ur card.

Not me but my dad, as he didn't not know CITI charged the annual fee and he did not check citi online, hence once he received the printed statement is already too late. As for me, i didn't made any transaction after the annual fee charged date, after payment i call to terminate without pay any fee.