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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards

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abec
post Aug 5 2014, 10:31 PM

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QUOTE(mlpk @ Aug 5 2014, 03:42 PM)
do anyone convert to citibank choice card?

what is the benefit and t&c of the choice card?

no annual fee for life
max limit of the card can go up to rm450,000
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i have same question about Citi Choice Card.

how good this card in daily use..petrol, shopping, groceries etc
if compare to Shell-Citi Credit Card which one is better ?
any hidden thing should i be aware if i want to apply this cc ? icon_question.gif

do i need to sign up for credit shield premier ?

This post has been edited by abec: Aug 5 2014, 10:58 PM
abec
post Aug 6 2014, 12:06 AM

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QUOTE(fly126 @ Aug 5 2014, 11:54 PM)
1) Although Choice Card is FREE for Life with No Annual Fee but U NEED to get 2x Swipes (Usage) per Month If Not, there will be a Monthly $5 Service Charge billed to you(card)+ 50 Rewards Points for every RM50 spent per transaction
Also Beware Some T&Cs...  if You got RM75 Retail Transaction U just ONLY manage to have 50 Reward points NOT 75 Points  or RM120 Only 100 Reward Points will Given... doh.gif
p.s: NO Points Will be Rewarded on Petrol for Most of the Citibank CC

2) the True of Shell-Citi Card, You Won't any CB Below RM300 on Petrol Spend... sweat.gif 
https://forum.lowyat.net/index.php?showtopi...post&p=68613397

3) "max limit of the card can go up to rm450,000"- It's the MAX. Credit Limit Which Citibank can Offer to Customer on their Credit Card
Citibank Credit Card Product Disclosure Sheet http://www.citibank.com.my/english/docs/pr...Code=MYUFCCFPDS

4) Looking on Better Cash-back with Petrol, Groceries, Mobile Phone Billing Usage, it Good to have Citibank Cash Back Platinum with Up to 5% Rebates... nod.gif 
https://forum.lowyat.net/index.php?showtopi...post&p=67010433
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1) thanks for the hint notworthy.gif

2) yes i can see that Shell-Citi Card calculation doh.gif

4) that is really nice cc but my sister annual income....no way she gonna get it sweat.gif


QUOTE(DarReNz @ Aug 5 2014, 11:48 PM)
u should hlb wise for petrol, shopping and groceries.  no need sign up credit shield unless u are in a lot of debt. a lot ppl using clear card for coffee bean buy 1 free 1 and gsc buy 1 free 1
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ok noted about credit shield notworthy.gif ty

This post has been edited by abec: Aug 6 2014, 12:11 AM
abec
post Aug 22 2014, 02:23 AM

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when is payment date ? the end of the month or it diffrent for each person ?

abec
post Aug 22 2014, 12:42 PM

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QUOTE(David83 @ Aug 22 2014, 07:59 AM)
Payment due date you meant?

Of course it's different for each cardholder. It depends on your statement date.

Payment due date == statement date + 20 days

Make sure your payment reaches by that payment due date otherwise, they may charge you late payment charge even though some said that there's a grade period from the payment due date for payment clearance such as cheque and etc.
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ty noted that, let say payment due date is middle of the month, can i change it ?
abec
post Nov 7 2014, 02:20 PM

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QUOTE(ckuanglim @ Nov 7 2014, 08:59 AM)
As I know, for new application of any card, spend RM1000 in 60 days can get a small luggage, spend RM4000 can get a big and a small luggage.
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where to get that luggage ? they will contact us ?

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