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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards

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BumHunter
post Jul 19 2015, 10:21 PM

Mr Kenturky
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Hie sifus.....a question here

If i got take the Dial for Cash offer....m i allow to cancel the card before the tenure end? If yes any penalty on it?
BumHunter
post Jul 19 2015, 11:01 PM

Mr Kenturky
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QUOTE(sundayteenz @ Jul 19 2015, 10:55 PM)
usually there will be additional 5% on top of your remaining loan amount.
call cs to get the exact amount and to confirm with them the closure of your dial for cash..
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Oni 5% for remaining loan amount rite? Not the full inital loan then ok
BumHunter
post Jul 20 2015, 03:46 PM

Mr Kenturky
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QUOTE(blahbleh @ Jul 20 2015, 07:59 AM)
If I'm not mistaken, yes, 5% from the outstanding amount.
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Sound positive for me.....tq for info

Cos the tele marketing beg me to take this dail for cash where i do not require it.....if this will make me canNot cancel my card b4 next annual fee charged to my CC....then i will damn regret

This post has been edited by BumHunter: Jul 20 2015, 03:48 PM
BumHunter
post Jul 22 2015, 10:11 AM

Mr Kenturky
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Will high credit limit affect application on other bank credit card or loan application?
BumHunter
post Jul 22 2015, 03:45 PM

Mr Kenturky
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QUOTE(labajia0 @ Jul 22 2015, 10:56 AM)
I wish to know the answer too. I have RM25k credit limit in citibank, and i unable to apply credit card from maybank and cimb. dono why
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Just called citibank to confirm on this....unfortunately yes, one person will assigned a credit limit by Bank Negara and every credit card bank issuer can oni share within this pool of credit limit

If one bank offer high credit limit which ultilising all the quota....means other bank cannot approve ur credit card anymore or with low CL

This post has been edited by BumHunter: Jul 22 2015, 03:45 PM
BumHunter
post Jul 22 2015, 04:15 PM

Mr Kenturky
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QUOTE(richstars8818 @ Jul 22 2015, 03:57 PM)
disagree on this.. why my case is different.. get 100xx and another card 120xx and another new 200xx?
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Mayb due to ur income is very high....citi officer told CL limit has to get concent by BNM
BumHunter
post Jul 22 2015, 06:28 PM

Mr Kenturky
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QUOTE(chongaik82 @ Jul 22 2015, 06:22 PM)
agree with richstars8818 my total credit limit from all credit card very high compare with my income.
I believe CS giving you inaccurate info. Ask CS where in Bank Negara website can get this info (if have sure will publish)
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Citi CS told BNM got a regulation on assignnng credit limit. FOr low income less than rm24k can oni have 2 cards maximum at a time
BumHunter
post Jul 22 2015, 06:33 PM

Mr Kenturky
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QUOTE(chongaik82 @ Jul 22 2015, 06:30 PM)
Either CS try to mislead you or i confuse with your message.
number of cards Vs credit limit not the same le
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Cos my question to Citi CS is

Will high credit limit of Citibank CC affect.my apllication on other bank cc application? Answer finally is yes

I also confuse
BumHunter
post Jul 22 2015, 06:35 PM

Mr Kenturky
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QUOTE(DM3 @ Jul 22 2015, 06:32 PM)
wow 1st time can waive my premier miles card
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I also need to talk about 15mins for.them to waive my annual fee for premiermiles. Don really understand whats the point talk so long if they can waive it
BumHunter
post Jul 22 2015, 06:57 PM

Mr Kenturky
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QUOTE(DM3 @ Jul 22 2015, 06:44 PM)
Yeah, and when write in to confirm got to pay or not, they say need to pay to get 10k miles point  and later called back to reconfirm ,say not need to pay AF.
so after 2 calls, to get assurance that no need to pay AF
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If citi insist charge me AF, i will pay for first and also lastime and cancel all citi card immediately
BumHunter
post Jul 24 2015, 12:06 AM

Mr Kenturky
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QUOTE(beyond86 @ Jul 23 2015, 10:54 PM)
not sure ppl here already shared

https://www.citibank.com.my/global_docs/pdf/citicashback.pdf

Citi Cash Back Platinum Card EFFECTIVE 3 AUGUST 2015
*Revised*
5% cash rebate on all spending on petrol, limited to monthly spend of RM400 to earn the rebate (or limited to a monthly rebate of RM20)

0.2% cash rebate on all other spending

Any cash rebate earned will be credited into Cardmembers’ account and will be reflected in the Cardmembers’ statement of account, so long as the Cardmember has accumulated an aggregate of RM20 in cash rebates.
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Ohhh no....another revise benefit already

BumHunter
post Jul 29 2015, 08:39 AM

Mr Kenturky
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QUOTE(karcity @ Jul 28 2015, 10:55 PM)
Yes. It is almost same as UOB one card which is also useless card now after they change their term. I cancelled my UOB one card also.
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But i think with RM400 petrol got cashback 5% still ok wat
BumHunter
post Jul 29 2015, 05:56 PM

Mr Kenturky
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Sifus.....a question here......for PremierMiles Visa Signature complimentary Plaza Premium Lounge access, can i use for:

KLIA domestic depature?
Penang Domestic Depature?
Senai Domestic Depature?

Any sifus try b4 can help to comment?

FOr the complimentary airport liMo.....if i use it online to buy thing at taopao (foreign currecy transaction) eligible for complimentary airport limo even i oni take domestic flght?

This post has been edited by BumHunter: Jul 29 2015, 05:58 PM
BumHunter
post Jul 29 2015, 11:09 PM

Mr Kenturky
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QUOTE(minthiam @ Jul 29 2015, 08:51 PM)
1. No PPL ar KLIA domestic depature
2. No complimentary access at Penang domestic depature
3. Yes, complimentary access at Senai domestic depature

The CTB redemption counter for the complimentary limo is right before you exit the international gate, i doubt that you could enter the international exit gate if you were taking domestic flight.
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Thanks.....means senai domestic depature got PPL access....thats great as well...keke
BumHunter
post Aug 4 2015, 07:43 PM

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QUOTE(cdspins @ Aug 4 2015, 08:59 AM)
I did wait for my AF to appears, then only I called. I even pay the AF in full for the coming month as it is billed. Then only the following month they rebate it back....but not advice lah... if no refund then really  doh.gif
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I did the same.thing....i paid the AF first n they rebate it. Quite risky also as total RM800++ but lucky i manage to request for waiver
BumHunter
post Aug 4 2015, 10:34 PM

Mr Kenturky
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QUOTE(jovialguy @ Aug 4 2015, 08:47 PM)
get the premier miles card if u travel often

use it at klia premium lounge for my flight to istanbul
relax at the lounge makan n enjoy before boarding time for foc

summore got the free taxi provided u swipe 3 times
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It really depends.....i don c premiermile is so useful unless u r on business trip

FOr my personal trip i usually take airlines fly from klia2 which premiermiles does not have access to PPL

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