My card finally approved after 2 weeks of waiting....

What are the reasons that you are so HAPPY being a Citibank CC holder?

Bro, I think you can also enrol online on the form on Citi's website, not only SMS.

The cashback calculator is really cool! https://www.citibank.com.my/english/promo/e.../calculate.html

Maybe his first CC

Today I got a call from 60323837100, claiming they are from Citibank and wanted to enrol me in some offer. Something like insurance base on my spending. The insurance if i not mistaken is to pay for the item i buy using citibank in case i die. They got roughly explain to me how it works but i didnt really bother to listen coz i was busy at work. I never buy anything large with my citibank card anyway. In any case im pretty sure if i say yes, they will start to ask me for some "verification" before proceeding. No way I am giving my details over the phone.

hehe. actually i don't really like their tactic of claiming everything as an "offer" and you being one of their "selected lucky one".

Just read an article about that credit card company cannot request spouse, parents or any other parties to pay for a dead person debt. They can only request it to be deducted from that person assets..., so there is really no point to get such insurance lo...

wanna ask normally take how long to process application?

new to citibank but already holding 2 other bank's card. submit last thursday

Need at least 10 working days to process an App

Wow, big difference with maybank

Not really. It took them just two working days to approve my application last time.

This post has been edited by MilesAndMore: Apr 21 2014, 11:48 PM

It Depends...
Mine one took up to 3 Weeks to get Approved

DINING easy transition is KFC and PIZZA hut, rm 10 ringgit oso can swipe lo

You will vomit blood if swipe card at KFC, 9.5x out of ten not allowed/failed eventhough they have the terminals.

go Starbucks or coffee bean buy americano rm7++

I have nv been able to swipe my card in KFC ever since I had a CC 6 years ago

As Im holding a CIMB, I am missing the 5% discount everytime I dine there.
Had actually write in to KFC, they send me RM10x5 voucher and said will do something about it but I do not see any improvements of more then 1 year.


Btw, the Citibank cashbank promo is best for high amount transactions right ?
If 1 shot RM300 and another time RM200, the % is not as high correct ?

thanks for the advice.

Hi, I have a question.

For the extended warranty promotion, does gaming console included in the category?

Nope...

Limitations and Products Not Covered:
1. Items not covered are:
- animals and living plants;
- one of a kind items (including antiques, artwork and furs);
- limited edition items,
- going-out-of-business sale items;
- consumable and perishable goods;
- jewelry and precious stones;
- services and additional costs (such as installation charges, warranties, shipping or memberships);
- rare and precious coins;
- used, rebuilt and refurbished items;
- compact discs, digital video discs, audiotapes, video-tapes, computer software, Electronic Devices
- books of any kind;
- health care items (such as blood pressure machines and diabetes equipment);
- tickets of any kind;
- motorized vehicles and their parts;
- firearms;
- land and buildings;
- negotiable instruments (such as promissory notes, stamps, and travellers cheques);
- cash and its equivalent;
- and items permanently affixed to home, office, vehicle, etc. (such as garage door openers, car alarms);
- illegal property;
- formal wear including, but not limited to, evening gown, wedding
gown or tuxedo;
- underwear,
- surcharge, etc.

Wah.. spend RM500 in a week, me not that big spender loo... unless buy tesco voucher.. topup starbucks card... topup coffee bean card... aii... still hard to hit lo