Clear card, CS advice that minimum credit limit is RM1k

Then you request reduce to rm1001 haha

why you want to reduce it to 1k?

I have a citibank platinum card in which I call in to terminate it. As simultaneously I am holding too many cc. I roughly spend rm 50k in total on the card. Now the CS say I can't direct terminate it, instead she will refer my case to retention department and they will call me back. That is my worry. If they offer me AF waiver , should I accept that? The only benefit the card has is Free PPL but I seldom travel and my other cards also has free PPL. If reapply after 6 months, they might offer me better gift like luggage bag ( if I intent to use back Citi cc).

I have a citibank platinum card in which I call in to terminate it. As simultaneously I am holding too many cc. I roughly spend rm 50k in total on the card. Now the CS say I can't direct terminate it, instead she will refer my case to retention department and they will call me back. That is my worry. If they offer me AF waiver , should I accept that? The only benefit the card has is Free PPL but I seldom travel and my other cards also has free PPL. If reapply after 6 months, they might offer me better gift like luggage bag ( if I intent to use back Citi cc).

My Citibank Cash Back Platinum approved.

if AF waived hold the card since now no more AF liao..

how many cards u have in total?

alright~

10 credits cards from 10 different banks or 2 credits cards from 1 bank? hmm...

hmm , does that mean hard to get approval from citi thus making it as high status?

My Citibank Cash Back Platinum approved.

Welcome again....
Bro, how many Days U wait from Submission to Card approved, applied thru Agent, Citibank online or Ringgit Plus...???

need apply? they directly sent 1 for my dad 

Applied via RinggitPlus on July 29th

Received call from Citibank yesterday

Submitted form and documents yesterday

Approved today and notification via SMS.

hmm , does that mean hard to get approval from citi thus making it as high status?

the Reason why they think holding Citibank CC to Make them More High Class (status)... just MY 2 cent

i) Citibank is a "Orang Putih" Bank as most of ppl they think " ANG MO" punyai barang lebih Bagus compare to Local one
ii) Most ppl  need to have 1- 2 year Credit Histories from other bank before Citibank Approved their CC to ppl (Hard to Get as most of ppl think of that)
iii) They Provided  better CS or card service as Citibank got a WIDEST selection member's Privileges, promo & offer with Merchants 
iv) Citi Rewards Point No Expired is Evergreen other bank's Reward Point with  3 Years Validity only

the Aunties & Uncles willing Pay on the Massive Annual Fee just to have THESE High Status, Stubbornly want to change or try to have Others bank CC ...

But, I think Citibank's Service ‎Efficiency have declined recently not as good as few years back
Having 12's CC + 1 Amex Charge Card with 7 Banks.... but I do Believe that Local Banking also can Provide an Excellent & Efficiency good Service for Us 

the Reason why they think holding Citibank CC to Make them More High Class (status)... just MY 2 cent

i) Citibank is a "Orang Putih" Bank as most of ppl they think "ANG MO" punyai barang lebih Bagus compare to Local one
iii) Most ppl  need to have 1- 2 year Credit Histories from other bank before Citibank Approved their CC to ppl (Hard to Get as most of ppl will think of that)
ii) They Provided  better CS or card service as Citibank got the WIDEST Selection of member's Privileges, promo & offer with Merchants 
iv) Citi Rewards Point No Expired is Evergreen other bank's Reward Point with  3 Years Validity only

the Aunties & Uncles willing Pay Off the Massive Annual Fee just to have THESE High Status, Seldom want to change or never try to have Others bank CC ...

But, I think Citibank's Service ‎Efficiency have declined recently not as good as few years back
Having 12's CC + 1 Amex Charge Card with 7 Banks.... but I do Believe that Local Banking also can Provide an Excellent & Efficiency good Service for Us 

Can you rate which 3 banks you think they have the best and efficient CS?

Revision of 8.88% p.a. finance charges for Citi credit cards wef 22nd May 2015

Effective 22 May 2015, the 8.88% p.a. finance charge rate is no longer applicable. The tiered finance charges for all Citi credit cards will be revised to 15%p.a, 17%p.a. and 18% p.a.

All finance charges to be applied will be based on your 12 months' repayment record.

https://www.citibank.com.my/english/existin...OLNTLTieredHOME

is citibank increase the financial charge rate to 15%?
previously it was 8.88%
*i make full payment every month