i asked Agent during applying the card, he mentioned for Trolley Bags, swipe RM4k for retails, means all transaction, include insurance

For Clear Card at 2011 about 1 Month baru dapat Card
As Cash Back Platinum (2013) just Need 3 Days they have Approved Me the Card

Gua punyai CT Credit Card CL  exactly 20k (3x Salary) 

Gua punyai CT Credit Card CL  exactly 20k (3x Salary) 

i got 4x
but now abit worry, as all my credit card total CL about 80k, now im applying PBB Home Loan.

RM4400, no have any loan, just holding 4 credit cards, mbb2cards, scb worldmiles, cimb cash rebate, citibank cash back

Citibank got 2 types of credit limit, the citibank call it X & Y credit limit. We can spend X credit by swiping our card which they offer to me around 3 times of my salary. Y credit limit is around my 4 times of my salary which we can use it by dial for cash.

for my case, i never received any call or sms from citibank.
but my card they delivered to my house

Yeah...  4 Debit Card + 12 Credit Card + 1 Amex Charge Card = 17's All 

At 1st They Call U when U got Nothing... NO $$$, NO Credit Card, No Credit History at All
After U have 3-4 Cards, They don't Bother to call U & Just Shoot Out their CC to You ..

i just got mine premier miles visa with at 6 times CL

Btw, if working in Singapore...
How does the bank (Citibank) value my salary as in SGD to MYR ?
Anyone ? 

I got mine approved in three weeks.... so please be patient. Else you can call to hotline to check your status.

My salary definitely more than that.
But still gt rejected.
Other banks no issue, just this Citibank @@ 

Complaints Unit
Department Name:  Head of Client Care Unit
Contact:  Puan Lin Safira Samah
Address:  Citibank Berhad, Menara Citibank, 165 Jalan Ampang, 50450 Kuala Lumpur
Telephone:  +60 3 2383 0000 (Citiphone Banking)
Facsimile:  +60 3 2712 9009
E-mail:  malaysia.customer.service@citi.com

are you holding too many cards or having high commitment?  these may be the reasons.  anyway, citibank cards are nothing to shout about except for their Clear Card which may suit certain peoples' need.

i got citibank card but i applied other banks' cards also get rejected, it is up to their credit evaluation team to decide whether to grant us a credit card

No idea. Not sure whether it has anything to do with my house loan.
Some more I don't have any sort of records on my income input in Malaysia, I guess they put me on the so called "High Risk" group

Yea, I have UOB and MBB with me. (More than 2 years if I'm not mistaken)
Just emailed them. Wait for their explanation on the said rejection. 
Thanks for your help ya !   
Cheers 

Just Received SMS from Citi they Just Increase My CL from 20K to 26K... 
Btw,  also get CL Increment from HSBC, HLB after 3 Years having their CC