hi good day.. i would like to ask whether i am able to cash out refunds that has been refunded to my citibank credit card..

CC : Citibank Visa Reward Platinum

sure cant pay all but "late payment" is different thing right? 

i  am using citibank cash back card last year and annual fee and gst wil be charged to me on december. do the annual fee and gst be waived? any advice? or i need to call cs to cancel the card nw?

http://www.citibank.com.my/english/common/...nouncementsHOME

who's affected?

Last month i paid off every  outstanding before the statement due. Until now i remember  i just swipe around rm1-2k only. Today i check online my statement  i found that the statement said i use up to rm4k. Is there possible the statement not update  yet?

Hi guys. Need some confirmation here regarding Citi Cash Back Visa.

I just got the card last month & swipe a few transaction. But now I wanted to settle all the amount outstanding & cancel the card.

Do I still need to pay for the Annual Card Fee or is there any other hidden charges which not aware? Kindly advise. TQVM.

I didnt swipe any transaction. Tat y~ i found the problem. Last month the merchant doublr swipe  my card. I complained and citi contra back the amount. And appeared  this month again. I confusing with the statement now. I think i wont pay the balance before i get the statement. Easier for calculation

more like technical error. last month i reported to citibank. they did the contra. but they contra twice.

now march.. the amount pop out in this month again 

WTF ... mean i have overspending for these 2 month..

statement shown the debit credit is correct. need to calculate month by month in my statement.

I already called the CS twice just to double confirm. Both of them mentioned that no AF will be charged. They also advised me to wait for the RM50 GST offset until my next statement ie. March 2015.

Published: Monday March 23, 2015 MYT 12:00:00 AM
Updated: Monday March 23, 2015 MYT 11:18:25 AM

No more service tax on credit cards

BY SHARANPAL SINGH RANDHAWA
 
PETALING JAYA: Credit card holders will have to pay the 6% Goods and Services Tax (GST) on the card’s annual fee, but the RM50 service tax will be dropped.

“Some banks may however waive the annual fee upon request.

“Then in such cases, there will be no GST payable,” said Association of Banks in Malaysia executive director Chuah Mei Lin (pic).

Banking sources explained that the GST on the annual fee might vary from RM53 to RM500, depending on the type of card.

They said that cardholders could use their loyalty points or rebates to offset the 6% tax.

Chuah said the implementation of GST would also mean that the RM50 Government service tax on the principal cardholder and RM25 on each supplementary card, which has been imposed since Jan 1, 2010, would be abolished.

“Beginning April 1, this service tax will be abolished in accordance with the GST Act,” she said in a statement.

Chuah also made it clear that GST would not be imposed on late payment charges and finance charges.

“Late payment charge refers to the charge when the cardholder fails to pay at least the minimum monthly payment by the due date,” she said.

Finance charges, she said, were charges imposed on the cardholder on the outstanding balance which has not been settled on or before the payment due date.

Chuah also dismissed talk that cardholders would have to pay GST each time their card was swiped.

“GST is not chargeable when swiping a credit card to make payment.

“For example, if you eat at a restaurant which is registered for GST, and the bill comes to RM50, you will be charged 6% GST on the total bill. So the amount you have to pay would be RM53 (ie RM50 + 6%).”

“If you choose to pay for the bill using your credit/debit card, you will not be charged a further 6% on top of the RM53,” she said.

Customs Department GST director Datuk Subromaniam Tholasy said the abolition of the RM50 service tax would benefit cardholders as they would now only have to pay the 6% on the annual fee.

“For example, if an annual fee of a platinum card holder is RM500, then the cardholder will only need to pay RM530 (RM500 + RM30, which is the 6% tax).”

“The RM30 is obviously a lesser amount that a cardholder has to pay compared with the RM50 service tax,” he said.
http://www.thestar.com.my/News/Nation/2015...n-cards-annual/

Done, thanks!. But only got waived 50% of the annual fee. Well, better than nothing. 

please don't hold more than one citibank card, they really LCLY, why?

last time i only have one clear card, if i say cancel straight they will waive my annual fees, this year i have more than one citi credit card they don't mind to cancel one of your card, because you still using their service anyway. unless you tell them to cancel all your citi card "maybe".

every year i need to call in and beg for waiver, when i register the stupid promoter talk like so easy to waive, but every year must do one time beggar. wth

Please advice, should I call Citibank before(a month before anniversary)/after they charge me the AF for the waiver?
If they refuse to waive the AF, and I decided to cancel the card on the spot. Do I need to pay for the charged AF?