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Selling price vs Bank Valuation
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LoveMeNot
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 Feb 26 2014, 02:42 PM
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QUOTE(Yamma @ Feb 26 2014, 02:16 PM) kitchen cabinet and build in cabinet is consider furnish or part of the renovation which is taken into new valuation? Yes for my case. I was requested to provide snapshots of the condo e.g. ceiling, build-in cabinet, wardrobe, etc just to help out in the bank valuation. I was offered 425k for a 2nd hand condo Some banks tend to be more lenient. Eg. My bank valuation from CIMB: 425k - 90% + 5% (for lawyer fees) offered HSBC: 400k - 80% offered AIG: 400k - 70% offered |
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LoveMeNot
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Feb 26 2014, 02:55 PM
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QUOTE(ngaisteve1 @ Feb 26 2014, 02:46 PM) how you get all these bank valuation info? need to pay to some third party to check it out? or you got the info while applying for loan? Got it while applying loan. If I failed to secure loan, I'll still get back my 2% anyway. |
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LoveMeNot
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Feb 28 2014, 11:06 AM
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QUOTE(ngaisteve1 @ Feb 27 2014, 10:51 PM) need to pay anything? Btw, is forced sales value = lelong value? My CIMB loan valuer cost me RM1150. |
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LoveMeNot
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Feb 28 2014, 02:06 PM
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QUOTE(ngaisteve1 @ Feb 28 2014, 12:26 PM) wow that's a lot. last time, mine is rm700 Now I'm wondering if the charged differs greatly from one bank valuer to another  |
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