Hi mates, just to share with you all that today I managed to top-up 2k into my ASM.

6 transactions in total : RM100, RM400, RM450, RM50 (first 1k) RM450 and RM550 (subsequent 1k).

I actually short RM100 during the first 1k transaction and I asked to onhold and rush to ATM machine. Pressed another number and waited for another turn to get the next 1k.

I knew I was lucky today and the satisfaction is really great after failed for the last few visits. So, good luck to all of us and keep trying whenever you have time to drop by.

Mostly I will go around 11am something or 3pm something, but when the post office has long queue, I will just walk out...haha

This post office is located somewhere in KL where surrounded mostly by office so don't have much aunties, uncles, etc waiting to pay bills...and I will sneak out from work desk for a while if I managed to finish my work...hehe

Hehe, don't worry brother, I have limited "ammunition" to load

PS : Can someone send me a link on how to multi quote reply? I was trying to google but can't find any

This is the thing I love the most for this job atm

Well, tried at 3pm something and today no luck

And I just wondering, in terms of dividend growth, which fund is better? ASM? AS1M? ASW? because from the ASNB website, it seems AS1M and ASW is growing 0.1% per year for the last 3 years while ASM remained stagnant @ 6.5% for 2012 & 2013...

I am waiting for the dividend date to come too~I will take leave and go to PNB HQ for account opening, AS1M & ASW2020 if possible~hehe

Just now went to post office during lunch time, not much ppl but the employee is not that helpful as compared to her colleagues...only tried once, Rm500, 400, 300, 200, 100, 50...tak ada la boss

Thanks for the info, it seems i still have to wait long time...hahaha...Initially I thought it was 1st April since I received my ASM dividend on this date

Well, managed to top up another RM850 just now

RM100 + RM 100 + RM 100 + RM450 + RM100, I met the helpful employee who willing to try multiple time for me, it really depends on luck

700 for today top-up

RM100 + RM450 + RM100 + RM50

I noticed that most of the time the staff have to try multiple times before those units start coming in, and when there is unit available within another minutes, other units are coming...just my personal experience so far

This post has been edited by csl1987: Mar 5 2014, 09:19 PM

Sorry, forgot to mention..I only have ASM account atm, can't wait to have AS1M and ASW account so that I can maximize my chances to top-up~hahaha...just wondering will the staff fed up for trying multiple accounts for me later

Normally I go after 3.30pm because the queue is rather short, normally within 10 queue numbers...

The staff told me I can "rehat" for some days from 15th March onwards because PNB will shut down the transaction for ASM to calculate dividend, is that so?

PS : Yesterday, I saw there is a notice that the system is down for JPJ,Insurance & Astro bill @ post office...so maybe lesser ppl will queue up there? Happy hunting

I saw a notice in post office today, stated that ASM transaction will be temporary unavailable from 23th March onwards until 31st March. Transaction will resume on 1st April

I see~normally how many passbook you bring for top-up? You have ASM & ASW,right?

Yeah, I have been hiding my money in bank FD for quite some time...it is the time to whip their ass and work hard for me

Nope, the staff already told me there was 4 ppl trying yesterday and none of them got it...so in the end, I am the fifth

Will try again later if I have time

Congrats~I am on leave today, will try my luck tomorrow

This post has been edited by csl1987: Mar 10 2014, 05:47 PM

Just back from post office...the staff told me I just missed the RM400 because there was another customer before me managed to top-up...

even worse, the staff only tried one round for me...400,300,200,100,50...tak ada la boss

Hi mates~just back from PM!!

RM400 + RM450 + RM100 + RM400 = RM1350

the malay lady really is my lucky angel

Just back from second trip, no luck even though the staff tried multiple times from 450.00 to 50.00

Yeah, I only have ASM atm~hehe

Bank they focus on queue time, if dragged too long for a customer, their branch KPI drop and affect performance~

just wondering, would you guys consider those insurance saving plan?

Yeah, something like that...maybe they will add on some Critical Illness coverage...but just wondering how many % they able to give us? they always showed us 2 columns, one is lower % and the other one with higher % (if they perform well)

Do these kind of saving plan attracted to you guys? personally, I don't really fancy it due to they have certain maturity date to comply before you can withdraw the money hence limited the flexibility as compared to ASX fund...am i right?

Do you mind to give me some ideas on the calculation?

I do agree with that and that's why i rather hunt for ASX fund than saving in those plan...just wanna gather some opinion here...hehe

Anyway, I managed to top up another RM1450 into my ASM today

RM 350 + RM 150 in the morning

RM 100 + RM450 + RM400 in the afternoon

Actually I am wondering is there any associated risk with this ASX fund? if government changed (if only if ), will it affect this fund?

Yeah, I somehow feel a bit weird why people are selling their units when dividend date is just less than 2 weeks away...maybe they "pre-enjoy" the dividend first? so they can skip the queue during dividend date?
they still can get 11 months dividend even though they withdraw now, right?

Just wondering what other ASX fund you have besides these ASG? getting tired of trying at bank,post office? or you merely wanna spread out the investments?

I got RM300 for today and RM100 for yesterday too