this has been discussed extensively in the past threads
especially the v1

wow this thread has been so active lately
must be due to ASB/ASN

mind sharing how much you have in total?
i have about 90 for 2020

why you ask stupid questions
and i was talking to sarah jessica parker

try not to goto the bank. try to go to the main counter at the PNB HQ itself.
it is labeled "kaunter utama ASNB"

yes, it does make a difference, noticed many times

there was once i told people i maxed out my ASB
people started stalking me
i would understand if people are afraid

damn! hahha whoever that makes that assumption are dumb and stupiak
if i songlap i can curi curi bina rumah bangala bertingkat-tingkat, the last thing i would wanna do is put in a deposit account or investment that is transparent to the government.

but i put in ASB
this only shows that i am good and sad taxpayer just like many here.

This post has been edited by Berkshire Breakaway: Jun 13 2014, 06:16 PM

yeah there are so few of them like that, which is why it comes out on papers
just like plane crash, so few of them car crashes everyday

i predict 6.9 or 6.8% for didik

interesting - so i am not alone
last month, i just opened a new restaurant franchise and needed to cash out about 150K from ASW2020
of course my investments in ASB is totally untouched. ASB is the best fund in ASNB
thank god i am a non malay bumiputera

yeah i always believe in making the best of things
i have become a lot more financially savvy after moving to west malaysia

then you have a moot point here
davinz was comparing funds of similiar type in this ASNB related thread

are you a bumiputera? if yes, don't worry funds are always available
but do remember maximum investment for ASB in 200K only

if i were you, i would goto "Kaunter Utama ASNB" instead of post office or agent banks
the process is smoother and faster!
and the people there are more well versed in answering your questions.

a lot of us have already maxed out our ASB and only then we try ASW2020 and ASM

This post has been edited by Berkshire Breakaway: Jun 21 2014, 09:00 AM

i have heard of it before, i know you can make more money with option 2
but no i have not done ASB financing before. i max out out my ASB, i park it there, the excess cash put into ASW and ASM. but non ASB not much lah, very little compared to you guys. i cashed out a lot when buying my car.

you see, my maths is bad (i think many ppl from /k/ know that by now), these calculations confuse me and i get very frustrated easily even though i know the returns would be slightly higher.

This post has been edited by Berkshire Breakaway: Jun 21 2014, 03:12 PM

last time there were also people saying there are cases where you cannot sell your units when to0 many people sell.
wow i am surprised how people are ill hearted creating rumors just because non bumi quota has finished.

the only time i know you cannot trade is when it is closed for declaration of dividend.

just wanted to share how ignorant malaysians are
today i went to maybank to cash in some cheques as the cheque deposit machine was down
at the same time i tried to update my ASNB passbooks.

the teller is telling me how come i can have ASB if i am not a muslim
that b**** refused to update my book. she's doing like i stole someone's book or something.

how stupid can they be? don't they know what is bumiputera?
not all bumiputera are muslim. i called the bank manager and shouted at her in front of everyone
i also called her stupid. i feel good now after scolding her. everyone stared at her.

i don't understand why they make a big fuss out of non muslim bumi people
we do not enjoy ALL the privileges (discounts) as malays and other muslims bumi people.
they should know that.

This post has been edited by Berkshire Breakaway: Jun 22 2014, 10:39 PM

before you make assumptions let me clarify.
she was basically insulting me and made a big fuss like i stole someone's book - she even got her colleagues to have a look. i have already shown her my IC earlier. do you know the look on people's face when they think you're a con man... that look!!!

so i just spoke to her rather loudly/shout so people around can here (but i did not shout on top of lungs) and called for the manager. if you are insulted like that it is maybe it is not too professional to shout but i don't agree that's immature.
especially when she also spoke loud enough that people around might think i am cheating. i need to shout back so they can here too and call for the manager.
not understanding and simply assuming in immature.
how you understand others affects you identity too

btw i have edited my post and removed the branch and name. kindly do so in your quoted post as well thx

This post has been edited by Berkshire Breakaway: Jun 22 2014, 10:48 PM

actually i composed the original message on my laptop last friday - not the day i posted (which was sunday)
that time was very panas - don't know why i did not revise it before pasting it onto forum last sunday
my identity card already show her lah, it has a christian name although got state bumi.
actually i also syiok sendiri lah, i only yelled at her, just exaggerating a bit, don't have that much balls to shout so loud. i am a professional not ah beng okay?
the manager was very apologetic and seemed very competent - made me feel kinda bad in the end
so i told to him it is okay no big deal just that he needs to train his staff - he said he would take action
however the staff was really not qualified, her english was also very bad. i wonder if these graduates really pass their exams or just bribe their way thru. i almost asked if she's from UITM - but i controlled myself

sorry for the engrish when i say it states, i meant displays in the card reader system
event the dentist has it these days, it shows so many stuff about you.
on the physical cards it just says warganegara lelaki and another single capital alphabet at the end.