For variable funds, u will earn via capital appreciation ony

Eg.
1. U have 10 countries foreign currencies [assume equity]
2. U have 1 CASA, int payable monthly [assume non equity]
3. Value @ 26/7/14 is RM1,250 [assume initial investment]
4. U get 1,000 units
5. NAV/unit is RM1.25
6. On 1/8/14, value increased to RM1,280
7. NAV/unit @ 1/8/14 is RM1.28
8. ROI = 30/1,250 * 100%
9. Cap appre = RM0.03
10. I have yet to factor in annual mgt fee, trustee fee n fund exp which will reduce d NAV slightly

I bot KGF n KSGF too
D ony setback for non-bumi is once withdrawn, it's xtremely tough to re-deposit

Hi all, just to share my ASG returns after 6 months into it, all figures are net after 2% SC.
Results were impacted directly with the recent drop in KLCI, hope it rebounce soon.  <_<
The overall annualized ROI was peak at 8.92% once.

Fund	ITD ROI	Annualized ROI
ASG-Pendidikan	3.44%	7.23%
ASG-Kesihatan	3.94%	8.30%
ASG-Persaraan	2.10%	4.39%
ASG-overall	3.16%	6.63%

Possible. Up and down... that make the market. 
It is not a short term investment anyway. Will let it grow by time..

Did u buy?

I tot u said "I will buy little units asg if free, if only if the nav less than 1.1707"

Yeah I believe that's only way. Btw there are so many fixed fund. Which is performing better and safer?

OMG! one whole ASM passbook finished   Me only 3rd page

Anyway congrats on getting the units 

eh I tot u have ASM?    don't have ASW & AS1M only

That's silly...1mil in a mutual fund would net you 10% easily.. worst case situation maybe your drawdown for one year is 30%.

Noticed that certain bank's officers are more willing to try for you in your purchase, ie. they tell u take a seat while they tap their keyboards, trying not just once, but several times, maybe a few minutes, then only they let you know the results, while some will just try ONCE, and sort of shout at you "tak ada". Some bank's staff can be really rude and unhelpful.

fundsupermart/eunittrust SC <5% ? Thanks !

0.57% SC Promo valid until 2nd Sept