sister's.

I only have ASG and ASM

I am interested in this. Been very long time eyeing on this, but not time to carry out analyse also.

Much more better to start off early as 20 y.o.

One of the advantages is that you can divercify the fund in just under 1 big unbrella just like what they did in ASG. But, all those perf fund are very very normal funds by banks. What coughs my eye is actually Hwang, if not mistaken FSM also in....

Bank do try so hard to promote the asn... lol. And esp to those elderly. My parent is one of the example that kena. Lol. But only 100 units la. Lucky I stopped them. And yes, SC is 5%

ouch, haha.

well said. And lucky i do this when i am free last time, but not during studying time like now which is busy. Lol.

But, if asd open to all... diff thing will come up.

wa...

MBB calling invest ASG and ASN3

no la... 5 % SC. LOL.

the officer tell me how good how good. LOL

Ceiling price for last yr - around 1.20. Now ad 1.18. He say i still can make profit. i just LMAO.i know la this year maybe can go to 1.25, but not worth lo. I say ok ok ok. Haha. But ASG for me is enough ad coz i deal with them during 2 % sc and the price is 1.15 during last year.

For the ASN3, reason behind sky rocket to 208% is they target those old old chinese aunty la. True story. LOL. Children give money thn chip in this, ASN3 haha. But ok la. Compare to play forex or stocks for those retired people. For me la, ASN3 is good, but the drawback during now is 5 % sc..... Maybe after dividend declare ok la.

through MBB i think.. Maybe through that, because when he promote, he think i am new to ASNB products.

This post has been edited by [Ancient]-XinG-: Jul 12 2014, 09:47 PM

anyone know any complete details of this? http://www.asnb.com.my/pdf/PPS-Pos4.pdf

thanks for the information.

Will edit the 1st and 2nd post with all the common Q and A as well as update of ASD and others dividend distribution amount this weekend.

For those newbie, and esp non bumi. THE ONLY fund (UNDER ASNB) for you guys is ASG AND ASN3. I hope this statement made it very clear for NOW.

Any update will be made and complete before Sunday.



Wait... I think I put * and ** to made it clear. Omg. Why can't they check before questioning.....

This post has been edited by [Ancient]-XinG-: Jul 16 2014, 09:53 PM

-Nil-

Wrong info

This post has been edited by [Ancient]-XinG-: Jul 20 2014, 07:18 PM

Edited the wrong information.

Sorry.

all of the agent are waiting for the new books. But don't know when it come. the print template already changed but the books not yet come.

New ID 12 digits also got, but pass book have to wait.

this is so true. they really try hard to push their Variable Funds now. And I hope the total return will be good enough, because now those all new investor in variable funds are mostly aunty and uncle or people who are not clear regarding variable funds.....

well what I can say is that, ASG now NAV is quite high.... ANd yes, the dividend paid out. STILL need to charge 5% SC before it goes to you in "units" form.

Lets say u in 1000 units 7% is 70, but u are not getting 70 Units, but you will only get 66.5 units.

Don't forget to count the initial 5% at the moment you cash in.....

Bee, look at the bigger picture. ASNB products are mean for long term investment. Yes, you lost initially, but you will get back in 3 years time.... that's what we mean long term. If want gain really fast, property and stocks, which is higher risk.....

In UT, you may or may not lost the capital, in your case, is the 10000 MYR. That's the main concern. But however, in the history of ASNB (for all the funds), its never happen before and the fund size is increase day by day. Which is people cash in day by day. Now, in ASNB, there is quite different with other stocks and forex which give you fast money. IMO, ASNB is more likely to be blue stocks. But, gaining of 7% pa is still consider low, because of the inflation rate around 2-3%..

No worry, many people have ASG even me. But I create account during the promotion last year (2% SC, instead of 5%). And to cut some lost, you can do Ringgit Cost Leveraging, meaning, cash in certain amount of unit once every month.

However, its up to you stop cash in if you feeling not good.

And it you want to cover the lost of 5%, yes at least 2 years,

As mention above, variable fund is concerning about ROI, this is quite confuse actually, @[will-I-am] mind to explain?

no worry... As tbheng mention, ROI of ASG is returning fast.

and sorry to say that tbheng, can you mention the returning mechanisms? If having 10000 units in hand ( the 10000 units is after 5% SC )

I still not so understand.

This post has been edited by [Ancient]-XinG-: Jul 23 2014, 05:33 PM

I WILL NOT ANSWER THIS.

Refer to 2nd post.

PLEASE.

This post has been edited by [Ancient]-XinG-: Jul 25 2014, 12:44 PM

yes, bee. As long as the price is higher than previous year. Consider safe.