Apr 23 2014, 10:39 PM
QUOTE(njan77 @ Apr 23 2014, 10:21 PM)
Hi guys,
Today just received notice that my application for MBB 2cards rejected.
Call the branch officer that in charge and he said that my monthly commitment is high and also he said that if I apply again it also will be rejected.
- Currently I have 3 CC with no outstanding balance.
- Loan (House + car (MBB) + ASB(MBB) = 3.5k monthly) all with good record
- Monthly income 6.2k
Anybody know how can I get it approved. I plan to canceled 1 of my current CC and apply this card to utilized the 5% CB and the 5x TP.
Thanks
how much is your current monthly commitment? i guess ur commitment is approaching 80% of total commitment/net income x100%.Today just received notice that my application for MBB 2cards rejected.
Call the branch officer that in charge and he said that my monthly commitment is high and also he said that if I apply again it also will be rejected.
- Currently I have 3 CC with no outstanding balance.
- Loan (House + car (MBB) + ASB(MBB) = 3.5k monthly) all with good record
- Monthly income 6.2k
Anybody know how can I get it approved. I plan to canceled 1 of my current CC and apply this card to utilized the 5% CB and the 5x TP.
Thanks
Or another possibility is 3 of your current CC is getting too high credit limit. For eg, you are eligible for 50k credit limit, but 3 of your CC total credit limit >50k, then they will reject you. <-- i heard this from 1 of my fren SCB banker fren.
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