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Credit Cards Maybankard 2 Gold & Platinum Cards V9, Pls read post 1-3 & use Search Topic 1st

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lightwerker
post Apr 19 2014, 12:31 PM

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Hi all, I own the maybankard2 platinum. i applied it last year when i was drawing SGD$15k per month. then on march I quit my job and began freelancing (registered my own soleprop business) directly to my client in Msia. so every month i will invoice them & they will bank in the money directly into my account.

I would like to apply for Maybank Visa Infinite and the req is RM180k annual income. Since i do not have a payslip anymore, how do I apply for it? And it says require 6 mths bank statement for self employed, which i only have 1 mth for this new bank account.

My question is, how would they treat existing customer who want to sign up for a new credit card? will they just issue the new card based on the old payslip I submitted last yr (S$15 * 12 * 2.5 = RM450k per yr) or they will ask me to update them with my new pay slip?

Thanks !
lightwerker
post Apr 19 2014, 03:03 PM

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QUOTE(vk_6qu @ Apr 19 2014, 02:33 PM)
2 suggestion:-
1. Call CS and ask whether they are OK the application with tax return doc? Like IRA8.
2. Apply thru yr soleprop. But I think is unlikely bcos it just started. Normay soleprop need at least 6 mths bank statement to show bank abt the money transaction.
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1. tax return doc is in singapore wan. my last payslip from singapore is on jan. then my first payment for soleprop havent come in yet (60 days term after invoice).
2. the new bank account no money inside yet

anyone here face same case as me? as in existing mbb apply the vi card without submitting new documents?
lightwerker
post Apr 19 2014, 03:27 PM

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QUOTE(tigaxxx @ Apr 19 2014, 03:05 PM)
Just try it as per suggestion above....
why don't u apply for mbb2 premier?...u will get VI + AMEX reserve...
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okla. i thnk the best way is to call them terus la (kinda lazy esp raining noon).
i dont swipe rm80k per yr on my amex, and i am kedekut to pay the annual fee. 50k still ok la so far on amex got 50k. i swipe mostly on my citibank pm card cos the rates are better than amex and I often travel oversea for projects. just sked suddenly last month of fiscal year i havent spend enough to qualify for waiver.
lightwerker
post Apr 19 2014, 05:41 PM

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QUOTE(maskedchan @ Apr 19 2014, 04:36 PM)
head to the mbb2card premier thread..
they are people say Amex Reserve having a better exchange rate than VI..

on how to apply without payslip..
u can use FD pledge method...
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what if i want to apply without FD pledge and want to use my previous payslip submitted to maybank for the amex application last time?
lightwerker
post Apr 20 2014, 01:31 AM

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QUOTE(maskedchan @ Apr 20 2014, 12:01 AM)
you can try...but they will ask u to provide the latest 6months payslip..
there are one more thing u have to take note... bank usually don't take conversion of exchange rate to determine your income...so if you even sgd15k, they will treat it as rm15k...but I guess 15k per month enough for VI anyway smile.gif
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thanks ! i will try. hopefully can get la

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