Do you guys think that this is a good deal?

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

3.88% processing fee with 0% 6-month of installment plan

I have been advice by staff that this Zing card only available auto reload when drive through TnG line, not available for Smart Tag if the amount below RM50...

But, I have tries and it is success to auto reload also even Smart Tag line... should be both line also right??

yes, on weekends

each card has its pros n cons

i only use amex exclusively on weekend. hardly use on weekdays (unless those that i cannot avoid, like work lunch/dinner).

all my personal spending (petrol, movie, dining, groceries) shifted to Saturday and Sunday. Weekday, rest my wallet and tabulating Excel to plan next weekend spending!

next month, i'm gonna swipe my AMEX for Etiqa Takaful (about RM1.6K). there goes my CB. 

dont need 2nd card either cuz i seldom spend >RM1K per month (probably 2 months in a year). No need incur GST for no reason (also cannot spend more to gain more cb to "offset" the GST anyway).

imo, gain more by spending less 

not yet. next month baru renew Takaful.

Here's the arrangement:

1) Call Etiqa OneLine at 1300-13-8888. Call on Saturday, before noon (they work half-day).
2) Tell them to charge to your AMEX.
3) You'll get 10% rebate for Takaful renewal + AMEX's 5% CB + 2X TP

Note: The Takaful Online Renewal only accept Visa/Mastercard, not AMEX.
Read this.

This guy called Etiqa OneLine during weekday to renew, but asked to charge on Saturday. The staff called back the person before charging on Saturday.