Everyday, any day. Except govt and education bills are 2x.

Oops, ya.. missed that out. Insurance I pay with OCBC Ti, higher cash back compare to MBB2 Amex.

Haha.. nope.. not me. I'm from pg. Too bad... AEON don't want me

Haha.. they don't want my money either. so I contribute to OCBC. OCBC unlimited 1% is actually not bad... i received 12x last 2 month and 5x last month. So even if I use watami, it's still capped at 150. So OCBC 1% wins!

Back to the topic, if there is only one wish maybank will grant, I would wish their MBB2 Visa/Master is unlimited 1%.

If watami maxed out, then use MBB2 visa/Master lor. At least it has 1x point (=0.4% cashback). Better than keep on using watami and get nothing.

This post has been edited by hkboey: Apr 19 2014, 01:19 AM

Yup... 5x points is still better than many other cards. My spending for amex alone is more than 5k each month. The points is really what I enjoy.

Which card? can recommend? I have ocbc titanium and I just get my wise card this month. I applied watami but kena reject .

I will try to apply again maybe next 2 or 3 months. But now they are hardselling their New AEON card... not sure if watami will be discontinued or not.

Haha... previously you said should get better card ma. So I thought you got better lobang. OCBC 1% unlimited loh... after I max out those card with cap, and places not accepting AMEX, will go into OCBC.

yup... when mbb2 and wise max out, ocbc is better than other card that gives only 1x point (equivalent 0.4-0.5% cash rebate).

15th apr and 19th apr transactions will be in the next statement date, means 3rd May.

When the statement date comes, you have 21 days free interest, which means u have to pay your full amount according to the statement, on or before the due date, which is 23rd May.

By general, banks will tell you 21 days free interest. But if u want to count it to be more specific, your 15th apr transaction will have 18 days (until statement date) + 21 days (due date) = 39 days (current day takes into account).

Yes!
If u swipe ngam ngam on statement date and pay ngam ngam on due date, u have 21 days interest free. (Minimum)

If u swipe 1 day after statement date and pay ngam ngam on due date, u have 51 days interest free. (Maximum)

*Off topic: business credit card will have longer interest free days.

Some info to share. My wife using a MBB2 Gold and have a credit limit of 8k. As of yesterday, there's an outstanding of rm100+. Then yesterday she was making a purchase of around 9.2k in single transaction using AMEX. Guess what...??



Tadaaa..... The transaction went through on the first swipe without decline. Not sure if there's any over limit charges will be impose but gonna settle it as soon as the transaction is posted to avoid any possibility of over limit charges, if there's any.