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Credit Cards Maybankard 2 Gold & Platinum Cards V9, Pls read post 1-3 & use Search Topic 1st

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bee993
post May 12 2014, 11:16 PM

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dear sifu..can i chg my mbb2 gold to plat?

will become new application?

lastly it is possible chg the visa to master? becoz getting wise n watami,both visa.

thx a lots in advance
bee993
post May 13 2014, 03:56 PM

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QUOTE(cybpsych @ May 13 2014, 08:20 AM)
yes, provided your annual income meets Platinum's requirements, then should be OK.

yes, during upgrade, you can inform the mbb staff to upgrade to platinum mastercard (instead of platinum visa).

I did my upgrade last month. So far so good  blush.gif

you can refer my earlier updates at Post #1288
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Thx a lots...

That mean the tp will be tranfer to the plat oso rite?

And the plat will be a new card all together. .mean gold need to be cancel coz the mac can get is just rm50 per month cb.

Hope I get the correct msg.
bee993
post May 13 2014, 06:07 PM

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QUOTE(cybpsych @ May 13 2014, 04:07 PM)
yes, all transferred, outstanding & TPs from Gold -> Platinum. Took them around 7 days to do this.

yes, new cards <-- new GST to be imposed. Better upgrade before your Gold imposed with GST this year. else, like my case, Gold already imposed GST in Feb (anniversary month), then upgraded to Platinum in April, another GST coming in 3 months time. this was a mistake of mine, didnt know GST is charged such way  doh.gif

if already imposed GST for your Gold cards, then probably can upgrade next year before GST kicked in. at least you wont double-pay the GST.

'bout cashback from Gold -> Platinum, mbb told me it's same pool. let's say, today, your Gold spending already getting RM25 cashback (own calculation). Your upcoming Platinum spending will have remaining RM25 cashback till end of May. Considering the upgrade takes about 1 week, you might have about 1.5 week remaining smile.gif you still can use the Gold cards until you terminate them. In fact, you can pass the Gold cards to spouse/family to pump petrol and help you earn cashback  thumbup.gif

i did test this scenario. spent the remaining using Platninum and maxed the RM50 cashback by end April. Come 1st May, gotten RM50 cashback. RM33 cashback from Gold, RM17 from Platinum.
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yeah gonna do it this august...coz my gst for current on oct.

all my salary goes to mb, dunno can ask them direct refer or not hmm.gif hmm.gif

so sad tp become 250...gt around 48xk before chg from 200>250....any idea wat else worthy to redeem except gst n voucher?

on the spot for aeon voucher the best deal i think of currently but i not live in kl...gonna do it the next time i go kl. doh.gif
bee993
post May 13 2014, 07:59 PM

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QUOTE(victorywp @ May 13 2014, 06:38 PM)
if you don't want to wait til you got go to kl, you may redeem for parkson/mydin cash vouchers at any parkson or mydin outlets (which can be commonly found in almost all states in malaysia).
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the point differ rite?

25000=rm100 voucher at one stop centre, by mail need more than that if i not wrong. sweat.gif
bee993
post May 14 2014, 12:18 AM

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QUOTE(victorywp @ May 13 2014, 08:46 PM)
parkson and mydin can redeem on the spot, no need posting by mail. 12,500 tp for rm50.
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but seldom shop there...mostly tesco and aeon sweat.gif
QUOTE(DarReNz @ May 13 2014, 09:28 PM)
have to head to mid valley to redeem ?
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might be a good trip....can redeem aeon voucher as well for me thumbup.gif
bee993
post May 14 2014, 12:42 AM

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QUOTE(victorywp @ May 14 2014, 12:25 AM)
just some options for you as you can redeem at these places at anytime (especially if your tp going to expire).
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got it..cheers icon_rolleyes.gif
bee993
post May 14 2014, 01:24 PM

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QUOTE(sj0217 @ May 14 2014, 11:04 AM)
Aeon voucher is no expired day I think if you redeem for it...
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Good news..at least can keep the value/use b4 point expired.thx for sharing
bee993
post May 26 2014, 10:01 PM

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QUOTE(ysc @ May 26 2014, 09:23 PM)
Just received mine today, wondering what design to use  rclxms.gif
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QUOTE(iamWill @ May 26 2014, 09:33 PM)
Got mine last week. I changed my card 2 years ago. It never fails to impress friends and maybank employees every time!

I'm thinking of applying for aspire but hate to carry additional card in the wallet.
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only for debit card?

might change my debit to liverpool image then, brows.gif
bee993
post Jun 5 2014, 04:01 PM

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after search up n down across almost all the CC offer by banks,

i conclude that nothing beat amex x5 TP vs CB 1.2%/1%/alliance tier based 2%(not sure any cap) unlimited in term of unlimited CB.


easily MBB amex offer the best and easy card in this term. if the visa/master x5 for TP then there is really no need for me to get other card d.(except those with higher cap based CB card)



last time even great at 200TP= rm1.

This post has been edited by bee993: Jun 5 2014, 04:03 PM
bee993
post Jun 5 2014, 05:29 PM

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QUOTE(Devil4life @ Jun 5 2014, 04:49 PM)
Some cash voucher even got higher value eg: Metrojaya, Parkson

Gone are the days  cry.gif

But thanks to lyn I manage to change all my TP before the inflation
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hush puppies brows.gif ....gone also.... doh.gif
bee993
post Jun 5 2014, 08:42 PM

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QUOTE(cute_boboi @ Jun 5 2014, 06:30 PM)
Won't be so soon. At least another 2-3 years or more.

I use Aeon RM100 voucher as base.
The last time the TP goes from 16k to 20k, it takes like 3-5 years. The same from 20k to 25k.
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currently best deal aeon big hmm.gif but melaka not yet got shakehead.gif
bee993
post Jun 10 2014, 04:54 PM

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sharp 32" led at rm399 + 62500bonus tp good deal?
bee993
post Jun 10 2014, 06:05 PM

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QUOTE(sj0217 @ Jun 10 2014, 05:32 PM)
Perhaps you can wait until Treats fair (next week) then only make decision??
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62500tp is for us after buy the sharp tv. sweat.gif
bee993
post Jun 11 2014, 10:51 AM

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QUOTE(bitcomet79 @ Jun 11 2014, 09:31 AM)
whhen apply for this Maybankard 2, is it possible if i don't want the supplementary cards at all as i only need the principal cards......the supplementary cards is no use for me...  wink.gif 
please advice any method if i only want the principal cards... tq  notworthy.gif
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QUOTE(bitcomet79 @ Jun 11 2014, 10:14 AM)
ok, thanks  rclxm9.gif
coz i thought it's compulsory for us to apply for the supplementary card too  thumbup.gif
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I guess wat u mean is only want Amex card but dunwan the visa/master?
bee993
post Jun 21 2014, 01:03 AM

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QUOTE(ronnie @ Jun 19 2014, 10:56 PM)
Me also kiasu/..... just register all of them A1/A2/A3/B1/B2
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Wonder how much they charge per sms sent.

Register all 5 too.hehe
bee993
post Jun 21 2014, 08:35 PM

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QUOTE(beyond86 @ Jun 21 2014, 01:26 PM)
Rm0.15
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thx...btw today go tesco utilise mbb2 , tesco give extra voucher of rm4.6 saving for 3pc + L coleslaw + ice lemon tea.(NP 21.20) which i think is not much saving use the voucher laugh.gif
bee993
post Jun 22 2014, 03:23 AM

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QUOTE(victorywp @ Jun 22 2014, 02:10 AM)
it's still 7% for those who not from kl. they can always redeem rm50 with 12,500tp for gst or cash vouchers on the spot at mydin or parkson.
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aeon big best deal now? for rm105 gift card hmm.gif

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