What should i spend my TP ya? Last time I like to redeem at harvey norman RM50 voucher for 9700 TP but now 12500 TP for same voucher. I do not find any value anymore.

I have about 170k TP to spend.

I managed to temporary increase credit limit with reason for medication payment ... can I use the card to pay somewhere else such as groceries or oversea transactions?

I had the same issue last time for hotel booking and they only charged me after a few months!

because I thought it was free stay! .. LOL

I don't know which bank you worked before but the bold part is not a case for me. I requested to increase 100% of my CL and it has been approved to pay my dad medical expenses last few months. During the time, I had request for a few times and all were approved with 100% increase. Perhaps I am a good pay master. .

Only this time, I have a little concern as I requested to increase because I want to travel oversea but gave reason medical expense. I just curious if they stop my card while I in overseas. That would be ..

since everyone say OK, I can go and clear all my card to spend later. . My card CL is just small (RM10k). I didnt want to request permanent CL increase because I want to keep RM50 cash back higher in percentage. LOL.

Exactly.

RM50 over 10k is higher percentage than RM50 over 20k. Owing bank for RM10k with -ve interest after those cash backs and TP.

guys,

I missed payment for 2nd time last 2 months due to travel oversea ... I called the CS to get interest revise back to 8.88% but seems they didn't approve it. This month still been charge 17% interest which very shitty.

So, I am planning to cancel the card and re-apply later. will I get 8.88% back?

Thanks

Yup, I normally paid via M2U but missed due to not checking in M2U. Just missed a couple of days! dem it!

I normally claim my TP at harvey norman and buy apple stuffs.

It was 9700 TP for RM50 but now is 12500 for the same amount. .