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Credit Cards Maybankard 2 Gold & Platinum Cards V9, Pls read post 1-3 & use Search Topic 1st

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maskedchan
post Apr 24 2014, 03:14 PM

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QUOTE(David83 @ Apr 24 2014, 10:59 AM)
Slightly higher than MBB Visa/Mastercard:
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i think the rate for MBB Visa/Mstercard already increase...
on par with other bank card...so better use card that have cash rebate..

i still strongly suggest to use AMEX oversea whether weekend or not because of 5x TP...can cover the 2.5% fees..
maskedchan
post Apr 24 2014, 04:16 PM

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QUOTE(David83 @ Apr 24 2014, 03:55 PM)
Any proof to support your claim?

I didn't do any foreign currency transaction lately.
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i read eat somemore back in this thread..
someone did mention that...

QUOTE(cx2531 @ Apr 24 2014, 04:10 PM)
5x tp can cover 2.5% meh?

let say rm1000, 5x treat point only 2% = rm20, but 2.5% mean rm25-3x
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sorry..my bad...used to previous TP calculation...
maskedchan
post Apr 25 2014, 10:20 AM

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QUOTE(harmonics3 @ Apr 24 2014, 09:48 PM)
I got my cards in February and they still send me the paper statements free-of-charge.
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lucky for you then and hopefully they dont charge you end of the year in one shot..
maskedchan
post Apr 29 2014, 12:04 PM

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QUOTE(Seng_Kiat @ Apr 29 2014, 11:39 AM)
I don't know which bank you worked before but the bold part is not a case for me. I requested to increase 100% of my CL and it has been approved to pay my dad medical expenses last few months. During the time, I had request for a few times and all were approved with 100% increase. Perhaps I am a good pay master. biggrin.gif.

Only this time, I have a little concern as I requested to increase because I want to travel oversea but gave reason medical expense. I just curious if they stop my card while I in overseas. That would be  sweat.gif  sweat.gif  sweat.gif  ..

since everyone say OK, I can go and clear all my card to spend later. smile.gif. My card CL is just small (RM10k). I didnt want to request permanent CL increase because I want to keep RM50 cash back higher in percentage. LOL.
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what this have to do with the RM50 cashback?
if you got RM20k credit limit..still the cashback is capped at RM50...
u worry you will spend more in the month?
maskedchan
post May 3 2014, 10:17 PM

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QUOTE(amazinggrace @ May 3 2014, 01:59 PM)
which card center opens on weekends?
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1utama, klcc, mid valley garden

QUOTE(DarReNz @ May 3 2014, 09:37 PM)
I have used aeon watami so far it doesn't double convert unlike ocbc titanium
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I am curious how it look like on your statement?
it will show conversion to USD 1st then conversion to RM?
maskedchan
post May 5 2014, 10:51 AM

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QUOTE(cx2531 @ May 5 2014, 10:49 AM)
but i saw my statement, it never written the gst charges at column, even m2u. so how i pay the gst?
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the GST might not yet charge..some reported only charge after 2months..
so just wait until it appear on statement/m2u, only start pay or redeem with TP
maskedchan
post May 5 2014, 11:41 AM

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QUOTE(alexanderclz @ May 5 2014, 11:12 AM)
sorry noob ques. from which order will they minus the TP points from? ATM to Mastercard to Amex?
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dont really get what you trying to ask..
but i gues this is about redeem TP for GST..
it doesnt matter which TP it is from since it all combine into one TP..

but u can ask the CS to deduct from whichever card you prefer
maskedchan
post May 6 2014, 11:28 PM

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QUOTE(Gen-X @ May 6 2014, 08:47 PM)
Bro, it is like impossible for me to increase CL since MBB wants payslips. But thanks to zenquix, he taught me to apply for Temporary increase in CL which does not need any documentation. So whenever I need more CL, I just call CS. However I need to justify why I need the increase in CL and for how long.

I posted below in Foreign Exchange Thread earlier and I thought the info may be good info for those having MBB 2 AMEX too
I just published my article I Earned 15000 FREE Enrich Miles for Purchasing American Airlines Tickets Which Also Earn Enrich Miles where I bought American Airlines tickets using my Maybank 2 Cards Premier AMEX Reserve.

» Click to show Spoiler - click again to hide... «
Therefore, from the above, my Maybank AMEX Reserve overseas conversion rate is less than 2%, which is kind of low copared to my other Visa Infinite cards.
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I am wondering are the rate for premier AMEX same as MBB2 AMEX..
I still see some people reporting the exchange rate are high for MBB2 AMEX compare to MBB2 visa/master

QUOTE(supersound @ May 6 2014, 09:14 PM)
Do you know what does your IC can do whistling.gif
By typing that 12 digit numbers, everything will be shown sweat.gif
So those documents do they really looking in to it also unknown whistling.gif
My case is because my salary are bank in to it, so they will know my income rclxms.gif
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bank like to follow procedure and like to documented every application..
so even they can see it, they still require the documents...
so no dispute whatsoever in future and have proof
maskedchan
post May 7 2014, 01:43 PM

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QUOTE(victorywp @ May 7 2014, 11:53 AM)
but my case is to pick up at poslaju branch, not mbb branch. but poslaju told me that mbb instruction is that for credit card package only the real person allowed to collect.
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if mbb branch, you could ask your wife to write you an authorization letter to collect on her behalf..
for poslaju branch, once it categorize only for receiver to receive..nothing you can do about it..but once u request to redeliver, parent/sibling can sign on behalf tongue.gif
maskedchan
post May 7 2014, 05:16 PM

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QUOTE(cybpsych @ May 7 2014, 04:36 PM)
never ever give any personal details to anyone via phone, including your mom/dad biggrin.gif

they're phishing you to verify the cards info they've gotten somewhere illegitimately. the more you confirm, the more you're validating the info.

where did you get the cards? by agents or online form (by mbb or 3rd party?) or anyone/where else?

if you can confirm u gotten the cards directly from official maybank offices, then you can screw them kawkaw for disclosing your info to external parties without your explicit consent.
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if you read the T&C carefully, the bank have the right to share customer information to bank partner/subsidiary..
so now you know why your data land into insurance and etc? whistling.gif


QUOTE(cybpsych @ May 7 2014, 04:54 PM)
may happen, especially bank agents who has database (excel file) of their customers info. probably they keep track of their sales performance for reporting (and incentive count, perhaps).

when they leave, no way the bank can control how she keep/use the file. she can jsut upload to dropbox, or thumbdrive or even floppy disk?  brows.gif banks have very stringent IT policies, but differs from bank to bank.

by right, her previous bank contract prohibits her to use any work-related documents for about 1 year (bank maybe longer). she got NDA as well.

you can actually report back to the bank and screw the ex-agent back smile.gif
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it depend on which department you working in..
some sensitive department, they pc does not have terminal and usb storage has been disabled..so you would not be able to bring data out..
and no internet connection for sure...
maskedchan
post May 8 2014, 11:35 PM

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QUOTE(besiegetank @ May 8 2014, 10:22 PM)
btw guys i have a question regarding agoda book now and pay later option.

I wonder if it is possible to negotiate with them to charge the payment earlier during weekend to enjoy the 5% rebate since the original date they charged is on weekdays?
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u could try that..
usually the pay later option will charge 1week before your stay...
so you could time it right smile.gif
iinm, it show when they charge you when you key cc info that time..
maskedchan
post May 9 2014, 05:16 PM

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QUOTE(ryudell @ May 9 2014, 05:06 PM)
if my amex has no o/standing, but my MC have o/standing, no interest free period as well?
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free interest period for amex
no free interest period for MC
maskedchan
post May 9 2014, 10:17 PM

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QUOTE(Wongchoy @ May 9 2014, 09:29 PM)
The branch will contact you then, asking you to collect your FD cert, now that your FD is not secured under lien anymore. biggrin.gif
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I see..
so this happen to you?
what about those FD under m2u? tongue.gif
maskedchan
post May 10 2014, 01:26 PM

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QUOTE(Wongchoy @ May 9 2014, 10:31 PM)
That's not my case because i utilise almost 80% of my CL from day one, abeit its EPP. MBB must be mad at me because i never paid a single cent of finance charge so they decided to hold my FD as revenge  laugh.gif
As for eFD , you may have to convert to one with a cert. not sure about that though.
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not really for my case smile.gif
one kind CSE help me on this...
not sure what they did on the back end though
maskedchan
post May 11 2014, 08:57 PM

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QUOTE(simc2 @ May 11 2014, 04:04 PM)
OK noted, get this msg "Sorry, PayPal isn't permitted to offer American Express as a payment method for MYR. Please choose another card."  doh.gif
When they going to fix this? ohmy.gif  blush.gif
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this is not an error..
so no fix will apply at all tongue.gif
maskedchan
post May 11 2014, 09:04 PM

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QUOTE(doomx @ May 11 2014, 08:57 PM)
is there a place i can check my points for AMEX?
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m2u > accounts & banking > rewards

maskedchan
post May 12 2014, 01:47 PM

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QUOTE(Seng_Kiat @ May 12 2014, 03:26 AM)
guys,

I missed payment for 2nd time last 2 months due to travel oversea ... I called the CS to get interest revise back to 8.88% but seems they didn't approve it. This month still been charge 17% interest which very shitty. tongue.gif

So, I am planning to cancel the card and re-apply later. will I get 8.88% back? biggrin.gif

Thanks
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to apply again for the same type of card, you need to wait 6months...
if not surely reject smile.gif
this is to avoid people to cancel the card after getting the benefit and re-apply again to get the same benefit whistling.gif


maskedchan
post May 12 2014, 04:46 PM

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QUOTE(supersound @ May 12 2014, 03:33 PM)
Case by case I would say. If you are a regular customer in online buying, banks will replace the card faster. My OCBC card almost being replaced once every 1.5 years.
But I guess if not doing online purchase all the time, they will replace the card slower.
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i used to buy online stuff every two week from amazon last time..
never replace my card earlier also sad.gif
maskedchan
post May 14 2014, 03:12 PM

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QUOTE(~Eveready~ @ May 14 2014, 02:44 PM)
so is it gonna be on June or July?
Why top part says June, below says July?
doh.gif  doh.gif  doh.gif
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lol..complain to CS
maskedchan
post May 14 2014, 03:58 PM

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QUOTE(~Eveready~ @ May 14 2014, 02:44 PM)
so is it gonna be on June or July?
Why top part says June, below says July?
doh.gif  doh.gif  doh.gif
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most likely is on june..

midvalley event 2014 shown that 19-20 july already book for education fair
http://www.mvec.com.my/index.php/event-calendar-2014/

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