no need reapply.

just give maybank a call and inform them of your upcoming expiration (few months in advance). They'll send you a new card.

whether it auto-renew and send to you without any trigger, not sure about this. No harm triggering ourself

Yup

Yup yup

check this topic instead.

https://forum.lowyat.net/topic/1803385/latest

Petronas Kinrara accept cc reload for TnG. Amex accepted. 1% cash surcharge, so, still worth it paying with Amex.

I did my RM400 TnG reload last month.

This post has been edited by cybpsych: Apr 7 2014, 03:14 PM

Google Map http://goo.gl/maps/2qQNx

it's nearer to LDP/Sunway Toll or Puchong than coming from Bukit Jalil/TPM cuz u need to make a u-turn back.

*edit: yeah, the one next to furniture shop area.

This post has been edited by cybpsych: Apr 7 2014, 03:36 PM

yes, go up the bridge, and keep left heading to Bukit Jalil.

Always keep left and you'll see the Petronas. Be careful on this left turn cuz there are speeding cars coming from left lanes (those who took the "under the bridge" roads from Sunway or coming from Puchong).

I think to be safer, take left lane (before going up the bridge/flyover). stopped for a while at the main crossroads below (traffic lights). Go further ahead past traffic lights, and keep left instead.

This way, you wont have conflicting cars hitting you

i also long time didnt take the lanes below. i guess there is an exit to head back up to Bukit Jalil.

Don't go there on purpose. Only when you're nearby, e.g. Subang, Subway Pyramid/Lagoon, IOI Mall, etc.

It cost me RM5+ of tolls just to go there, so I only plan my reload if I got activities at Pyramid.

This post has been edited by cybpsych: Apr 7 2014, 04:48 PM

i've been thinking this too, paperwork already ready for upgrade

one reason that got me thinking was that mbb2card gold looks ugly with the "dirty gold" color the dark-bluish of Platinum looks kinda nice

one other reason that stopped me was that by upgrading to Platinum, it already marked me as having at least RM60k annual income.

Slightly OT, but worth mentioning


effective 1 April 2014 the crediting and return of Interbank GIRO or IBG transactions will be a lot faster too!



Sauce: Maybank

something different to spice up the discussion

It's a great initiative by Maybank. They're setting an expectation (receiving end) and also manage sender's transfer planning too.

actually before 1 April, same day IBG is already implemented if you transfer before noon.

with this granular IBG timetable, it's gives M2U users better planning and expectation to recipient too.

Astro payment using AMEX is possible at Astro Lifestyle Centre. But not via any online channels, Astro's or bank's.

Info reported by ronnie back in 2013

https://forum.lowyat.net/index.php?showtopi...post&p=61345704

maybank cc's sms notification is laggy today. morning swipes, late 15-30mins. afternoon swipe at petronas, still not receiving any sms.

yeah, i suspect delay could be from my telco

since this is your 2nd card and low spending, mbb2card is the best. no category limit. to make full use of RM50 cashback, just try not to spend >RM1K, i think you're safe here.

refer your UOB's statement to analyze where you spend. first few months, adjust your spending behavior and locations/merchants that accepts AMEX. Lots of trials and asking each merchants when paying bills

me, same like you, cannot reach the criteria of HLB Wise. At most, i can meet ~6X RM50 transactions. So, i shifted all my AMEX spending exclusively on weekend. Workdays, if need to spend, always push for AMEX first. Although no cashback, 5X TP is actually good enough for future redemption (gst, voucher, treatsfair, etc.)

general rule of thumb: if no high spending, then dont spend so much just to get the cashback. dont get another card for the sake of getting more cashback. each card is chargeable RM50 GST per annum. each card also have its annual fee (if any). <-- waiveable or not, that's subjective to each bank.

exception would be mobile bills, utilities, unifi, etc whereby you definitely need to pay every single month. so, excess payment will be used to reduce next month's bills.

for me, i already overpaid my 2 postpaid mobile lines until end 2014 each bill is around RM19 and RM30, so i overpaid it to get as much cashback as i can. Now i no need to worry my bills the whole year. <-- now you know why my monthly mobile bills cannot even meet HLB Wise's criteria?

every person has their own reason to spend and purpose to get a card. the card suppose to help you, not making you a slave to it

This post has been edited by cybpsych: Apr 14 2014, 07:37 AM

you called maybank immediately after receiving the sms?

if yes, then you're in the safe zone. cc charges not yet fully charged to your cc, it's just being "floated" at the moment. once you reported this fraud transaction, maybank will flag this and not let it through.

as a safebuard, maybank immediately terminate the card and reissue you a new card, FOC.


if you didnt do anything, and only noticed this in your statement, chances are the fraud transaction already gone thru. then you need to file a dispute form to get maybank to investigate and reverse the charges. it's tedious once you're at this stage.

wow, 9000 RUB = 800+ MYR

should be ok. my prev case was around 4am SMS, but called maybank around 7am too. Maybank told me the charges are still floating, so they can stop it from going thru.

gotten new card 1 week after. statement didnt show the fraud transaction, so Maybank have stopped it the moment i reported the fraud transaction. so far, nearly 1 year after replacement, safe and sound.

every bank have fraud cases wannn. just Maybank is a big bank with huge customer base. chances of any of its customer kena fraud is there.

the SMS notificatoin is a precaution for us customers to protect ourself. first line of defense

just kepoh curious about Zing: If your tng credit dropped to <RM50 at the toll today, when will the auto-reload gonna happen? Any idea how long does it take?

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This post has been edited by cybpsych: May 10 2014, 07:03 PM