Maybankard 2 Gold & Platinum Cards V9

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cybpsych	Mar 24 2014, 05:49 PM Return to original view \| Post #41
--------------------- All Stars 65,264 posts Joined: Jan 2003	well, i hope this has something to do with bill statements whereby TPs currenly showing as 1X and 4X. hope they fixed the TPs by separating 5X (amex) and 1X (non-amex) respectively. oh well, just wish
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cybpsych	Mar 26 2014, 07:05 PM Return to original view \| Post #42
--------------------- All Stars 65,264 posts Joined: Jan 2003	called up Maybank about the missing AMEX TreatsPoints. it seems M2U is having a system upgrade/maintenance, which affects the display of AMEX TPs. That's why it's not listed in M2U for some. they are aware of this enquiry. no loss of TP count (existing and newly acquired points). No specific timeline given on the completion of the upgrade/maintenance.
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cybpsych	Mar 27 2014, 07:33 AM Return to original view \| Post #43
--------------------- All Stars 65,264 posts Joined: Jan 2003	well, my Amex TPs are back in M2U. 3 days MIA
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cybpsych	Mar 27 2014, 12:52 PM Return to original view \| Post #44
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(bearbear @ Mar 27 2014, 11:13 AM) 32500/250 = Rm130, worth? hmmm official price is RM120 without card. Sauce: http://www.touchngo.com.my/CMS/Personal/Pr...G/SmartTAG-FAQ/
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cybpsych

Mar 29 2014, 03:37 PM

Return to original view | Post #45

---------------------

All Stars
65,264 posts

Joined: Jan 2003

QUOTE(egagah @ Mar 29 2014, 01:07 PM)

hey to all the sifus here, few questions i want to ask =P

(I am only eligible to apply for the gold cards)

1) No cashback given on weekdays at all?
2) If the place accept AMEX, then confirm I will get the 5X points?
3) AMEX can be used for online payments? (umobile bill, lelong.com.my purchases, TNB bill)
4) Not listed but just in case someone already went to these places, could you tell me if you still get 5% or not:
- Shell station section 17 IZZARA/CHIN NYIT SIN
5) I know the points can be used to rebate GST (12500 for RM50), but other than that any use for it? I'm considering whether or not to get another card (ocbc titanium) for non-weekend transactions if the points are not very useful. Any forums that has the full list of claimable items?

Finally, apologies for asking all these and not researching myself. Honestly I try to find and read but sometimes the more I read the more confused I get :S. Really sorry for inconvenience caused! Thanks in advance for your replies!

here's a simplified table:

Maybankard 2 Cards	Benefits	Limit	Mon	Tue	Wed	Thu	Fri	Sat	Sun
Visa/MasterCard	TreatsPoints	Unlimited	1X	1X	1X	1X	1X	1X	1X
American Express	TreatsPoints	Unlimited	5X*	5X*	5X*	5X*	5X*	5X*	5X*
American Express	CashBack	RM50 per calendar month	-	-	-	-	-	5%	5%

*2X for Government Bodies, Education Institutions and Insurance Providers

If you plan majority of your spending on weekends, you'll gain more using Amex than Visa/MC.

Amex's 5X TPs is equivalent to 2% (in TPs), higher than OCBC Ti's 1% (in cashback). Effectively, Amex in weekends give you 5% in cashback and 2% in TPs, that's 7% worth of gain each month..

If you have other cards to complement, e.g. OCBC Titanium or HLB Wise, then use those for weekdays and/or higher spending.

some recommended readings:
http://generationsxyz.blogspot.com/2012/02...an-express.html
http://generationsxyz.blogspot.com/2013/12...edit-cards.html

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cybpsych	Mar 31 2014, 07:09 AM Return to original view \| Post #46
--------------------- All Stars 65,264 posts Joined: Jan 2003	Buy 1 Free 1 every Thursday for IMAX Halls IMAX Promotion Period : 3rd April – 31st May 2014 Sauces: Maybank \| TGV This post has been edited by cybpsych: May 21 2014, 08:33 PM
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cybpsych

Mar 31 2014, 01:44 PM

Return to original view | Post #47

---------------------

All Stars
65,264 posts

Joined: Jan 2003

QUOTE(cx2531 @ Mar 31 2014, 01:39 PM)

Amex's 5X TPs is equivalent to 2% (in TPs), higher than OCBC Ti's 1% (in cashback).

I dont understand about this. is it weekday got 2% cash back ?

it's equivalent value only, not cold hard cash.

you see, you need 12,500 TPs to redeem a RM50 voucher. in order to obtain 12,500 TPs, you need to spend/swipe RM2,500 (2,500 X 5 = 12,500).

So, RM50/RM2,500 = 2%

Now, work the numbers the other way round:

Spend	AMEX 5X TPs	Equivalent Value
RM1	5	RM0.02
RM10	50	RM0.20
RM100	500	RM2.00
RM1,000	5,000	RM20.00
RM2,000	10,000	RM40.00
RM2,500	12,500	RM50.00

In short, you swipe RM2,500 to give you 12,500 TPs to redeem RM50 voucher.

Advantage: Higher equivalent-value in TPs than OCBC's.
Disadvantage: TP redemption only.

Now, let's compare OCBC's 1% cashback: To get RM50 cashback, you need to swipe RM5,000 using OCBC.

Advantage: Cashback can be used immediately to offset some of your cc outstanding. The more you spend, the more cashback you get, no limit.
Disadvantage: Low 1% cashback.

This post has been edited by cybpsych: Mar 31 2014, 02:19 PM

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cybpsych	Mar 31 2014, 04:12 PM Return to original view \| Post #48
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(victorywp @ Mar 31 2014, 02:59 PM) reminder.... http://bills.maybank2u.com.my/ccedm/edm_CC351/CC351.html i've been wondering, how do you get the eDM from maybank? i dont get any from them (could be a blessing ) since i got my credit cards for years now.
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cybpsych	Mar 31 2014, 04:35 PM Return to original view \| Post #49
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(maskedchan @ Mar 31 2014, 04:32 PM) Do you mean the advertisement? just key in the email address in m2u account... u will promptly receive email from time to time.. ahh found that in M2U: Update Profile thanks!
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cybpsych	Mar 31 2014, 05:43 PM Return to original view \| Post #50
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(victorywp @ Mar 31 2014, 04:43 PM) how come you never receive any emails from mbb before? no idea! i guess i ticked the options in M2U wayyyy back. I forgotten there's option to choose my eDM preference in M2U.
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cybpsych	Mar 31 2014, 09:12 PM Return to original view \| Post #51
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(victorywp @ Mar 31 2014, 06:11 PM) i don't know either because i didn't update anything since 2005. i thought anybody with mbb cc and using m2u will automatically opt for the edm. just had a long chat with Maybank CS. In M2U, i ticked some "Financial Interest", e.g. Credit Card, Insurance, Investment, etc. Submit the changes, and it's done. Logout, login M2U and selection is there. Now, i wanted to untick some of the options, and submit changes again. The page refreshed with my previous selection. Logout, login M2U but selection is the previous one. based on MBB's CS, I cannot untick the options after I ticked them earlier (huh?! ). They going to escalate to the product manager (probably in charge of M2U) to deselect some of the options. weirdddddddddddddddddddddd
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cybpsych	Mar 31 2014, 09:20 PM Return to original view \| Post #52
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(victorywp @ Mar 31 2014, 09:17 PM) that sounds so weird if to involve product manager to deselect for you on your behalf... have you tried clearing cache or cookies and try again? tried multiple browsers, incognito mode, cleared cache/cookies, tried on 3 systems. I might try this tomorrow. I have a hunch that changes is limited to 1 time per day. No harm trying tomorrow.
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cybpsych	Apr 1 2014, 06:43 AM Return to original view \| Post #53
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(cx2531 @ Mar 31 2014, 10:37 PM) wanted to know it is possible to use amex card to pay for other credit card bills? then end up i use m2u to payback amex. btw, did anyone know how to use m2u to pay for amex cc ? thanks in advance curious: is this your first time using M2U / Amex? here's how you make payment to your amex. it's simple and straightforward. if you have multiple savings account, you can choose which one to draw the payment from.
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cybpsych	Apr 1 2014, 10:38 AM Return to original view \| Post #54
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(victorywp @ Mar 31 2014, 09:17 PM) that sounds so weird if to involve product manager to deselect for you on your behalf... have you tried clearing cache or cookies and try again? QUOTE(cybpsych @ Mar 31 2014, 09:20 PM) tried multiple browsers, incognito mode, cleared cache/cookies, tried on 3 systems. I might try this tomorrow. I have a hunch that changes is limited to 1 time per day. No harm trying tomorrow. tried today. Couldnt untick those selection. Best of all, if i tick new items, it got accepted. If untick, not accepted. maybank CS last night called me back to write email to MGCC with screenshots. this is getting nonsense
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cybpsych	Apr 2 2014, 01:39 PM Return to original view \| Post #55
--------------------- All Stars 65,264 posts Joined: Jan 2003	got a simple quesiton about mbb's cc payment vs due date. If the due date = 20 April, that means any full payment made on and before 20 April will not incur any penalty/interest fee right? what if i make full payment at 10pm/11pm on 20 April? is this consider safe?
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cybpsych	Apr 2 2014, 01:49 PM Return to original view \| Post #56
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(ronnie @ Apr 2 2014, 01:47 PM) If you pay via M2U, it's still ok at 10pm.... actually there's 1-2 days grace.... yep, intend to make full payment via m2u only. thanks for the info!
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cybpsych	Apr 3 2014, 06:51 AM Return to original view \| Post #57
--------------------- All Stars 65,264 posts Joined: Jan 2003	just for sharing, cuz didnt see anyone posted this before QUOTE Maybank Bill Cycle Dates 3rd, 6th, 8th, 12th, 14th, 18th, 21st, 26th, 28th, end of the month. gotten this from mbb cs when i was planning to changed my cc's bill date so that the due date is near my pay day
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cybpsych	Apr 3 2014, 08:14 AM Return to original view \| Post #58
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(KTCY @ Apr 3 2014, 07:58 AM) weird. received sms saying paypal charged me USD 1 but in paypal shown error. can't confirm card. How la if like this ? new to the card? 1st time linking the card with paypal? u might need to call mbb CS to unblock paypal transaction first.
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cybpsych	Apr 3 2014, 08:40 AM Return to original view \| Post #59
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(KTCY @ Apr 3 2014, 08:35 AM) new to paypal. call mbb cs ? but they already charged me. Received sms from MBB need to call also ? yah, call them to unblock paypal.
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cybpsych	Apr 3 2014, 09:48 AM Return to original view \| Post #60
--------------------- All Stars 65,264 posts Joined: Jan 2003	QUOTE(KTCY @ Apr 3 2014, 08:46 AM) thanks bro ! Called. Gonna redo the verification in 10 mins time and paypal gonna charge me another USD 1 you should do the paypal linking during weekend! the USD1 will be eligible for 5% cashback too! interestingly, i was charged USD1.95 (RM6.69) back in 1 Feb 2014. Cashback gotten RM0.33 QUOTE(KTCY @ Apr 3 2014, 09:07 AM) aiya. now need to wait few days to get the verification code. Any faster way ? Call CS again? nope. CS cant help. i did that too. CS can see there's a charge/transaction coming from paypal, but they couldnt see the details until it's being posted. Gotten the verification code posted in M2U in 2 days time.
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