anyone can advise me y my application been rejected and the person in charge tell me my salary should above rm3k? but i think the minimum annual income is rm30k right? mine one around 34k. bt still rejected?lol. any advise? i am making application through call. or i should go personally to maybank branch to do this card?

Just got my M2Cards today, delivered to my office this evening. Applied thru email on 11th, approved thru email on 17th, received approval from sms yesterday.

So next step sign the cards, activate the cards on M2U, call CS to set sms alert to RM1 and I'm good to go issit? 
what security precautions that I have to take? 

That's alot
Mine already paying for 4 houses

why you did not divide your rm1.5k-rm2k expenses to 2 months? unless each of your transaction is a huge transaction? otherwise, you can get rm50 rebate (x2) for 2 separate months.

it's still ok if no choice have to spend more than 1k a month still can get 5x points

it's still ok if no choice have to spend more than 1k a month still can get 5x points

Yup... 5x points is still better than many other cards. My spending for amex alone is more than 5k each month. The points is really what I enjoy.

Net or gross? Net income will have better success rate, if gross income then hard a bit.
You no need to activate the cards and can use directly. But the pin you need to visit a branch to get the pins.

But the cards came in with reminder from Maybank for us to activate the cards. I can see the button to activate them from my M2U.
What pins?

Yup... 5x points is still better than many other cards. My spending for amex alone is more than 5k each month. The points is really what I enjoy.

and that's 30 to 40 times higher than mine. maybe old man like me doesn't use much electricity while internet just using smartphone telco package.

Guess with some fraud cases that's why they remove the auto activate. Mine never do a thing and can directly swipe.
The pin is for you to use ATM features.

all this while cc send by mail need to be activate by SMS/call CS..
only those cc collect in branch will auto activate/activated by the branch officers

at least that for my case regardless which bank

guys, a quick question,

if i using the card today, i will have 21 days of free interest is it? regardless of when i use it? meaning if i clear the payment within 21 days i will not be charged on interest right? even when i use it a day before the statement date?

guys, a quick question,

if i using the card today, i will have 21 days of free interest is it? regardless of when i use it? meaning if i clear the payment within 21 days i will not be charged on interest right? even when i use it a day before the statement date?

hi. thank you for reply. i don hav any other cc or loan. i just get update from maybank state that new policy is rm36k annum. if anyone wan prove, i can print screen the mail here. dissapointing. haiz.
any other cc can intro for me for petrol use?

Might sound sad to you, you need to have extra income in order for you to get a cash back card.
Else, you need to have FD to support your application, say rm20k and add up your current salary, you may able to get it.

hi. thank you for reply. i don hav any other cc or loan. i just get update from maybank state that new policy is rm36k annum. if anyone wan prove, i can print screen the mail here. dissapointing. haiz.
any other cc can intro for me for petrol use?

then get yourself a uob one card classic first with only rm24k pa.
benefits you may check here: https://forum.lowyat.net/topic/2943431