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Credit Cards Maybankard 2 Gold & Platinum Cards V9, Pls read post 1-3 & use Search Topic 1st

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victorywp
post Apr 18 2014, 03:51 PM

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QUOTE(tailangong @ Apr 18 2014, 03:49 PM)
for maybankard 2 gold, when are they going to give the 5% weekend rebate for Amex card.
I spent it on petrol during weekend but dont see any 5% rebate given in the statement hmm.gif
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every 1st of the following month.
victorywp
post Apr 18 2014, 05:05 PM

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QUOTE(tailangong @ Apr 18 2014, 03:53 PM)
okay, so i have to pay per statement first, then they will debit it into my credit card account directly?
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yes.

QUOTE(cx2531 @ Apr 18 2014, 04:57 PM)
oic. so i think weekday is not good for amex / maybank card
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yes, if you have other better cc options, then you shall use those on weekdays.
victorywp
post Apr 18 2014, 08:29 PM

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QUOTE(hkboey @ Apr 18 2014, 07:23 PM)
Everyday, any day. Except govt and education bills are 2x.
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and insurance payments... nod.gif
victorywp
post Apr 18 2014, 08:43 PM

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QUOTE(hkboey @ Apr 18 2014, 08:32 PM)
Oops, ya.. missed that out. Insurance I pay with OCBC Ti, higher cash back compare to MBB2 Amex.
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i thought last time you pay your aia insurance at klang with mbb2amex? not you?
for me, i pay all my insurances with aeon watami. laugh.gif
victorywp
post Apr 18 2014, 10:35 PM

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QUOTE(hkboey @ Apr 18 2014, 10:22 PM)
Haha.. nope.. not me. I'm from pg. Too bad... AEON don't want me sad.gif tongue.gif
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oops sorry... i am a poor memory and poor eyesight old man... sweat.gif blush.gif

aeon don't want you, but they want your money, so please try again. laugh.gif
victorywp
post Apr 22 2014, 02:22 PM

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QUOTE(cx2531 @ Apr 22 2014, 01:59 PM)
aia insurance can pay? why u prefer aeon watami leh?
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1) aia insurance accepts amex but they don't open on weekends
2) aeon watami 3% is for ALL insurance (not limited to aia or tokio marine or etc.) and can be done using auto-debit
victorywp
post Apr 22 2014, 04:44 PM

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QUOTE(cx2531 @ Apr 22 2014, 04:34 PM)
sien lo. spend almost 1.5k-2k for this month. just on weekend. haha. so i assume i fully utilise the cash rebate because the  cash rebate only cap at rm50.
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why you did not divide your rm1.5k-rm2k expenses to 2 months? unless each of your transaction is a huge transaction? otherwise, you can get rm50 rebate (x2) for 2 separate months.
victorywp
post Apr 22 2014, 05:21 PM

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QUOTE(Devil4life @ Apr 22 2014, 05:06 PM)
I'm reaching expiry of my card and today I receive a reminder SMS on this and they will issue a new card for me.

Just want to ask will the card number be the same as my previous one? I have few autodebit tied to the card.

Secondly, previously I had increase my credit limit which entitles me to platinum but I stick to my old card because if change to platinum they would charge GST again. So will I get a platinum card this time around?
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you will get the same type of card unless you did mentioned that you would like to change to platinum when the new card arrives

This post has been edited by victorywp: Apr 22 2014, 05:22 PM
victorywp
post Apr 22 2014, 05:23 PM

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QUOTE(HeReLiSm @ Apr 22 2014, 05:04 PM)
Just got my M2Cards today, delivered to my office this evening. Applied thru email on 11th, approved thru email on 17th, received approval from sms yesterday.

So next step sign the cards, activate the cards on M2U, call CS to set sms alert to RM1 and I'm good to go issit?  laugh.gif
what security precautions that I have to take?  blush.gif
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another is to check whether your amex msos safekey is activated. by right, it should have activated.
victorywp
post Apr 22 2014, 05:25 PM

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QUOTE(yonghong @ Apr 22 2014, 05:01 PM)
anyone can advise me y my application been rejected and the person in charge tell me my salary should above rm3k? but i think the minimum annual income is rm30k right? mine one around 34k. bt still rejected?lol. any advise? i am making application through call. or i should go personally to maybank branch to do this card?
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do you have other loans or cc under your name?
victorywp
post Apr 22 2014, 10:55 PM

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QUOTE(supersound @ Apr 22 2014, 09:52 PM)
That's alot shocking.gif
Mine already paying for 4 houses icon_rolleyes.gif
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and that's 30 to 40 times higher than mine. maybe old man like me doesn't use much electricity while internet just using smartphone telco package.
victorywp
post Apr 22 2014, 11:48 PM

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QUOTE(hkboey @ Apr 22 2014, 11:28 PM)
Yup... 5x points is still better than many other cards. My spending for amex alone is more than 5k each month. The points is really what I enjoy.
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wow, 5k every month just on amex alone... notworthy.gif
victorywp
post Apr 23 2014, 10:53 AM

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QUOTE(kazekage_09 @ Apr 23 2014, 10:44 AM)
guys, a quick question,

if i using the card today, i will have 21 days of free interest is it? regardless of when i use it? meaning if i clear the payment within 21 days i will not be charged on interest right? even when i use it a day before the statement date?
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you will have 20 days of free-interest from the statement date.
let's say if your statement date is on 14th, and you swipe on 15th, this transaction on 15th will have 20 days free-interest starts counting from 14th of the next month.
victorywp
post Apr 23 2014, 11:07 AM

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QUOTE(yonghong @ Apr 23 2014, 10:56 AM)
» Click to show Spoiler - click again to hide... «

hi. thank you for reply. i don hav any other cc or loan. i just get update from maybank state that new policy is rm36k annum. if anyone wan prove, i can print screen the mail here. dissapointing. haiz.
any other cc can intro for me for petrol use?
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then get yourself a uob one card classic first with only rm24k pa.
benefits you may check here: https://forum.lowyat.net/topic/2943431
victorywp
post Apr 23 2014, 12:57 PM

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QUOTE(hkboey @ Apr 23 2014, 12:46 PM)
Which card? can recommend? I have ocbc titanium and I just get my wise card this month. I applied watami but kena reject  rclxub.gif .
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if you already have hlb wise and ocbc titanium and mbb2cards, the next still aeon watami... laugh.gif biggrin.gif
victorywp
post Apr 23 2014, 03:20 PM

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QUOTE(kazekage_09 @ Apr 23 2014, 03:04 PM)
sorry I dont quite get it. let me give my real example.

my statement date is 3 april. payment due date 23 april I swipe on 15 april and 19 april. so how many days free interest for these 2 transactions?
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your swipes on 15/4 and 19/4 will be captured on 3/5 statement. so you need to pay by 23/5 for that 2 transactions.
20 free-interest days start counting from your statement date. so if you swipe right after your statement date, you will have more than 1 month to pay it.

This post has been edited by victorywp: Apr 23 2014, 03:24 PM
victorywp
post Apr 23 2014, 04:11 PM

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QUOTE(kazekage_09 @ Apr 23 2014, 03:49 PM)
» Click to show Spoiler - click again to hide... «


» Click to show Spoiler - click again to hide... «


» Click to show Spoiler - click again to hide... «


So that means we will always have more than 21 days free interest unless we swipe ngam ngam on the statement date right
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yes, minimum 20 free-interest days.
victorywp
post Apr 23 2014, 04:12 PM

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QUOTE
RM0.00 Maybank offer:Spend RM300 with Maybank 2 Card @1 Utama & get 2 Passes to watch The Amazing Spider-Man 2. Valid 23 Apr-2 May 2014. T&C:www.maybank.com.my

victorywp
post Apr 23 2014, 06:02 PM

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QUOTE(ryudell @ Apr 23 2014, 05:46 PM)
how come i did not receive any sms on that?
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i just received it...

but i already spent at one utama on 21/4 with 2 bills...
1 bill rm260 and another bill rm380...
if only i received this earlier...
then i can make sure i get 4 pcs... cry.gif
victorywp
post Apr 23 2014, 08:09 PM

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QUOTE(hiansitt @ Apr 23 2014, 07:01 PM)
want to add more on this..

interest free period IF and only IF you fully settle your previous statement before the statement due date
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yes, this is an important point.

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