assuming you don't want to submit any income document at all.

just pledge min 30k, one to one ratio between FD and credit limit.

yes. you may call the CS for confirmation / further question.

Unfortunately yes, that's why now they reduced the unlimited PPL access to 5 times a year!

Wow, you have a perfect scenario for comparison

It should be quite straightforward right? Just use Local Currency (MYR) / Foreign Currency (KRW)

VI
1. 187.51/55,300 = 0.00339078 (or 1000KRW = 3.39078MYR)
2. 84.77/25000 = 0.00339080
3. 34.01/10030 = 0.00339083

AMEX
1. 27.13/7980 = 0.00339975 (or 1000KRW = 3.39975MYR)
2. 33.65/9900 = 0.00339899

So, it's pretty clear that VI offers slightly better rate!

If you look at it this way, say with TP > EP, you get cashback of xx (read Gen-X's tutorial). XX - 2-3% = can still get xx% cashback. If exchange rate is your main concern, look at Aeon cards. Their normal and watami cards exchange rates are about 0.9-1%!!!  

You obviously miss the main feature of this card, air miles.

If you look for Cashback and what not, wrong thread.

This card require min 80k p.a spending

It's definitely the best conversion rate in the world right now, I've stopped putting my daily spend on my US based cards and focusing purely on my Premiere cards.

standalone card..you need to fill in the form and mail or email it..
the form should be include in standard kit that come with your credit card

http://www.maybank2u.com.my/WebBank/VI-Pri...PassAppForm.pdf

you can just print out this form to apply

When I got this card, I asked about the pin. They say nowadays they don't issue pin unless customer specifically ask for it.

ops. sorry.

is it worth in your opinion? 30k just for premier?

30k swipe here and there finish liao .. nowadays 30 is nothing

my question was 'is it worth for u to pledge this card for 30k'?
of course diff ppl hav diff opinions

for me i would not pledge it.. will apply it lo. haha..

but as fruitie mentioned, this card is for fantastic travellers

i was in japan last week. swiped my AR and VI same day 3 minutes apart.. outcome=== VI better rate

Where did you hear that?
Here is the flyer, http://www.maybank2u.com.my/WebBank/eDM-Starwood.pdf

Don't worry just go and spend. I spent few times this year including today at Westin Five Senses, discount still 50% for 2.