So my spend is above 100k a year, thanks to my job of being a "booker" for company trips/venues. Pay only qualifies me for MBB2Gold which I've been holding for 3 years.

Read pages 50-ish on this thread on pledging with FD. So when FD expires we can take the money but keep the MBB2Premier cards ?

Also after the 2nd year, what are the fees if one dosent hit the minimum spend of RM80k ?

Only downside I can see vs MBB2Gold is no more monthly RM50 cashback ... but well compensated with Priority Pass/SPG discounts.

Just checking if :

1. Can still pledge FD to apply for these cards (and minimum amount )
2. Are the benefits still Amex earns 5 x TP , while Visa Infinite is 5 x Plaza Premium Lounge access / year ?

Also the PPL access isn't listed on the card's maybank website ... is it a "hidden" feature ?

Thanks. Do you guys have second thoughts after getting this card ? (ie: a better alternative?) The perks for me would be 5 x TP for AMEX and the freedom to convert into airmiles if needed.

Currently using MBB2Card because of 5% cash back for most things. I don't spend enough on Petrol / Groceries to make use of Ikhwan or OCBC Titanium.

EDIT: PPL benefit is a plus but have a BMW White Card which grants me access. Would I be able to bring a guest in with this card , or must the name match ?



This post has been edited by corad: Jul 9 2015, 09:21 AM

Did you apply for the Supplementary cards at the same time of your application ? Or did you have to wait till your card was approved before adding them on ?

Which card gives HH Gold ?

SPG Gold isn't that special and they have plenty of sign up routes : http://loyaltylobby.com/2014/05/17/spg-gol...l-july-13-2015/

how soon did you guys get your card after approval ? And was it pick up from branch or home delivered ?

got my approval today and traveling next Wednesday (overseas placement) so fingers crossed.

just wondering if Malaysian CC is the most cost efficient way if making a big purchase overseas ? (US & UK) Thinking around RM40k mark

Don't have a US or UK bank account so can't do bank draft.

Sifu and bosses here any tips ?

Just checking if this is speaking from experience ? I believe withdraw limit for ATM is RM2k / day ?

any idea if AMEX or VI is better for the USA ?

Read that VI has better exchange rate ... but that was for Europe and Australia. Havent been able to find anything about usage in America.

in a single receipt.

which cards do you use ? I have a UK card but USD/GBP isn't very attractive now 1.5 vs 2.1 in 2012

Thanks for the advice. Well ~RM800 is still palatable, considering I was quoted RM6k more for the same thing in Malaysia.

Why not book through Hilton.com and use their Best Price Guarantee to price match Agoda + receive 50USD ?

millionaires would probably fly flag carriers / full service carrier ... MH,CX,SQ etc which even if they don't have their own lounge would provide an invite to a 3rd party site.

in any case, a person with USD1m won't be thinking too hard about a Priority Pass if it's important to them

looking to the day when Maybank has something to rival AMEX Centurion Black

anyone with M2Premier have HSBC Premier card as well ?

in terms of earned points/charges which is better ?

Thanks, was wondering more on item redemption / discounts.

Tempted with HSBC Premier due to the worldwide banking, and they've revised to RM200k in account to be eligible with no spend/fee requirement ... if I recall correctly it used to be 800k ? Also was quoted FD 4.45% for 6 months

But perks don't include all PPL (Only KLIA, Changi & HK) or permanent dining discount (MBB 50% at Shangri La KL) ... although haven't explored too deeply yet

are there any differences for World MasterCard privileges from different banks ?

As *A Gold and OW Sapphire the only lounges I haven't been to in KLIA is Emirates & Flight Club. My personal favorite is the CX lounge. Mainly for the booze Food is pretty good too, depending on what time you go (Bfast or Dinner is when they have a full spread ... Lunch (1100-1600) and Evening ( 2000- 2300? ) is so-so )

It really depends what you're looking for in a lounge: food, powerpoints, guest access, showers etc


MH lounges have been on a decline since 2013. Now even at KLIA (flagship) all booze has to be "ordered" ... even tinned beer , furniture is dirty and food choices rarely change apart from the monthly menu @ Noodle bar. Even then the food quality/taste is

Just waiting for news on what the new MH-EK tie up is about

yes, got my OW status with MH. CX allows you to bring a guest as well as long as they are also flying on a OW Carrier (doesn't have to be the same flight).

If I have time/feeling bored, I'll usually lounge hop between MH Regional (just skip the MH Lounge at Satellite) , CX and PPL

3rd party lounges only let you in if you have an invitation card

if flying OW at CGK, still prefer the coffee shop opposite Pura Indah (just at the end of travellator to departure gates). one of the best coffees in Indonesia

hoho, Maybank finally has a World MasterCard.

Hilton Premium Club membership is around RM600+ /year if I recall ? And 50% off SPG eatery is pretty good.

Apart from the above :
PPL can get free with Citi
World MasterCard travel services can get with HSBC Premier

Citi and HSBC have no annual fee ... so while MBB WMC is tempting, not exactly a must-have for me.