Spoke to CS today to apply, they'll call me back tomorrow to complete. But according to the guy I'd need to do the application first then only cancel my existing VI after.

I hope this isn't the case as I've put FDs for all my Maybank cards and don't want to go through the hassle of linking another one for the new card. I hope they can clarify tomorrow

Just having a dinner with a friend at Shang Palace Restaurant, Shangri-La Hotel, Kuala Lumpur.

When paying for the bill, the waiter was not aware that the Amex Reserve has 50% off for the bill, for 2 guests. He told me that only the Amex without Maybankard logo, in silver color and grey color has the discount.

I told him that this Amex Reserve is a newly launched card, ask him to recondite with the manager. Then only he go and ask someone to check. Finally, yes! As per what was stated in Maybank webpage. 50% off the bill!! ( for food only, drink excluded.)

I've never submitted any income documents to Maybank before.

Pledged RM20K for MBB2 cards, then RM50K for VI

Now applied for this card which was approved without issues, and didn't have to sign any document/stamping etc. like previous.

So I think if you offer to pledge RM50K is sufficient ...