your spending usually on oversea or local?
do you want to earn miles?

if you want to earn miles faster and spend 50% local..get premier

Get it, Amex Reserve 5X TP for local spending.

not cut..downgrade to standalone VI 

downgrade here by mean cut premier and re-apply infinite.. 

i remember if one terminate a card, bank will block your application for 6 months.
so, you better apply first, once got your card, then follow by card termination.
AMEX acceptance, i will say it depends on your spending patterns.

from 2012 till now,
up to now, my spending is
73%  on AMEX,
27%  on Visa.

most of my spending == utility bills, travel expenses (flight, hotel, petrol), dining, hypermarket

source of my statistics:
m2uplanner.maybank2u.com.my

using this m2uplanner i can monitor how much i have spent, check if i already qualify for annual fee waiver or not.

I have the same concern with you, my annual spending is about 60-70k and hardly cross the 80k mark. I know that maybank is very strict on this annual spending and hardly to beg for waiver even you had already spend 70k on the card, to them 80k means really 80k.

After analyse my spending pattern, most of my AMEX transaction are only in petrol station, Aeon Big and some big purchase.

In this case, I decide to give up my Premier 2 card and apply for MU Visa Infinite. MU VI give me 5x TP on petrol and grocery. So problem 1 solve.

For others big purchase, I wait until MU win a premier league game then i go and purchase, earn me 5X TP as well. Problem 2 solve too.

In conclusion, base on my spending pattern, im not really worst off but even better off by only need to spend 50k for annual fees waiver.

So, knowing your spending pattern is very important when come to card selection.

Get a card that suits you. Not worth to pay RM 800+RM48GST

if you just short of RM10k or RM20k to reach the requirement for Annual Fee waiver

here is the trick

BUY JUSCO VOUCHER with your AMEX
or whatever hypermarket voucher that you shop regularly.

My friend was doing this with his M2gold card, last time there was this 5% cash back during weekend, capped at RM50/mth, so he will spend exactly RM1000 to maximize his 5% cash back, what ever amount short he will just purchase voucher from Jusco (with his AMEX), so he was earning points+5% cash back.
he is giving his parents some money every month, so instead of giving cash, he gives them voucher.
some of the voucher he sells to his co-worker, selling RM49.50 for the voucher value of RM50.
you can buy voucher at AEON Jusco customer service counter

cancellation of infinite will automatically cancel your priority pass as well..

suggest you use finish the complimentary entry to PPL on the old priority pass before cancel your infinite

Yes, supp card also receive 10k TP for my case
Apply supp card with in a month after I receive my principal card.

doesnt matter..
the 10k TP activation offer was for you to offset RM50 GST previously...
now RM50 GST not applicable anymore, so now it is free TP 

After you call please let us know the result, i also didn;t get 10k treat point for my supp cards, thank you 

how come? i get 10k tp for all supp card
this tp is to offset the RM50 government fee before the GST kick in, and because supp card also need to pay the RM50 previously, that why supp card also get the 10k welcome tp