Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybank 2 Cards Premier, Fastest Air Miles Conversion
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 Dec 2 2015, 05:26 PM
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#1
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Junior Member
48 posts Joined: Oct 2012  
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Just received my cards and i shocked to see credit limit only RM30K? How does the credit limit given? I'm earning SGD15K per month, Singapore Citibank gave me Prestige Card with SGD80K credit limit.. ""
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Dec 2 2015, 05:35 PM
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#2
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Junior Member
48 posts Joined: Oct 2012
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QUOTE(Yippie123 @ Dec 2 2015, 05:31 PM) Do you have Malaysia income? If not I'm sure you pledged fd to get this card. Credit limit is given by how much you pledged. I didnt pledge any fd. I'm malaysian working in Singapore. |
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Dec 2 2015, 05:47 PM
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#3
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Junior Member
48 posts Joined: Oct 2012
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QUOTE(Yippie123 @ Dec 2 2015, 05:40 PM) Then you are lucky enough they even approved your application with your Singapore pay slip. Ok. Thanks for the advice. Die die use first loh. HahahaI know some ppl who earn close to a million per annum who get their pay slip oversea get denied for credit card application in Malaysia. Use it for a few months, show them some fd you hv in Malaysia and request to increase the limit. |
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Dec 2 2015, 08:38 PM
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#4
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Junior Member
48 posts Joined: Oct 2012
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QUOTE(terence_say @ Dec 2 2015, 08:01 PM) Really not make sense at all. Haha im shocked too when i saw the 30K credit limit. So maybank use 1:1 conversion from SGD to RM? Think i'm going to cancel this card and apply UOB VI instead.I also using SGD income to apply. Credit limit is SGDx4 at first, increase further when have some usage record with them For your case, should be 60k RM limit, not sure why only give you 30 |
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