Maybank has gotta be proud with this.
Amex tends to get us higher loyalty points, but most merchants out there either reject to take it or extra 2/3% charge on txn.

When will Malaysia's credit card business realize there shall be true travel card for everyone? Or at least target middle/middle up income people

A card with one or more of the following features:
-ZERO admin charge on foreign txn
-Lower airmile conversion
-Hotel co-branded card for free nights
-Frequent promo on travel products

i mentioned one or more of the features
any feature 1-3 couple with feature 4 would be nice
apparently, nothing is gonna be perfect
but consumer can coupling such cards for maximum benefits