approximately how much do i need to pledge?

I'd say a minimum of 50k but its up to you. You can tailor made your CL this way by pledging the amount you want as your CL. eg pledge 100k and get a CL of 100k.

normal MBB2 waives the RM50 for the amex. You have to pay the RM50 for the Visa/MC.

Yup, only for MBB 2 Card Gold and Plat, not applicable for MBB 2 Card Premier Amex Reserve..

This post has been edited by Alec.Yong: May 4 2014, 10:17 AM

Who is so stupidly idiot would want to pay for this MBB 2 Cards Premier Amex Reserve on RM800 annual fee charges yearly, or spending RM80K per annum for its waiver??

Who would rather cares for its so-called "Reserve" status??

Note: MBB is one of the bank here who rarely waive their AF or GST charges on credit cards, unless with ridiculous-required minimum HIGH spending amount / total swipes per annum for AF waiver only. (GST is 99% surely not waive-able items!!)

I'm one of them


I have my own reason to own the cards beside "syok sendiri"

this card seems high requirement, 180k and dont seems to see any lounge access... m2 card still seems attractive... IMHO

this is for those who wants to utilize air miles, why you all butt hurt, cannot afford then just walk away la

calling someone else stupid and idiot is just moronic by the way

This post has been edited by bearbear: May 4 2014, 12:13 PM

Got to agree with U that m2 card platinum is still better choice for most of us.....

m2 premier is only suitable if (assuming you meet the requirement) :
1) You're a big spender - orang kaya, lol (and I'm not in that category)... OR
2) You're a frequent flyer i.e. after enrich miles (I'm in this category)

Otherwise no point owning these cards.....

This card does come with 5 times airport lounge access

Oh? So this card pay RM100 gst?

But I guess that you would definitely cancel/terminate this credit card, unless MBB could willingly waive the RM800 AF without any ridiculous conditions??

If u care to read few post back, he already spend rm80k within two months

They are procedure u need to follow for the fd pledge. Call CS or go maybank branch. They will guide u how to do it

Maybe.. but for the time being I'll utilize the cards for 1 whole year

That was Alec...
me..... not even 10%

I for one don't care about "Reserve" status, but the better Enrich redemption makes the Amex card worthwhile.


I used my existing FD for Infinite card to apply for this card, and was approved without questions. (Although I'm not Malaysian, as such they wouldn't even give me MBB2 without FD, )

Priority Pass, 5 x free usage

Only real benefit is the Enrich miles + Priority pass if you use it.

If you have high spend, the MBB2 5% cashbash isn't so relevant as capped to RM1k spend / month.


More than half way to meeting the minimum spend , not as quick as Alec though

Oh boy! We don't spend 80k just for the sake of AF waiver. Its the 88k Enrich Miles that we are after.

Yup, RM100 for both cards..

That's me..
Spent RM80K ++ for the past 2 months..
Even my annual income also not reached this figure ..

Now only I knew you are not Malaysian ...