I wouldnt bet on it. My 1st application got rejected cause I didnt meet the income requirement. Back then I had Visa Ikhwan Platinum.

9700TP for Rm50 Harvey Norman? Not 12500TP?

Ah, I see... Thanks!

Does the latest coming inflation affect M2C Premier points to redeem vouchers? All MBB website says is that Airmiles won't get affected.

This is proven method?

My last card, Visa Ikhwan Platinum had limit 30k, original was 15k. I requested for higher limit due to expected spending (travelling overseas for almost 1month, holiday trip so expected to spend a lot). It got approved. A long while after I requested the higher limit, I applied to M2C Premier and was rejected because didn't meet the income requirement.

Got promoted, pay rise, met the income requirement, re-applied for the card and was approved. They offered 50k limit if I'm not mistaken but I asked for 30k only. Now probably gonna have to request for higher limit again...

Hello there!

I just tried to redeem Harvey Norman vouchers at Citta Mall. They said I had to buy something and they'll deduct from my treatpoints. Not give paper vouchers. Is this true?

Has anybody actually redeemed paper vouchers from Harvey Norman?

Ouh I see.... Thanks for the info!

I also got it. Still no idea what it is though.

Hello,

Anybody here has any experience buying a car and paying it in full using credit card? Obviously for the points. I'm talking about increasing your credit card limit to say RM200,000 and swiping it to buy a RM200,000 car.

I did it once to pay the difference between home loan and actual house price. A little over RM100,000 but back then I didn't get the approval to increase my credit limit straight to RM100,000. So instead, I swiped 4 times. 3x RM30,000 (which is my credit limit) and final swipe of RM10,000, each time clearing it before swiping again.

Possible bank will allow to increase credit limit to RM200,000?

Yes, I have cash in hand.

Yes, I'm buying a car.

So there is a way?

Like I mentioned, I have the cash in hand to buy the car outright. Just prefer swiping to get the points.

I thought of this way too But doesnt your credit limit still apply? Doesnt matter if you have +ve balance of RM200,000 if you can only swipe up to RM30,000. Does it?

This is proven?

It be a shame if I dump RM200,000 into the card and cant swipe it up to that figure.

This post has been edited by zeronuker: Mar 17 2015, 07:58 AM

I want to increase my credit limit too. Even for a day for a single swipe. Care to share how much your income is? If you're comfortable and dont mind, of course.

I dont make that much on my income, roughly RM20,000 but fluctuates greatly. However, I have ready cash and aset. Just a matter of convicing the banks of it only.

Any idea as to how I "show them the money"?

Hello all!

Yesterday at KLCC, wife wanted handbag. Told her she can have it if credit card swipe goes through. My limit was rm30k. Handbag was more expensive. To my surprise, the transaction went through!

Can we actually swipe for transactions above our CL? Seems so in my case.

Handbag price was terrible...

I just figured the transaction won't go through cause I was already close to my limit. Buying the handbag will definitely exceed by alot! Dam surprised when it still went through.

Ah well.... in the end, I was happy too... that night

Hello!

Just curious...

Anybody here ever tried to settle a loan using this (or any other) credit card? i.e. asb, car, personal, etc loan

Obviously for the points!

Should have mentioned I have the cash to pay upfront. Just wanna try paying using credit card. If can, will earn a lot of treatpoints

One of my post a few threads back mentioned I'm trying to buy a car (pay full amount) using credit card.

This post has been edited by zeronuker: May 5 2015, 12:59 PM

Haven't tried yet. Waiting for Raya Rebates...

Does anybody here knows if treat point redemption at Harvey Norman still available? I've checked the latest treat points catalog and it doesn't mention Harvey Norman anymore.

Yesterday went to Harvey Norman to buy dining table chairs but forgot to ask...