Regarding Monash, my brother don't really concern about the money. He just thought that I deserve something (scholarship or reduction, even just a few k) because I have 4A*s. Monash is so stingy that they don't even reduce a penny for me. Another senior from my secondary school, who is studying in NTU now, he also doesn't support me to go Monash unless there is scholarship. He also think that I deserve something.
Back then, I think about it, and yes, I think I deserve something for my 4A*s. I work my ass off for this result.
If I go to Singapore uni, there is subsidization from government. There is a chance I can get the scholarship. There is plenty of scholarship offer to you when you study in NUS or NTU.
My family still can afford for my tuition fees (as long as I don't go UK for 4 years of degree, they still can afford twinning or local private uni), don't think they want me to take loan or ptptn as it is going to burden me in the future (crazy amount of money to pay back).
P/S: The most important reason that I don't want to do pharmacy degree in Malaysia is because pharmacists don't own dispensing right (although they said they want to give pharmacists the right a few years ago, but Malaysia government always just talk, they don't really do it, and they don't care), which make me very frustrating. I don't know by the time I graduated, is there any job for me? If I do it locally, I am stucked in Malaysia forever, as our degree cert (IMU or Monash Malaysia) don't really get recognized by most other countries (SG, UK, Aussie)

Honestly, I have to say, I don't think pharmacy is very appreciated in Malaysia. In overseas (UK, Aussie), after doctor, then it is pharmacist. Doctor need to seek for opinions from pharmacy regarding medicines. In Malaysia? Nurse is even more powerful then pharmacist. They can give medicines to patients without permission from pharmacist.
I know that Monash pharmacy is ranked 7th in the world but note that, that is for Aussie campus, not Malaysia campus. Monash Aussie will be ranked for so high is because of its lecturers, facilities, its university environment and etc. Apart from academic content, nothing is same as the Uni in Aussie. It don't get accreditation from Australia & Singapore Pharmacy Council like Aussie campus did.
I did asked Monash Malaysia regarding the transfer programme at the third & fourth year yet the staff say that it is a new policy and they are not sure about the details yet. They are not sure if we can really transfer to Aussie campus and they are not sure if it is accreditted by Australia Pharmacy Council. They are not sure if we can get training and register as a pharmacist in Aussie. There is so much uncertainty because this is the first year that they allow the transfer thingy. If you were me, you wouldn't worry about it?

Maybe 4A*s isn't a big deal for you (but I wonder how much A* you get for your a levels? Mind to tell?), but it means something to me, to my family and to my friends. (you may say 'no offence' but seriously, IT OFFENDED ME) I don't think I am the smartest person in the world, in Malaysia or even in my hometown. But this f**king 4A*s, it isn't just solely depends on luck. I work my ass off for this. Your sentences is pretty insulting, and I really don't feel good about it.
I am not showing off, I am just trying to ask for opinions and clear my doubts. Put yourself in my shoes. If you score 4A*s, you wouldn't feel you deserve something? I am not asking for full or half scholarship, I just want something to let me know that all the hard work, they will pay off someday.
Honestly, I love science. Especially bio, chem & maths. That's why I think pharmacy suit me the best. I am just trying to figure out if chemistry (if NUS or NTU really offer me), will it turn out to be a pretty good course and will it able to give me a decent future. I am just trying to give myself a few more choices since it is going to affect my future (more or less). I am just trying to give myself a wider & better future (although we don't really know what is going to happen in the future anyway).