Few points to question... All these could be due to laziness of agent as well

1) when you say upgrade, i assume you actually mean a new policy. Always in insurance form they will ask about medical check up and results, if any. Now this has not been disclosed to insurance company. So, even if you were not aware of your condition, you did fail disclose about those medical check up.

2) and you mention doctors giving advice? You mean those check ups or what? Abit confused. If those medical check up is company related, got nothing to do with GE?

Sorry for your illness... Hope you gain a full recovery soon.

Find an honest agent. Although that’s not easy to come by. Insurance companies abide by the contract and usually not out there to cheat customer's money. You must understand insurance companies also can't have customer lying to get money from insurance companies. After all, we hope the money paid by insurance companies, really go out to deserving individuals.

The irony is TOP agent doesn’t mean the best. It means this agent brought in a lot of sales. After all, their priority is closing sales. The bigger the better. The faster, the better. A proper agent would have sat down asked the customer each question in the proposal form, ensure the customer understand the questions in it and made sure everything that needs to be disclosed was indeed disclosed so that we don’t have this non-disclosure problem.

And please don’t cancel any insurance without thinking through.