update:
i recently had my surgery (excision under GA). cost rm1,320. other costs such as medication used during operation rm48, ward room charges rm 360 (3 nights stay), medication post surgery rm10

it was painful but i m glad that i did it. my self confidence has been fully restored.  my only regret is, not having the courage to get it fixed 4-5 years earlier.

thank you all again for the help and guidance.