my opinion is residential mass units i.e condos, service apartment and landed prices are still below 1 million median price is around 400k to 600k, with this, the said interest rates even after September were merely on RM200 monthly taking 500k..
rm200 extra you can choose either swallowing it, getting lesser profit which is highly unlikely.. or increase the rental another RM200 to compensate the increase but run the risk of tenants going off.. even thou you break down to 3 tenants around RM70 per person assuming 3 room apartments/condos, the tenants will face increase in foods such as business renting are taking more rentals after owners need to service higher interest..
as such, tenants may just opt to other units which is cheaper, given the mass units of high rise which all are competitive with LRT, MRT, LRT extension, KTm, all investors will be renting the standard price anyway everywhere as long as there are these along..
so matter of choice and living cost.. car loans might be affected too, personal loans, constructions loans, renovation loans..
my 2 cents..or try increase 100 and swallow 100, that is reasonable.. but for older properties especially those below 400k BOUGHT pre 2010, this effect are not severe, worse they just swallow with lower profit, these older prop rental yields can cover loans, other than this rental yields if (rented) also cant cover loans and further burden by increase in interest...
couple with GST coming in, which surely cost increase across the board, tenants/buyers are cautious, waiting scene for purchase are sure to come all the way