Bro, with ur 4k+ posts, 12 posts a day, but stil undecided after so much analysis???

At least narrow down to few options n start to focus on the pros n cons of those options ma. If u can spend less time condemning the market, u might oledi find a way with ur targets.

No worries, there is stil 14 mths b4 Q4 2015. I can go hav Kopi susu with u n gai gai. Just buzz me on tat.

Nokia is losing market share and not as dominant as last time.
PC maker market has been "eroded" by tablet.

The trend is changing.
Those early and adopt well in smartphone and tablet flourish, while conventional PC market that fail to take advantage of the smartphone/tablet/cloud services are left behind.

Even overall economy situation is good, there are job cut as well, due to
individual company/sector is not doing well
restructuring of the company
etc reason.

Now you hear the job cut a few thousand staff, ten of thousand staff, but when the corporate hiring back time, they do not announce big.
So we can't always conclude just there is news of job cut by MNC, then economy must be in doom and gloom.

Hiring, retrenching are part of cycle of employment situation.
We can't always read the bad news, while ignore the good data.
Situation may not as good but not as bad as well.

The analogy is like we have plane crash, car crash every year, every day, the label it is dangerous to ride a place and car because it can crash. 
Out of 1 plane crash there are 10 million plane landed safe.
Out of 1 company retrenching, there may be 100 other company hiring.

So in order to judge the overall, macro situation of economy, you take the total.

The overall job created  >200k per month speaks all the economy situation.
The all time high stock market speaks how well the overall corporate profit is.

Will sulu army shoot down the plane

Tomolo great chansi to make big moolah in klci.

It's all depend on how u wanna live ur life lo. Whining is a waste of time

bearbearwong,

I didnt know you also well verse in stock market ? 
You didn't buy house ? then you save your money waiting to buy stock !

Juz sharing.....Since this BLR has increase.

What I do is, i reduce % saving to put buy stock, instate allocate to housing loan repayment.

If you have bought a house regard for own stay or investment.

For a RM1million loan @ 0.25% is only RM208 permonth.

like that already cannot stand ? 

new BLR maybank berapa? I got watch TV the other day said 6.80 but dunno which bank... anyone can advise?

But buying Mazda certain models still got to wait few months...no stock pula.

There is no impact lar....people still buying cars lar...the road still as jam before...I hope half the car owners car kena lelong n I can cruise in the city at anytime any day without much jam.. but where to find such a hugh car park to store all those cars?

In 97, what I understand was the bank tarik balik so many cars from defaulters, end up got to find a big car park to park the car for lelong. Then, still not enough got to rent empty lands to park n employed lots of guards to jaga but still end up car spare parts kena curi. End up the bank lost more by tarik balik the cars. This time again, I dont think the bank ll repeat the same mistakes n they may allow more time n room to the borrowers....

No need busy body lar....

am around xiamen university construction area now. Still finding where is actual site.....looking at vicinity what to invest? House? Hostel? Shop lots? If no hostel, rental game to the students may be is ok.. ..if blr goes to 10%, later the uni abandon, how leh...

No need to panic, KLCI still in 1870.....
In order property to drop 30% may be u need wait KLCI drop to 800 point first 

Agricultural also need 550k ahh, wah then I got 1 fire sales at kalumpang near highware offer to me around 130k-150k per acre , I need to serious consider liao..somemore got young rubber three

U say agricultural land bro... I assume cannot convert to residential since u not mention convertable
If yes then u have to include the premium

Bear bear? U so pandai, why dont u develop that land? U can jv with any ah loong by prividing the land n let them come out with cash n built it. U take back 4 house is 2 million lor.....this mathematic, u dont know meh???

Sepang is in malaysia n not in china.....xiamen is in china. Xiamen university malaysia branch ll be built in malaysia. To be exact

Kota warisan is at the tepi of the main road. Your 10 acres is where? Can u prepare all the documents like grant, map, title, etc etc n pass to me. I ll show to some developers n check with them if they ll want to take the 10 acres or whole 200 acres. I can meet u to take the documents. Serious. Ok? Final price always can negotiate. Dont worry.

Bro....no need testing lar...u think we are those sour grapes meh....we talk as we share our experience with u. No those who hantam n criticize only.

I am not rich but I got the network with the rich. I still building my wealth and hopefully I can catch n board the train with the rich.....

Aiyoh...I also a ta gung chai lar....I still need to work lar. MU is taukeh lar...I can only eat taugeh...

I told your to work hard n work smart...it is a way to escape from being poor. I see opportunities n I ll take every opportunities in. Like if u really have the land, it is an opportunity to turn into income...

Bear2, I know where is the land. Guess the title is under ur parent name. ;-)
If u hv indidual title, asking for rm550/arce still got chance, but with so many joint names then very difficult. U know why? Who want to pay rm5.5m CA$H AND TO SHARE TITLE  with others...?  If not mistaken, around 20-25 names in the title, right?