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Financial BLR Increase 2014?, Base Lending Rate.

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Tigerr
post Jul 21 2014, 04:59 PM

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QUOTE(bearbearwong @ Jul 21 2014, 04:48 PM)
10 acres no lar... 200 acres plus also no.. bro joking only see you steady for or not.. chill lahh. where i got so many lands... got i dun talk in LYN di..
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Bro....no need testing lar...u think we are those sour grapes meh....we talk as we share our experience with u. No those who hantam n criticize only.

I am not rich but I got the network with the rich. I still building my wealth and hopefully I can catch n board the train with the rich.....
Tigerr
post Jul 21 2014, 05:56 PM

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QUOTE(bearbearwong @ Jul 21 2014, 05:17 PM)
i worse lor.. i worker only.. you no need to work, taukeh..
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Aiyoh...I also a ta gung chai lar....I still need to work lar. MU is taukeh lar...I can only eat taugeh...laugh.gif

I told your to work hard n work smart...it is a way to escape from being poor. I see opportunities n I ll take every opportunities in. Like if u really have the land, it is an opportunity to turn into income...
Tigerr
post Jul 21 2014, 06:17 PM

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QUOTE(bearbearwong @ Jul 21 2014, 06:01 PM)
can work out anything or not? MKH long time ago offered.. but deal failed
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Anything is possible n u must try. Need to prepare all documents first n start talking to potential buyers n your asking price must be relistic lar...this is not buying a house...this is about a big piece of land. Can pm me if u r not comfortable.
Tigerr
post Jul 21 2014, 06:37 PM

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QUOTE(Jliew168 @ Jul 21 2014, 06:36 PM)
I think somewhere in before slim river..location not so ulu
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I checked already. Next to hulu selangor.
Tigerr
post Jul 21 2014, 08:25 PM

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QUOTE(bearbearwong @ Jul 21 2014, 08:20 PM)
why 200 years old? aiya, state can use Land Acquisition Act working with developers, it depends on how desperate and demands... Ampang Taman Kosas area also Malai Reserve lor.. now all highrise non bumi lots condo & apartments.. demand so high till they degezatte the Malai Reserve ..

behind got Bandar Baru Salak Tinggi maa.. further up Taman Harmony Dengkil..
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Ya...but to develop a big township, u need much more than that. Have u been to taman enstek? Have u seen the sime darby project there? If yes, then u tell how is to sell. Somemore u still say simply 300-400k. Nearby sungai pelek also....many dusun there..laugh.gif


Tigerr
post Jul 23 2014, 09:50 AM

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QUOTE(andyyaosmurf @ Jul 23 2014, 09:43 AM)
10 years ago...when I working as a clerk in auction firm.. I heard alot of investor is talking about bubble will burst when the time come.. that time will be a good time to buy property.... I remember that time... 300k can get a landed property around cheras, pj area...
then i wait and wait... until now... i never see any so call bubble will burst at anytime... and 300k now cannot even buy a condominium.
Now... without a million, there is no way to owe a landed property in KL area... not even in PJ neither..
Honestly do we still want to wait? wait until when? still wait for bubble burst?
and end of the day... u may not even owe a single property...
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Your explanation ll not be well accepted by those who are waiting as u r poking their dreams....people rather choose to believe in a myth than to accept the reality.
Tigerr
post Jul 23 2014, 11:29 AM

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QUOTE(gogo2 @ Jul 23 2014, 11:26 AM)
Well, that time RM300k is still reasonable that's why cannot drop. But since you say now landed is million, and its out of reach of mostly KV people, do you think it is not bubble?

So 10 years ago bubble no burst. And now inflating bigger for another 10 years. So what you think will happen when such bubble burst?  hmm.gif
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hmm.gif 1 million drop to 900k.....laugh.gif
Tigerr
post Jul 25 2014, 12:48 AM

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QUOTE(gogo2 @ Jul 23 2014, 03:01 PM)


Buy you die.
Not buy also you die.

I think you better make your own decision because this concern life and death.


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If like that, I think u better start go find the right size coffin as buy or dont buy,u still need the coffin....laugh.gif
Tigerr
post Jul 25 2014, 08:36 AM

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QUOTE(kamilnu @ Jul 25 2014, 06:00 AM)
Your suffering has just started.....it will come thick and fast. If no effect no need to re-assure yourself what.
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When GST comes, tnb tariff hikes, petrol subsidies cut, etc etc how? Shall we start to shop for coffins? The sufferings ll be more thicker n faster than that 0.25 basis points...
Tigerr
post Jul 25 2014, 09:41 AM

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QUOTE(LDP @ Jul 25 2014, 09:19 AM)
In general, interest rate will slowly inch up over the next 12 - 18 months unless commercial banks are so generous that they are willing to absorb any increase in OPR without passing the burden to their customer base. Even if there is no hike in Sept meeting, interest rate will continue to increase over the next 12 months or so.
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In another 5-6 months coming, salary also ll get increment lor. Bonus also ll arrive lor...may be got another BR1M too....laugh.gif
Tigerr
post Jul 25 2014, 03:01 PM

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QUOTE(cdspins @ Jul 25 2014, 12:52 PM)
The current increase of BLR may not have direct impact, but with more new units available, and if tenant is lost, it will not be just a mere increment of 25bps...
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And it is just base on "IF"
Tigerr
post Aug 5 2014, 03:03 PM

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QUOTE(princessgalaria @ Aug 5 2014, 10:52 AM)
Noob question.
My housing loan is auto deducted from my bank every month. I'm aware of the increase of BLR rate since last month which is supposed to take effect like immediately, but when I checked my loan amount deducted this month was still the same rates as per what I signed in the loan agreement BLR6.6- 2.4

I'm already taking a maximum tenure of 35years, kinda impossible that they still add on my years for the loan. As per maybank's announcement, they already follow Bank Negara's rules to increase BLR to 6.85 since mid July.

Or I'm supposed to wait for a letter from the bank giving some instructions or something perhaps? Anyone kind enough to explain? Thanks a lot.
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May be the bank has increased your monthly installment amount which you has not received the letter from the bank yet. However the adjusted amount may be just about a roti prata meal which is so small which you didn't feel there are adjustment at all...laugh.gif
Tigerr
post Aug 5 2014, 03:46 PM

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QUOTE(princessgalaria @ Aug 5 2014, 03:15 PM)
No la... I know how much I'm paying for each month lol. Me very the poor, little difference also I will realise geh...
I just starting to pay my 1st month loan then BLR go up, aiseh...

They belum increase that's why I was wondering... mine is an auto debit standing instruction every 1st of the month. They deducted the same amount on the loan agreement based on BLR 6.6% my loan at least about RM200 extra.  cry.gif
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It could be also they deduct the same amount but the interest portion increased while the portion to reduce your principal reduce n in another word, your tenure ll be longer but at the early stage plus your adjustment amount may be small, I guess the bank ll not afraid that to give u longer period a bit as blr later if revise down, it ll goes back to equalibrium.

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