2 only ah? hehehe... u r my sifu..

This post has been edited by twincharger07: Jan 14 2014, 10:14 PM

voted.. "No comment, real estate is not my thing" <- only for this year..
sit back and try to get kungfu absorb from tkttt..



This post has been edited by twincharger07: Jan 14 2014, 11:31 PM

wah... new enlightenment... so meaning that those say wanna buy when it crash "man man dang la"...

u top 10% come here waste time lo.. hehehe

does BN have control over sg bank

This post has been edited by twincharger07: Jan 18 2014, 11:17 AM

imho.. looking pass trending, its not a systemic trending.. sg rate has been for very long time, but msia blr n opr is raising to almost pre-subprime era.. although US has influence on global economy, but each country is still putting measure base on respective policy.. china interest rate has been pretty high all this while..

foreign banks (as in apply loan from their countries) are not controlled by BN.. 70% LTV is not applied.. Nett pricing not applied.. 70% DSR not applied.. Nett pricing not applied.. raising opr n blr not controlled by BN..

This post has been edited by twincharger07: Jan 18 2014, 05:28 PM

neutral... just telling observation...

if there is no room for investment, harder to get loan, speculator stay away and let genuine own use buyers to buy for own staying..

so lesser speculation activity, bubble contained.. not good meh..

what is the sales performance in cheras that makes you think BBB?

If everything base on "Crystal ball", in chinese we say "you say everything liao".. because it is baseless

Those project you mention are completed or sold before the cooling measure starts.. thus behavior could be different with new cooling measure take place.. sales of certain area starts to cool down..

If the cooling measure manage to control the speculation activity, primary market can be cool down abit and avoiding catastrophic collapse.. possible of primary market stagnation, minor correction on pricing, until demand filling up the supply and the market starts to kick off again.. (if the cooling measures works).. In other words, maybe property price will not go down as much as 50% which some ppl are hoping for, and they continue to wait..

As long as ppl manage to repay, they wont get default.. bank will try to assist as much as possible to avoid defaulters.. Auctioning the houses below market value and recover the debt.. engaging AKPK to renegotiate loan agreement.. this kind of auctioning and defaulting happen all the time but just a matter of systemic or non-systemic. If things doesnt happen in systemic behavior, we might just experience property market segment slow down and minor correction which is not a bad thing and able to avoid the bubble bursting..

When primary market slowdown, good news for secondary market especially those who bought 2 to 3 years ago with 300psft to 400psft pricing.. because to the market now, 400psft to 500psft consider market price of below market price..

This post has been edited by twincharger07: Jan 19 2014, 10:55 PM

We discuss a lot on the micro level, lets hear what Dato Sri Gavin has to say on a macro level..

(Its a Taiwan Program)
http://www.youtube.com/watch?v=pqZZZIAipuk


Sorry its only in Mandarin.. My stand is neutral, I am just sharing.. some one say sharing is caring.. (but I dont spam)

Although this video was last year before the cooling measure, but some points are worth to note..
Whether you agree with him and another lady or not is base on your own opinion and understanding on the property market..

will it be a case where some group of ppl continuously waiting for prop crash to buy cheap prop but waiting forever and end up paying even more because they wait too long?

Cheers..

This post has been edited by twincharger07: Jan 19 2014, 11:07 PM

+1 .. some ppl think that the cooling measure is the cause of bubble burst..

wait until tongkat day and then the storm came.. after 50 years of inflation, wonder u still cen get it lower than today's price..

historically after few financial crisis in msia, our house got cheaper than 50yrs ago during our ahgong ahma period or not? they bought houses few thousand only leh..

Yea.. by limiting it, let the supply suck in by the demand before bull running again.. Anyway the amount of subsale still domanate than primary market.. As there are still ppl hunting for houses every year, and with limited new launches, not bad news for current subsale sellers... ratio of transaction will be more on 2ndary market this year I guess..

I SAY.. IN PROPERTY TRANSACTION RATIO, SUBSALE TRANSACTION ALWAYS HIGHER THAN PRIMARY.. THIS YEAE WE MIGHT SEE THE RATIO ON SUBSALE TRANSACTION COULD FURTHER INCREASE.. DONT SKEW MY WORDS .. READ MORE NEWS PAPER, STATISTICS AND UPDATE URSELF.

its always pointless to discuss with you as you always get very personal by giving ppl names, depicting education level, and skewing ppl's words making up assumptions and launch personal attack.. if you want honest discussion, better start to learn respecting others..

on your second post.. i have enough of getting profit since i started venture in prop investment even before subprime started and last purchase was few years ago and already harvested now after the bull run last few yrs.. resting this yr, mayb start enjoying life..

happy property hunting for you..

This post has been edited by twincharger07: Jan 25 2014, 03:19 PM

just chill with cappuccino and watch the show..
bubble tea like kids drink..

auntie uncle no matter how uneducated also know to buy, rent out and keep.. or buy in cash and keep..
my uneducated grandpa who never been to school also know about buying land with cash and keep, buying shoplot with loan and rent out..

i dunno y the current gen y mentality is poorer than uneducated auntie uncle.. they tot uncle auntie buy with loan, keep without renting and sell with negative profit..

This post has been edited by twincharger07: Jan 26 2014, 10:55 AM

mayb u really need to understand what subprime means...